Skip to main content

Abusive co-owner (Please help)

I'll try to keep this as clear and unconvoluted as possible, but it's been a real hell of a time for about two years now.

My 77-year-old grandma, desperate to have a bigger house after (stubbornly) downsizing years ago, decided to finance a house via the help of my aunt's husband's signature. Both house title and mortage are shared. My family and I didn't like this a bit because both he and my aunt have a history of using, but they seemed to be on the right track...but still. Well, that all came crashing down. He even has active warrants out currently.

He and my aunt are no longer in the house, but problems persist nonetheless. Most recently, they showed up and stole items from her sheds (stihl weedeater, grandpas tools, etc) and also cadged her engagement ring. They are scum. Upon witnessing this my grandma, rather infirmed with COPD (oxygen tank and all) walked over to the vehicle he was stashing these things in and tried to see what else he'd taken. He told her to "Fuck off" and shoved her, resulting in her falling to the ground. Also, he's repeatedly beat the shit out of my aunt.

As far as i know, the most expeditious way of removing his name from both title and mortage, without having to refinance, is through some form of novation. Her other daughter is willing to replace his name on the contract, but I have a feeling this thug-wannabe won't make this easy. So I imagine a real estate lawyer and some form of injunction is in probably in order.

She's paid for absolutely everything since moving in, has the financial records to prove it. He has nothing in the way of financial documentation, hasn't even held a job for more than a month since they moved into the house.

I need advice because, frankly, as her grandson, I've had enough. I texted him the other night and told him that if he or any of his tweaker goons show up again, he'd see me up close. His response back intimated fatalistic violence upon my whole family, which I have attached. We called the cops but I was basically reprimanded for having started the conversation in the manner I did. I'm frustrated, I'm pissed, I'm done and I want all the (legal) retribution I can get.

If anyone can help me I'd appreciate it more than you know. She wants to retain the house and live her final years in peace, which she more than deserves. If there's anyone out there, preferably someone as vindictive as I feel now, that can help steer me in the right direction, I would be so very grateful you have no idea.

Edit: guess I can't attach here. The gist of what he said: I could get a call from a loved one in the middle of night because someone is standing over them. Could be me, either grandmas, sisters, parents.

submitted by /u/KashmirZep08
[link] [comments]

source https://www.reddit.com/r/RealEstate/comments/1gtzhx4/abusive_coowner_please_help/

Comments

Popular posts from this blog

Aren't comps/CMAs useless with buyer credits at close happening now?

I'm looking into buying a new construction townhouse in my HCOL US city. I'm seeing builders offering interest rate buydowns worth $20k-$60k on $800k homes (rather than just lowering prices) in order to keep their comps high for their other units, now that buyer demand has been declining. I asked my agent about these, and he said these buydowns aren't even the full story: buyers can write all kinds of other credits into an offer, like their closing costs, prepaid sewer fees, etc. Apparently cash buyers can just write in a "buyer credit at close" for any amount in their offer. So a new townhouse that appeared to sell for $800k in the MLS might have actually been a cash offer with a $100k+ buyer credit at close, meaning the buyer only spent $700k or less in total, but to the rest of the world they can only see the $800k! So that made me realize I can't trust comps/CMAs for other new construction townhouses. The sales prices could be way lower than they appear...

How to Avoid Property Scams in Delhi?

Here’s What You Should Know! Commercial Real Estate (Non-Residential) Buying a property in Delhi can be tricky, especially with all the stories about scams and shady deals. If you're in the market, here are some tips to keep yourself safe:Double-check the documents: Always verify ownership and approvals. Don’t just take someone’s word for it—look at the actual papers. Do your homework on prices: Compare similar properties to avoid overpaying. A little research can save you from a bad deal. Work with trustworthy people: Whether it's a seller or an agent, go for someone who's transparent about pricing and the process. If they’re dodging questions, that’s a red flag. Ask for reviews or references: If someone you’re dealing with has a good track record, they won’t hesitate to share testimonials or connect you with previous clients. I’ve noticed that some property services have started focusing on things like verified listings and clear communication, which makes the whole proc...