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Showing posts from December, 2025

HOA CONSTRUCTION BOND + ADMIN FEE?

I'm just wondering if anyone else have experienced the same with their HOA, where aside from paying for the construction bond for a renovation, there is an additional non-refundable admin fee? Our subdivision requires 2000 admin fee (NON-REFUNDABLE) and 7000+ construction bond for "MAJOR CONSTRUCTION" that doesn't require building permit. We'll be doing garage flooring. First time ko kasi naka-encounter ng admin fee. 😅 Btw, this is a townhouse subdivision. My other house na ang pre-selling house is 2x to 3x ang price only requires 5000 for minor construction. submitted by /u/Rare-Blackberry-8684 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1ps5a8q/hoa_construction_bond_admin_fee/

Forgoing buyers agent for off-market purchase?

My husband and I are first time homebuyers. We haven't signed with a buyers agent yet as we planned to purchase our first home in spring 2026. We just heard through a family friend that a house in the area we're wanting to purchase is for sale off-market. Based on our research, the price is great and cheaper than the numbers we have been seeing lately. Apparently the owners are moving across the country and have the caveat that they'd like to sell now and then rent the property until they are ready for the move. This would be perfect for my husband and I, as we think the price sounds great, and then we could remain in our apartment until our lease is up in the spring. We know the area fairly well, it has a great school system, and we have family who lives in town already who can also advise on questions we have about the town. We are located in the tri state area, so the market is still very hot and we don't want to pass on a seemingly great deal. Our big question is...

Affidavit of Death of Joint Tenant

I had to submit one of these to a county recorder/assessor office in California. Assessor Parcel Number, names, dates, book & page number, and document/instrument number of original deed are all correct. In description of property I wrote a brief description consisting of lot number, subdivision number, city, county, state, reference to county recorder's map. It's a single lot with a single parcel. Description matches the facts of the original deed's Exhibit A description, but it is not a verbatim copy of the Exhibit A. County recorder/assessor office is satisfied that the affidavit is factually correct and legal. But I'm having 2nd thoughts about whether a title company would have any reason to find fault with it someday. Is it sufficient for a title company's purposes, or should I try to correct or re-record the affidavit with a photocopy of the original deed's Exhibit A? submitted by /u/listafobia [link] [comments] source https://www.reddit...

Best way to approach 78 yr old owner of vacant lot next to my property (off-market)

I own a commercial building and recently completed renovations and leased it out. The vacant lot directly next to it is owned by a 78-year-old woman who’s held it for ~20 years. It’s unlisted, vacant land, and I found her through public records / parcel apps. I have her mailing address. Because my building is now stabilized and leased, I’m concerned other investors will start paying attention to this block. I see this lot as strategically important for future development tied to my existing property, so timing actually matters here. I want to approach her off-market in a way that: • Maximizes the chance she responds • Doesn’t spook her or trigger defensive pricing • Moves efficiently without being disrespectful or predatory I’m weighing: • Handwritten letter as the neighboring owner • Door knock (daytime, respectful) • Letter + follow-up cadence • Or a more direct approach I’m overlooking Specific questions for people who’ve actually done off-market deals: 1. What’s the highest-pr...

Is there anything wrong with making an offer at listing price (with inspection contingency) if I don't plan to pay that price/know that I would be lowering my offer significantly after inspections?

Cash only, btw - fixer upper property To summarize, I'm interested in a property that the seller says is "valued basically for the land," as she thinks the small house on the property is worthless (due to currently being unlivable, but it could be livable once some costly repairs are done). However, the listing price is not appropriate if it's pretty much just for the land & also doesn't take into account the added liabilities if the house needs tens of thousands of work or ends up needing to be torn down if beyond repair. I would like to have a well inspection, septic inspection, and general home/structural inspection, but the agent won't allow inspections unless I've sent an offer, the offer has been accepted, and I am under contract with the earnest money deposit sent ($2k). My issue is that I don't know just how severe / how much of an expense the well/plumbing, septic, and general repairs will be, so it feels pointless to come up with an a...

