Skip to main content

Posts

Foreclosure question for someone near me

I live in a judicial foreclosure state (Louisville, KY). I have a neighbor who has been causing a lot of disruption and recently found out he is involved in a foreclosure case. Here is what I have learned about it so far from other neighbors and looking at the public records I can find online. His mother was in the house before and died last year. He now occupies the house. A lis pendens was filed by JP Morgan Chase in Florida in December. I guess it was originally against her estate and unknown heirs, but this neighbor currently living in the house was added by name in an amended lis pendens in March. I called the courthouse to ask about it, and all they could really add over the phone was that there are warning order attorney's involved and multiple cross claims. I didn't realize on Courtnet you can search by case. I learned today that this neighbor is listed "individually and as a cross-defendent." Louisville Metro is also listed as a cross-defendent. I'...
Recent posts

Final walk through

Hello! We are selling our home to buy our next home and we close on Monday for both transactions. In our contract we requested and were granted 3 days of delayed possession so we can close on Monday and move what we can afterwards, have movers come Tuesday and be done early Wednesday so we can clean so it’s ready for our buyer before the 3rd day. Our buyer has requested their final walkthrough for tomorrow, 4 days before closing. Problem is, our house is packed but not perfect as we still have regular day time jobs and a toddler to clean up after every 2 seconds. Is there anything we can do to make a packed house still look ok? Besides moving boxes to maybe just one area? I just feel bad that they are walking thru a disaster zone because of mid packing, but she requested this early date so I am sure she has a reason for it! Our final walkthrough thru is Sunday at our new house that we know is empty. Thoughts? submitted by /u/ashlynise [link] [comments] source ht...

We are selling and I’m afraid our realtor took bad photos

Edit: We are moving out this weekend. Consensus seems to be retake the photos with the house empty and update the listing with that. Our house is $215,000 - 3 bed 1 bath. We had a kitchen fire two years ago and completely gutted and rebuilt the house. New roof, new hvac, new electric, new insulation, new interior. The works. Our realtor has been fairly uncommunicative and I personally think our pictures are not good. Do you all have any advice? For example, our home has been on the market for a week now and we are about to have our first showing. I suggested we do an open house and we got no response. https://www.zillow.com/homedetails/1822-Rosewood-Ln-Elkins-AR-72727/72868720_zpid/?utm_campaign=iosappmessage&utm_medium=referral&utm_source=txtshare submitted by /u/LayupsR4Basketball [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1vg9rff/we_are_selling_and_im_afraid_our_realtor_took_bad/

Is there any way to sell my house that doesn’t involve hiding all my kids’ things indefinitely?

So I’m in the process of listing my house. I live just outside a historic district in Tampa, but my house was built in 1918. It’s a fantastic house and I love it a lot, but we need more space and are buying a house where we can live with more extended family. We haven’t actually listed the house yet, and the reason is that we are stressed about “staging.” Tbh it would be fine if it were just my partner and me. We would just throw everything in storage and leave whenever anyone was touring it. But we have a four year old and a newborn. There’s tons of toys and baby stuff everywhere, and I can’t think of a way we could store those for the whole time we would have it listed. It just doesn’t feel fair to my kids, or practical for us. My question is: how do people do this? Is there any way to do this that doesn’t disrupt my children’s lives? How much “staging” actually needs to be done? submitted by /u/Pinkturtle182 [link] [comments] source https://www.reddit.com/r...

Selling advice

Hello everyone! I am in need of some advice. My wife and I bought our home in 2017. It's a 1300sqft 3br 2 br. We now have a 2yr old and 3 month old so we are looking at homes with a bit more space and another bedroom. This is where several issues arise. Our current rate is at 3%, which we know will probably never happen again. We have a lifetime transferable warranty on our pier and beam foundation, which is very valuable here in DFW. We recently had the foundation readjusted, so there are some paint peeling and stress fractures from the adjustment. This also warped some of the stucco on the outside of the house. This is not covered by the foundation company, and is cosmetic. I would like to sell the house and move in with inlaws while we house hunt. We bought our house in 2017 for about 165k, and according to realtor and some listings in our neighborhood I am seeing equivalents at 250-265k. Our home was a complete remodel, so outside of carpets and the aforementioned cosmetic w...

