I got laid off last year (administration-related) and have been working very part time on and off for my previous employer. So my income has been paltry; I've been busy traveling and managing my money . I have solid savings and a great credit score and am a former homeowner. I am looking for a full-time job again now but am not panicked. I have not been in this position before (low income, high savings, looking for housing) and am wondering how it might go with lenders. I can put down a substantial deposit and may try financing a relatively modest portion. Any experience/advice with this? submitted by /u/Camille_Toh [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1vwc1mt/semiretired_person_lending_qualification_question/
Hello, we are currently in preparation to list our house within a month or so. We had our relator come out and recommend some fixes prior to listing and we've taken care of most of them. However, we have a few items still hanging and wanted additional inputs. House estimate: $280k Repairs done so far: - Septic aerator and pumped - $1760 (aerator just died this month of course) - basement leaks - $2197 (includes 10 year transferable warranty) - storm door replacement - $157 - mold remediation - $32 - hornets nest removal - $20 - landscaping - $1781 (we had an above ground pool that was removed and needed a lot of dirt to be filled in) - carpet cleaning - $179 - tree branch removal - $1500 (widow maker from a bad resent storm) - hvac tune up - $198 - tub reglazed - $850 (it's a toothpaste green tub that was redone before and started chipping bad, also the main bath so it needed done) All-in - $8674 Remaining items: Driveway - concrete driveway, very large and is ro...