Agents, we need to talk about listing descriptions. Please stop writing poetry and tell me what the house actually IS

Over the years i've been touring houses I think I’ve read every variation of ‘charming,’ ‘cozy,’ ‘sun-drenched,’ and ‘perfect for entertaining’ ever written. Meanwhile, the house has one working outlet, a staircase that violates 17 safety codes, and a ‘bonus room’ that is clearly just an enclosed porch with optimistic aspirations. This is what drives me nuts: “Cozy” = I’m about to walk into a room where my shoulders touch both walls. Just say it’s small. It’s okay. Some people WANT small. “Perfect for entertaining” = the living room barely fits a loveseat. Who exactly is being entertained? Borrowed Barbie dolls? “Chef’s kitchen” = a 1999 electric stove and three square feet of counter space. My expectations are not unreasonable here. “Tons of natural light” = one east-facing window photographed during its 6-minute daily golden hour. I’ve seen storage units with better lighting consistency. And my personal favorite: “Flexible layout.” Translation: None of this makes se...

Real estate challenges – what problems do you face as a buyer, seller, or renter?

Hey everyone! I’m thinking of building an AI-powered real estate app and I want to make sure it actually solves real problems people encounter. But before I dive in, I want to hear from you: What are the biggest challenges or frustrations you face when buying, selling, or renting property? Are there problems that AI could realistically help with? If there was an app that addressed these problems, would you use it? submitted by /u/Delicious-Junket6453 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pqj05i/real_estate_challenges_what_problems_do_you_face/

To Move or Not to Move Post Shooting

TRIGGER WARNING: Talks of Gun Violence For background, the city we live in has a crime rate that’s “higher than average” and typical homeowners are in the median to low income range. However, the city is decent in size (population of 34,000) and borders other cities that are similar in size but have better schools, lower crime, and multi-income ranges. We all reside in a county that shares jurisdictions (this is important to note for later) and most schools have a “school-of-choice” option, meaning you don’t have to attend the school in your district if a close neighboring school district has openings and willing to accept your transfer. My (31F) husband (M32) and I bought our home in this neighborhood 7 years ago for a listing price of $127k. It has been the perfect starter home for us, single story brick ranch, 3bd, 2bth, finished basement, two car garage, fenced in yard, and we have made updates to it over the years such as a deck in the backyard, new landscaping in both the back...

Which one values more: Sqft or location?

Hi everyone, I'm in this plateau that i got 2 choices in Vancouver: 2600+sqft. $1.65m. More remote transit: no public transit nearby. Closest requires 10 mins walking. 2 destinated parking spots + 4 street parking shared with other duplex units. backyard + front yard included. quiet housing area neighborhood. 35+ mins drive to downtown 3 bed rental unit downstairs. I like the interior and size of this unit. Honestly i can have everyone in family and as many pet as i want. 1500+sqft. $1.49m. Better location transit: easy transit - bus stop on the side of the unit. only backyard included. in a more central location/housing area 2 destinated parking spot. 15+ mins drive to downtown. 2 bed rental unit downstairs. This unit has enough storage space, yet family members can only live in the rental units. :( Which one would you choose and why? submitted by /u/Kowolaaa [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1ppnczb/which_one...

Does this plan make sense?

I currently rent a house in the greater Seattle area. I have been Renton for 12 months, on an 18 month lease. They bought the house 2 months before we moved in. The house was listed for 750k and the final sale price was 720k. I am a general contractor and have noticed several things, which doesn't surprise me because houses don't go for 30k under asking in this market without damages. The house was owned by 1 person and he moved and left the house with his grandkids who turned it into a trap house and there was even a drive by shooting our neighbor told us about. Things I've noticed: The detached office is sinking in one corner, has sunk an additional 1/2 inch in the last 12 months. One of the fence panels fell last night in the storm. There's termites in the creek nextdoor (lot owner by fish and wildlife). I noticed some swarmers flying around this summer. The crawl space has zero insulation and was definitely infested by rats at some point - when I opened the crawl...

Should I become a real estate investment analyst?

i'm 20 years old and i have a lot of time in my hands, what i what to become is a real estate investor but i need some capital and knowledge and i've been reading books and talking to mentors and taking course on how to analyze god deals, and analyze the numbers behind the deal and with that i think i should get a high income skill something like Real Estate Investment Analyst basically help out investors and see does this deal make money? Where does it break? What are we assuming that might be wrong? Should we walk away? basically deal underwriting, stress testing risk, market analysis, expense and operations analyze with this i want to make a good income and then i can transition to buying my own properties and i'll have the money for it and i'll have the knowledge for it Is this a good path or do you think AI will take me out eventually submitted by /u/CartographerFar8056 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pow49p/sho...

