This is based on some drama that is going on in my neighborhood in TX. A resident bought their property and it supposedly had thousands of dollars in unpaid HOA dues. They have been fighting the HOA about this for a year or two from my limited understanding. My question is, would this be something that the Title company would be responsible for if they did not find this problem before the closing? Every house I have bought or sold with an HOA involved reconciling the balance and verifying all was good. submitted by /u/vagabondizer [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1vbu5kt/unpaid_hoa_dues_from_previous_owner/

my agent has been trying to avoid sending the offer if the amount is not high enough, like I’m wasting his time. I feel that if a house is overpriced, I am not obligated to offer over. previously I took his advice and just didn’t make offers but I have noticed that some went for asking. what I want to know is , why is he so resistant to putting in ”lowball” at asking price offers? is it a ton of work? Does everybody use some kind of pay per letter software? he will ask the seller if our offer is good enough before sending, I feel like that’s more work than just sending an offer but I don’t know. submitted by /u/Mobely [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1vbaabt/how_hard_is_it_to_draft_an_offer_letter/

Basically, title. We bought a house last year, pool and equipment looked good other than wrinkles in the vinyl liner. Everything works fine, inspected fine, etc. This past month we started working on getting the liner replaced. It's a big pool with an odd shape so two quotes came in at 11k. Steep but okay. Then they go to measure for the new liner and can't, because one side has sunk 4 inches lower than the other side. We drain it and pull the liner out so they can bust out and repour the vermiculite. Another 4-6k there. As they're busting it out, they find that someone poured concrete (sloppily) under the vermiculite in what we can only assume was a DIY pool install many years ago. So, we're probably up to 25k or more just to get a new liner and fix an existing pool to what it should have been to start (in other words, no upgrade or increase in home value whatsoever). I'm not that mad about it, it's just a learning experience for us at this point. But I wante...

I'd love to NOT make that August payment if legal and possible. Anyone with experience to confirm what Google is saying. It says NO. That I wouldn't be responsible for the 8/1 payment. I am the seller. submitted by /u/oemperador [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1vb1zuo/if_home_sale_closes_on_731_do_i_still_need_to/

Not pricey please submitted by /u/ylfcm [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1vb1sjf/our_office_of_eight_agents_50_active_listings_is/

submitted by /u/gonna-getcha [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1vah34l/we_buyers_just_did_our_inspection_tomorrow_we/

I own a piece of property that shares a boundary with 2 pieces of property that the county owns. Each of the county owned properties boards my property and 1 other owner. The county contacted me and wants to sell the property. I was driving, so I don’t remember all the details, but he said I was the only land owner to take his call. I told him I was interested, he emailed me the county gis links , the county assess each for about $55k for tax purposes. Has anyone experienced this ? Anyone know the process? Will they sell it for the tax assessment or below? What if I don’t want it, does it go to open market? Any info would be great. I’m in Virginia. submitted by /u/Straight-Dot-6264 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1va9fvg/county_owned_property/

What kind of conversations will my agent be having with the listing agent after we put in an offer? Does the listing agent explicitly tell him what the other offers are or is it vague? Do they say how many other offers are on the table? Do they give an exact dollar amount that needs to be beat? What is revealed and what isn’t? submitted by /u/iloverats888 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1va4hgp/how_do_negotiation_conversations_actually_go/

https://www.urban.org/research/publication/why-funding-down-payment-retirement-funds-winning-proposition To determine whether these incentives make financial sense for aspiring homeowners, we compare returns on owning a home with average annual stock market returns measured by the S&P 500 Index from 1987 to 2025. We evaluate national homeownership returns on an all-cash basis and with two levels of leverage (20 percent down and 3.5 percent down) and for more active and passive refinancers, as well as returns in Detroit and San Francisco, markets that have been stereotyped as weak and strong housing markets, respectively. Borrowers with low down payments (e.g., 3.5 percent) who refinance whenever rates drop 1 percentage point achieve housing returns comparable with S&P 500 returns (table 1). Borrowers who wait until rates fall 2 percentage points earn slightly less than stock market returns. Homebuyers putting 20 percent down for conventional financing typically see returns ab...