I'll try to keep this as clear and unconvoluted as possible, but it's been a real hell of a time for about two years now.
My 77-year-old grandma, desperate to have a bigger house after (stubbornly) downsizing years ago, decided to finance a house via the help of my aunt's husband's signature. Both house title and mortage are shared. My family and I didn't like this a bit because both he and my aunt have a history of using, but they seemed to be on the right track...but still. Well, that all came crashing down. He even has active warrants out currently.
He and my aunt are no longer in the house, but problems persist nonetheless. Most recently, they showed up and stole items from her sheds (stihl weedeater, grandpas tools, etc) and also cadged her engagement ring. They are scum. Upon witnessing this my grandma, rather infirmed with COPD (oxygen tank and all) walked over to the vehicle he was stashing these things in and tried to see what else he'd taken. He told her to "Fuck off" and shoved her, resulting in her falling to the ground. Also, he's repeatedly beat the shit out of my aunt.
As far as i know, the most expeditious way of removing his name from both title and mortage, without having to refinance, is through some form of novation. Her other daughter is willing to replace his name on the contract, but I have a feeling this thug-wannabe won't make this easy. So I imagine a real estate lawyer and some form of injunction is in probably in order.
She's paid for absolutely everything since moving in, has the financial records to prove it. He has nothing in the way of financial documentation, hasn't even held a job for more than a month since they moved into the house.
I need advice because, frankly, as her grandson, I've had enough. I texted him the other night and told him that if he or any of his tweaker goons show up again, he'd see me up close. His response back intimated fatalistic violence upon my whole family, which I have attached. We called the cops but I was basically reprimanded for having started the conversation in the manner I did. I'm frustrated, I'm pissed, I'm done and I want all the (legal) retribution I can get.
If anyone can help me I'd appreciate it more than you know. She wants to retain the house and live her final years in peace, which she more than deserves. If there's anyone out there, preferably someone as vindictive as I feel now, that can help steer me in the right direction, I would be so very grateful you have no idea.
Edit: guess I can't attach here. The gist of what he said: I could get a call from a loved one in the middle of night because someone is standing over them. Could be me, either grandmas, sisters, parents.
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source https://www.reddit.com/r/RealEstate/comments/1gtzhx4/abusive_coowner_please_help/
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