hi, my bf and i are first-time buyers, we're countless offers in and have already backed out on a couple deals. we thought we finally found the one but here we are with another big fat roadblock. we were approved for a conventional loan and now the township is telling us that the lot is zoned industrial and can't be rebuilt if more than 50% damaged and the lender won't fund that. township won't make any exception and they have variance permits but not for use . they're saying our only option is to submit a rezoning app which is just time and money down the drain if it gets denied. the lot itself isnt technically big enough to fit industrial ordinance, one neighboring lot is owned but vacant with 0 permit history, the other is used as commercial, properties behind are residential/commercial use all grandfathered into industrial zoning. there are warehouses and distribution further into this district, nothing gross or polluting tho. i was hoping to get opinions on ...

If I suspect our offer is not being accepted due to racial discrimination, what are my next steps? The realtor and sellers are both a specific race and I am white. This area was historically white but is now about half and half white and this other race (who are typically insular). The seller realtor told our realtor that they had a higher offer (at asking) but it’s been weeks in attorney review. When we inquired again, the “other offer” was suddenly $100,000 over asking and could we come up? They never officially declined our offer. I feel like they don’t really have another offer and they are waiting for another family that is their own race to buy it. I’m planning to make another lower offer later this week because if they really wanted to sell it they would have accepted my offer by now and the longer it sits, the more negotiating wiggle room I have. submitted by /u/toomanychoicess [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tijv...

Real estate paperwork has completely changed my opinion on document tools. Between contracts, disclosures, and signatures, I finally understand why people care about fast PDF workflows. Didn’t matter much until I had 15 clients at once 😅 submitted by /u/Abelmageto [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tiedh6/i_used_to_think_pdf_tools_were_all_basically_the/

looking to relocate from de to fl, contacted a realtor..had a good conversation explaining our position. she recommended a lender. standard pitch *i always work with her" ""shes the best" blah blah blah.. i get it one business scratches the other. contacted the lender.. had hard pulls on credit for loan. got financials back.. then WE had to go back to realtor with info. not sure why lender couldnt send directly if the are such "good business friends". 2 weeks after pull..nothing no phone calls..sent 3 emails, no response..then.finally got 1 email a week after 3rd email with prospective houses, said we would be put on a weekly email for available houses. nothing listed in the stood out to us..and that was in.. no other communication.. from lendor or realtor.. nothing was signed for representation..but they both have all our legal info. i know its a buyers market, but to be ghosted like this is crazy unprofessional. is this what is acceptable now? havent ...

Looking for advice on what direction we should go next financially/housing-wise. I feel like we’re in a decent position overall, but I’m struggling to determine the smartest long-term move. Current situation: Me and partner with 3 kids ages 7,8,9 Household income: ~$215k salary (not including rental income) About $250k in retirement currently Contributing 15% to a Roth 401k Around $80k in cash savings (hysa) Primary home: Estimated value (super conservative): ~$500k Owe: ~$350k Interest rate: 3.75% We’ve outgrown it with 3 kids and only 3 bedrooms plus unfinished basement. (No office space for WFH) Rental property: Estimated value: ~$430k Owe: ~$249k Interest rate: 2.75% Mortgage is about $1,580/month Rent is $2,500/month Cash flows roughly $800/month after expenses The dilemma: We need more space, but I’m torn between a few options: Stay put and remodel/finish basement, stack cash, enjoy the low mortgage. Sell current home and buy bigger (found a house with every...

So new to this group trying to get our life together. I’m 42 female married with 3 kids. Bought house 2012 no fancy cars. Both Govt employees. Self teaching about investing ETF/Stock with what little we have left. Both still have student loans which fingers crossed will be forgiven through job. My question is how do people invest in a rental property without coming from generational wealth? I see people buy and live in their home for 2 years and then rent and buy another. How can this be possible considering my scenario.. kids acclimated to their schools.. not much wiggle room for job site relocation. I live in northern Va single homes are 750k and up. It’s WILD. Any advice bc this life is so stale! Thanks you so much. submitted by /u/Medical-Ad6585 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1ti2sfz/how_do_people_afford_to_invest/

I’m under contract on a home in Maryland and I am refusing to close after discovering major structural issues that were heavily downplayed during the inspection process. My agent is my partner’s aunt, which makes this much harder emotionally. I trusted her completely, and throughout the process she pressured us to move very quickly. During inspections, instead of bringing in licensed specialists, she brought in her own people who were apparently unlicensed and gave extremely low repair estimates. The inspector she recommended described the front stone facade and deck issues as relatively minor. Based on that information, we negotiated a $6k credit and moved forward. After contingencies were removed, I independently hired a structural engineer, contractors, and a licensed stone mason. Their findings were dramatically different. We are now being told repairs could potentially reach $50k+ and may involve major reconstruction work. I’m now speaking with an attorney and trying to recove...

Settlement Issues I’m a first time home buyer and we got our inspection report back last week. There is more than normal amount of settling towards interior of home in multiple areas. The seller has agreed to make repairs based off a letter from getting his structural engineer involved. (apparently seller is a home builder that does renos too) Is this a giant red flag? I am from the construction industry as well as all my family and we are all extremely skeptical of this If the foundation issue has to be addressed, should we expect the seller to get the inside of the home back to the same condition? We are worried of interior issues that could arise, since seller has agreed to repair based off of structural engineer, but realtor is not being very helpful of what all may or may not be included in that.. I really need some feedback from homeowners and others that own homes as investments. Everything else with the house is practically a non issue and seems to be a really nicely done ...

House closed 04/18/2026 and was updated to sold on Zillow the next day. It was sold for about double the amount left on the mortgage and the proceeds after all fees and taxes and stuff is split between 2 siblings who no longer speak to each other, 1 being my husband. The decedent has been passed for 3 years and this was the only remaining asset in probate, one sibling lived in the home but decided to sell and let go. We want to use the proceeds to purchase property in the next year or so, our lease is up in October and we don’t live in a wonderful area, we have a young son and think it’s time to move on, and I’m trying to make a bit of a timeline so we know what to expect. We would hope to close on a home by December or January of next year. If anyone knows the typical timeline for funds dispersal in a situation like this it could help. Thanks submitted by /u/ViceInSinCity [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tgzd1o/how_long_d...