Cómo sonar como un experto en un barrio que no conoces bien

Si te toca vender una propiedad en una zona nueva, no vayas a ciegas. La IA puede darte el "contexto de vida" que el comprador busca. No le preguntes a la IA "qué hay en el barrio X". Pregúntale esto: "Dime cuáles son los 3 perfiles de personas que querrían vivir en [Barrio/Calle] y qué buscan específicamente (ej: cercanía a colegios bilingües, silencio nocturno, oferta gastronómica). Ahora, redacta un gancho de venta basado en el estilo de vida de ese perfil" . Cuanto más detalles pongas, mejores resultados recibirás. Esto te permite hablar con propiedad de la plusvalía y los servicios de la zona sin haber vivido ahí 20 años. Tengo un documento con 3 prompts de alto valor para agentes inmobiliarios que quieren digitalizarse rápido. Si los quieres probar gratis, házmelo saber y te lo mando. submitted by /u/inglubridge [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pou6he/cómo_sonar_como_un_experto_en_un_barrio_que_n...

USC Student with Real Estate License, what to do?

Hello everyone, As the title suggests, I’m a USC sophomore (19 years old) and I recently obtained my California real estate salesperson license. I’m interested in breaking into commercial real estate, and my long-term goal is to build a successful career that allows me to financially support and eventually retire my parents. I’m fully aware this will take significant hard work, and I’m ready to commit to it. For some brief background, I’m currently balancing two jobs while attending school full-time, staying involved in student organizations, and beginning to build a presence on social media. At this point, I’ve saved enough money that I’m considering stepping away from my jobs to focus fully on building a career in real estate while I’m still in school. As a sophomore with a new license, I’m not entirely sure where to start. I’d appreciate advice on what you would do in my position—how to best leverage university and industry resources, what research or skills to prioritize early ...

Moving to Michigan

Hello everyone! My husband & I are looking to move back to Michigan. He’s originally from Michigan. Where I’m from Pennsylvania. I never lived on my own before. I always lived with my parents. Whereas my husband lived on his own in an apartment. I currently don’t work & have no income. My husband gets paid weekly & makes a little over 1K. We’ve been looking at modular homes for rent. My question is, can we get approved with just one income? My credit is a 586 & my husband has no debt to income. I will be getting a job once we move out there. I’m just worried about getting started & not being approved to rent. Any advice would help! Thank you! submitted by /u/savannah_alyss [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1po45wl/moving_to_michigan/

First Home .... Give me your best "text-your-best-friend" advice.

Moving into a newly remodeled home, built in ~1950 We are right next to a park. If your best friend texted you “I just got the keys, what do I do first?” what would you tell them? I’m looking for the unfiltered, “text-your-best-friend” advice. I’m especially interested in: The First 48 Hours: (e.g., change locks, find the water main, reset garage codes) The "Park/Trail" Factor: Specific tips for living right next to public trails/water (privacy, security, salt air/rust, critters). Old House / New Remodel: What should I double-check on a 1950s flip? (e.g., electrical, sewer lateral, insulation). Hard Lessons: Things you learned the hard way (drainage, neighbors, permits). The <$100 MVP: Any cheap purchases that saved your sanity? Thanks in advance! Feel free to roast me gently if I’m missing something obvious. 😅 submitted by /u/PumduMe [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pnyxsb/first_home_give_me_your_best_tex...

Help me understand this data and what its saying besides the obvious

I pulled this from NWMLS data and tried to take screenshots but I realized i can't upload a photo. This data is comparing Last November to this November. So it should eliminate any seasonality. It is for the county i live in. Data point 2024 2025 Active listings 887 1236 New listings 538 485 Pending Sales 682 643 Sold Listings 682 573 Months of Inv. 1.3 2.2 Median Sale Price 783975 750000 So active listings has gone up by 50% but new listings are down 10% Pending sales vs sold listings for 2024 was 1:1 but in 2025 its 90% Months of inventory has almost doubled, but it still very low median price has dropped by 4.5% It looks like sales are slowing, inventory is growing and prices are dropping. Or is the data saying something I am missing? submitted by /u/loki_stg [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pnwe60/help_me_understand_this_data_and_what_its_saying/

Feeling disappointed in my Buyer's Agent. Has she been following her fiduciary duty?

