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Converting single family into 2 unit

Hi, if I were to convert a current owner occupied single family into a 2 unit rental (both sides rented), would I need to notify the homeowners insurance company and mortgage company? Would I need to change the insurance policy from the single family to a 2 unit, and would they notify the mortgage company and would the mortgage company need to refinance me? Or would I just need to notify the insurance company that I'm renting it out 100%? submitted by /u/DanGleebitz [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1t47kry/converting_single_family_into_2_unit/
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Mountain Lakes NJ - forever chemicals & water problems?

I am looking for homes for sale in Mountain Lakes, NJ. It's charming and seems family-oriented, but in my research I found that the town seems to be in a water contamination crisis. The town has PFOA / PFA forever chemicals that are 12x the national average and 2x the federal limit. They already shut down 1 of their 5 wells because it was so bad, and now a second well got flagged a few weeks ago. I think the contamination source is a superfund site at a military base a few miles away. This seems really bad for us, because my wife and I want to have kids and these chemicals cause birth defects. And with more wells getting shut down, it seems like its getting worse. Even if I filter at home with RO, my family is still going to get exposed at school or in the community / at the local restaurants. I checked the town council meeting and see that they are aware, but it'll take years to be remediated. Question for the group: How do you handle forever chemical contamination in yo...

Realtors who send unsolicited, deceptive texts

I’m getting unsolicited, deceptive texts from a company in Texas called CooperZadeh Management. The texts say I inquired about a house in Anna (I most certainly didn’t), and they provide a link to their regional inquiry. I’ve seen this strategy before in other industries like pressure washing services; it’s deception rather than (or in addition to) incompetence. Are these deceptive texts acceptable in the realty world? If not, who do I report them to? submitted by /u/Word-Artist [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1t3hx9m/realtors_who_send_unsolicited_deceptive_texts/

When choosing a realtor - is living near you a big plus?

I had my list of realtors narrowed down to 3 people. Neighbor recommend. Lots of 5 star reviews on zillow, etc.. Met her in person and seemed helpful and nice. I emailed her to tell her I was about ready to get started and haven't heard back in 2 weeks. Recommended by 2 coworkers. I found two bad reviews. Rest were all 5s. I messaged him on Sunday morning. As of very early Monday morning, have not heard back. I met at an open house in my subdivision. And she also lives in my subdivision (maybe 1 mile from my house). The house for sale had nothing special and nothing was updated yet it sold very quickly. She mentioned that she could help clients sell without them having to do much to the house. She seemed easy to talk to and was not pushy. When I tried to research her online, all I can find is her profile. I can't find any ratings - good nor bad. I like the fact that she lives in my subdivision but wondering how much weight that fact should be factored into my considerati...

Does it make sense to buy an apartment in NYC if I want to leave the country in 1-2 years?

It's looking more like 1 year at this point by the way. Hey everyone. I grew up in NYC and moved a few times since then. I've spent 7 years abroad in total and decided to move back last year. I moved in with my mom and do not pay rent here and have been hell bent on purchasing an apartment since I came. I am now saving to open up my business and once I get that running I should be able to put down a down payment on an apartment. However, now I'm considering leaving the country again next year to go back to living in the EU. Would it make sense to purchase the apartment if I'm just going to move. I wanted to have a place here because my entire family is here and if I move I'd consider renting it to a family member. But I don't know if it's good to have property for the sake of it if I'm not going to actually live in the apartment for a long time. I appreciate any and all perspectives I know nothing about owning property and would be the first person in...

What kinds of repairs are worth it before selling?

My timeline to begin selling my house is about 13 months, after my oldest kid graduates high school in 2027. So that gives a good runway to knock out some repairs. Water heater is new as of this year, front door is new from last year, and the roof is 4 years old. For the other stuff, what is best left to the potential buyer? • one of the bathtubs is very crusty and chipping • the house came with cheap vinyl flooring that is bowing and chipping in the high traffic areas • there are some drywall repairs that need to be done. Some are a must, but the biggest is a prior owner clearly diy’ed a wall that used two pieces of sheet rock and the seam is very visible. • exterior paint? Not sure when the last time the house was painted. • electrical panel looks like it’s still the original from the 80s. • landscaping? It’s not terrible but not great either I’m thinking out of all those, the drywall, exterior paint, and tub are the top priority. submitted by /u/bradd_pit [lin...

Do these awards mean anything

Century 21 realtor. These awards are listed on his page. He has been a realtor for about 15 years. Awards 2025 Masters Emerald 2024 Quality Service Producer 2023 Masters Ruby 2022 Masters Emerald He was recommened by 2 coworkers who have used him. I've spoken to several realtors and narrowed my list down to 3. Number one on my list has not returned my email so he is currently #1. Thanks submitted by /u/CiscoLupe [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1t2k185/do_these_awards_mean_anything/

Real Estate Agent not helping am I stuck?

Posting for my wife..she’s trying to sell her condo however the res estate agent hasn’t been much help. The listing has spelling errors in the description, the pictures are terrible, and he we haven’t had any new bites in over two weeks. Listing has been almost two months now. My wife says their contract says she’s stuck with him until August. Is there any way out of this? We’re in Massachusetts by the way. submitted by /u/2saintz [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1t2ivro/real_estate_agent_not_helping_am_i_stuck/

Partition action

I need to sell the house me and my ex bought. I cant keep up with the payments and he's not making payments. What is the process to file a partition action? I cant afford an attorney. Its all pro se. He just wont sign, but he wont fight me in court either. submitted by /u/FireFlyLy [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1t1rjkj/partition_action/

Should I just walk away from this home after getting my inspection back?

This is the full list of repairs my realtor wanted to ask for. I do not think all of these are necessary and would remove some but I am just overwhelmed with the amount of things that needs fixed with this home. And this isn’t even all of it! This is a 2009 home being sold above market value and all this stuff is wrong. Our inspection report was 56 pages long. What would you ask for repairs? Am I better off just walking away if they refuse? If you got a sellers concession what would you ask for the total price to do everything myself? Roofing System (See Report: Roofing Section, approx. pages 6-10) • Repair or replace damaged shingles on all elevations • Address ridge cap damage and exposed fasteners • Evaluate and repair hail-related impact damage • Correct flashing issues (lifting, rusted, and missing kickout flashing) • Trim tree branches away from roof • Seal all roof penetrations as needed Attic & Roof Structure (See Report: Attic/Structure, approx. pages 11-13) • R...