I’m 23M, and while life is good, I want to stop messing around and start building a future for myself and my future family. So that's why I’ve developed a plan for the next couple of years and would love your advice or insights, especially since I have no idea what Im doing. Anything helps honestly I want you all to be as honest as possible I really want to do this right. My Situation: Income : Recently started a job paying $70,000/year. Credit Score : Currently 707, aiming to improve it over the next two years. Living Situation : Staying with supportive parents, which allows me to save money. Savings : After covering expenses, I can save $3,000–$4,000/month, giving me hopefully $60,000 or more but 50-60k is the minimum in two years. The Plan: Save Aggressively : Save at least $60,000 for a down payment and related expenses. Buy a Duplex : Location: Plan to invest in Texas due to affordable prices. I don't live in Texas nor do I plan on living there, I just want to...