As the title says, I'm under contract with a motivated buyer on my house. If all goes well, we close on 9/11. She's using an FHA loan with 20% down if that at all matters. My mortgage is due 9/1 but I don't have to pay it until 9/15 (and then a late fee will incur on the 16th). I've never had a late fee in the 10 years of living in my house, but I'm more worried about messing up the payoff/sale process somehow. I'm getting mixed feedback from people who have done what I'm doing and were fine and others on Reddit saying I shouldn't risk it. My new rent is also due on 9/11 and I can't shell out two hefty payments at once but I can figure it out if needed. Has anyone had actual experience doing this? I sent a message to my mortgage lender but won't hear back until Monday probably. submitted by /u/LinaZou [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1vpg7zy/closing_the_11th_mortgage_due_by_the_15th_p...

I hope to move eventually to a 55+ community. Have found a community I really like. However, my current house needs renovations and I would probably doing them over a couple of years. The community I am interested in is very large and they have a lot of open house showings on weekends. Would I even been let in to see them if I don't have a buyer's agent and just go by myself? I would be kicking the tires, so to speak. submitted by /u/OilPure5808 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1vp8d50/real_estate_agents_and_open_houses/

We live in Rhode Island. Property values have gone up quite a lot. We purchased a 2700 sq ft colonial at $380k in 2018. Cash. We have done few upgrades such as a new kitchen, added a pergola off the living room to pool area. Painted, new carpet upstairs. Zillows estimated value is around $689k. Recent comparable home in our town have listed around $699 and have sold for as much as $820, with bidding wars. And those homes do not have as many upgrades as us. Such as a pool/ finished basement, central vac, central ac etc. We know this isn’t our forever home. We actually want to downsize, yet more private/ property. Properties we have looked at are currently in the range of $650-$850k. Is now the time to sell and move to our next house? Or should we be sticking around because it’s paid for and value is high? I’m hoping to almost do an “even swap” in the sense of selling and buying. submitted by /u/aabbcc401 [link] [comments] source https://www.reddit.com/r/RealE...

I am in love with the location of a home in my city, and sent the link to my spouse: Immediately, he nixed any discussion because the kitchen is covered in wallpaper. The home has been freshly painted interior and exterior, they’ve updated the yards, and the kitchen has ugly wallpaper. Appliances updated, new furniture staged, but ugly floral wallpaper He says if the walls were in reasonable shape, or the wallpaper possible to remove, it would’ve been removed prior to the showing. he says ifs a non-starter Any counter-thoughts or is wallpaper really that terrible? (i never experienced wallpaper in my living spaces) submitted by /u/glorificent [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1voeldk/wallpaper_in_a_staged_and_updated_home_harbinger/

I posted not too long ago about almost losing earnest money and yet again I’m in the same spot because of the HOA last day I’m finally about to close but find out my lender won’t close because of hoa delinquencies is over 15%. How the hell is the hoa gonna tell us about this on the day of closing. We weren’t able to extend the contract and I might lose my earnest money now. Is there a way to fight this?? I genuinely don’t understand how this could possibly be on me and I don’t get my earnest money back I called the company and they said the contract has ended so they don’t have to give it back what are my options? submitted by /u/Awkward_Fortune_114 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1vo8c6i/new_lender_same_issue/

Everywhere I checked on line says that my home is worth between 530k and 520k. He wants to list it for 500k. He says that the market has soften. Of which I understand. I just feel like that much less is a lot of loss for me. Where or how can I get an accurate value for my home. submitted by /u/CarefulPizza3181 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1vo3w4u/my_agent_wants_to_list_my_home_20k_below_the_value/

One of my goals for 2026 was to sell my 2-year-old, one-level home (purchase price 409K) and downsize to a more affordable townhome. Because my current home would be competing with new construction (in other developments; mine has been done for a while), the plan was to buy first, move, prep and stage, then list. But the buying side hasn't worked out as I'd hoped. New construction options I can afford come with major location drawbacks (near a data center or near a freight train; pick your poison), and rates are too high for resale (I currently have a 5.375% rate). Given that it's mid-August now, and even if I found something today that I wanted to buy and could close quickly, I'd be listing in Minnesota in late September/early October, which is not ideal. There's also an unfortunate recent comp in my neighborhood that sat for six months and sold for 415K (though that was a 2-car garage, and mine is a 3-car garage). Earlier this year, previous comps in my neighborh...

I’ve been trying to get a hold of the agent on this listing for about two weeks now and no luck. I just had one, very brief conversation with them once asking if they were still accepting offers, they said yes and that was that. Since then, I’ve called, left voicemails and no response. Listing shows active and the Supra key is still on the door. The listing says to send offers to their email but I wanted to have a quick conversation before doing that. What gives? Don’t they want to move this thing? submitted by /u/da0217 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1vn3125/cant_get_a_hold_of_the_agent/

I don't understand when agents claim to have a motivated seller, yet after the house has been on the market for several months, they haven't adjusted the price. Then looking at the history, I saw it was listed LAST YEAR and withdrawn. Then re-listed in May with a higher price than the price when it was withdrawn. Make it make sense... submitted by /u/Augatl [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1vmz1qa/why_does_listing_claim_motivated_seller_when_home/