Need opinions: Are we being strung along by the listing agent, or is this normal?

I’m looking for outside opinions because this whole situation has felt strange. A house came on the market in late July. There haven’t been any comparable sales on the street in the last six months, and the house appears to be almost completely original from about 40 years ago. The listing agent told us they priced it using homes a couple of streets over. Our realtor believes it’s overpriced, but the listing agent said the sellers would consider all offers. Here’s the timeline: 7/25: We submitted an offer 15% below asking. 7/26: Offer declined. No counteroffer and had no idea it wasn’t being considered until my realtor reached out listing agent. 7/27: We offer 3% below asking. The listing agent told us another offer had come in but hadn’t been accepted. Since we really wanted the house, we increased to full asking price with a 3% seller** credit at 8 a.m. We heard nothing. Our realtor followed up, and the listing agent was reportedly short and dismissive saying sellers were con...

Golden handcuff situation. Does it make sense to build an ADU for mom?

I purchased my home in Las Vegas in 2021 for 450K. I don’t love it, but it’s functional for my family. It’s a basic newer-ish 3bd/2.5 ba ~1800 sq ft two story home. My rate is good at 2.99%, so I’m kind of stuck. I wish I bought a 4 bedroom house, but it’s too late now. I did spend a little money upgrading the kitchen and landscaping it when I moved so I do like it. The location is super convenient for my work and my mother’s job, and it’s just a good location in general. My mom is selling her house in neighboring state and moving here to help with my teenage kids and will be working for at least a few more years. She hates renting, especially apartments/shared walls (she had a terrible condo experience in the past). She could rent a small home for around $2,000+ a month, but she does have a dog so that makes it a little tricky. If she rented my kids would have to stay over there or vice versa as I will be traveling for work. So that would be a slight hassle. My house is too small fo...

Realtor engagement agreement with $3k "expiration fee?"

We have been under engagement with our realtor for roughly the last five months. The engagement ends in one month and we are inclined to let the engagement expire and try with a different agent early next year. When we mentioned this to the agent, they pointed out they have a $3k fee for cancellation, early termination or expiration of the agreement. I have to admit to not scouring the letter, as this clause is in there as an "additional term." They did NOT mention the fee prior to signing. I'm not so much asking about the legality of such a thing (though I will take any comments folks might have regarding that), I'm more wondering if this is a common practice. I have never heard of such a thing. The agent did not make the sale, we don't care to continue working with them and we'd like to let the contract expire. This is in Florida. Thanks! e: I'll point out I was not involved in the sale at the time the document was signed. This agent presented my eld...

Inspector said new roof based on a few minor leaks, multiple roofers said it needs some minor repairs... how screwed am I?

Selling a house in desirable area which I never lived in for a trust. Did lots and lots of minor repairs. Buyers gave a low-ball offer which we accepted and then the inspector, with some pictures of some minor grout issues, put it as ROOF FAILED CONDITION REPLACE. There's no water intrusion and two roofers said it needs some minor patching. It's Spanish tile and needs grout around the sky lights, one skylight replaced, and one patch of tile needs redoing. Cost is around 3k. How screwed am I? I feel like now every buyer will want a 34k roof job. submitted by /u/fartsfromhermouth [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1vedgji/inspector_said_new_roof_based_on_a_few_minor/

Venting; purchasing 4 unit, one of the tenants might be deceased

Location: DC, USA 4 unit home, VA home loan, buyers occupy 1 unit. At the time of the initial contract, 2 units vacant Seller keys do Not work to open unit 45 day close tenant will be known as " unit 2 " I am the home Buyer in this case; went under contract, and seller approved a visual inspection. the property is great, my wife loves it. At the start, we were considering a VA/FHA rehab. Upon confirmation from our lender, that would extend closing approx. 3 months. we have decided to go regular VA, and use our cash to at least remodel our unit. I met with this tenant while first viewing the property. The initial offer had a contingency for a Feasibility study, and an Information only home inspection. on day 2 of 45 the inspector pulled up for a feasibility. he said he would return with his partner for a home inspection Day 6 of 45 Inspector returns for full home inspection: Unit 2 is not available to to allow entry. The seller agent has notified us that this i...