So we have a site set up where my preferences are supposed to filter in houses that look good to me based on price, features, and location. I asked her to have a wide range, including houses that may need the lower end renovation mortgage, all the way up to 350k. Pretty much all of the houses that show up are 300k and above. I mark those houses as "possible" or "favorite" and reject some that are 55+ etc (I am not 55+), and nothing ever comes of it, she never checks the site or anything. So I have ended up looking at homes on Zillow and Redfin, and just send her listings from there. Then I have to text her that I've sent her an email for her to notice. So last week I had sent her 3 houses, and when she called me about them she immediately told me one was under contract and she knew that because she put an offer in a month ago and it was under contract then. So I'm kind of like... wtf.. bc that house was livable, 260k, and about 3 blocks from where I live no...

Should I be worried if I haven’t gotten the CTC from buyer before closing?

Long story short we had a cash offer that they edited to add a loan. We signed the closing documents (?) on friday and the lady said they were “on track” but made a face since that was mid day this last friday. She said they’d let us know and we haven’t heard anything since and close is today (Monday). Is it safe to assume the funds have likely not been wired? They had around 3 weeks for the loan process and signed to pay cash if that wasn’t approved. Are we still going to close today if the mortgage company wires the funds this morning? Just wondering what I should expect! submitted by /u/swishersweettt [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pn3ezi/should_i_be_worried_if_i_havent_gotten_the_ctc/

Selling spec house for $1,000,000, and really don’t want to use a realtor. What should I know.

I’m getting closer to being done a custom spec house, that will have taken me a year and a half to build. It’s a beautiful high-efficiency home on 4 acres of land. I have self-financed, and put a lot of time and effort into this house, the thought of giving a realtor something like $60,000 to be a middleman drives me crazy. What will I need to know if I’m thinking about selling it without a realtor. submitted by /u/RealDumbGuy [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pn1y4i/selling_spec_house_for_1000000_and_really_dont/

best online legal templates. anyone used them?

so i’m in a bit of a situation where i need to get some legal documents sorted but i really can’t afford to pay a lawyer right now. i’ve been looking around for online legal templates and there are so many options, but it’s hard to know what’s actually reliable. i don’t want to mess up anything with the wrong forms. has anyone here used online legal templates that worked for you? i’m mostly looking for stuff like contracts and basic agreements for a small business, but i don’t want to end up with something that’s too generic or not legally sound. how do you know if the template you’re using is actually valid in your state? are there any sites that you trust more than others? i’ve seen a few that have good reviews, but honestly i’m kind of skeptical. also, how do i make sure the templates are up to date with current laws? i’m guessing that’s something i need to watch out for, right? would love to hear any advice or experiences you guys have had submitted by /u/ComprehensiveLoc...

Are rising HOA fees actually providing value, or are they contributing to housing affordability problems for homeowners?

Do you think HOA fees are necessary, or are they contributing to housing affordability issues for homeowners and first-time buyers? I came across a video that explains this issue and makes some plausible points about governance, fees, and financial impact. Curious to hear others’ perspectives. https://www.reddit.com/r/AbolishHOAs1/comments/1pma71y/are_rising_hoa_fees_actually_providing_value_or/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button submitted by /u/Own_Ingenuity3672 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pma86v/are_rising_hoa_fees_actually_providing_value_or/

Offer on a Rented home

This home was listed in Mar2025. Couldn't find a buyer so finally the seller rented it out in Nov. I liked the house while it was listed but wasn't sure about buying. Now after thinking more, I feel it's a good house to buy. How should I approach the situation. I have found the owner online on linkedin but don't know his contact details. Few questions 1.If I put an offer, can i approach him outside of RE agents and seller can save on commissions and reduce the price further? 2.Can I buy the house while it is rented? If I buy, I'm ok to wait while the lease is getting over, if the lease can be transferred under my name. submitted by /u/maarch72 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pllsfy/offer_on_a_rented_home/

How are you all getting your headshots done these days?

Curious how everyone in real estate is handling headshots right now. Are you still doing the full traditional route (book a photographer, studio lighting, 2–3 looks, etc.), or are you going more DIY with good natural light + phone + light editing? Personally, I’ve run into a few problems: I outgrow my headshot fast (new haircut, new style, different vibe). Coordinating a shoot around open houses and client calls is a nightmare. I end up reusing the same image everywhere and it starts to feel stale. I’ve been seeing more talk about AI‑powered headshot tools lately and keep hearing the name Looktara come up as an option for getting “studio‑quality” photos without a photographer. Supposedly you upload a bunch of your own pics once and then generate different professional shots as you need them. Has anyone here in real estate actually tried it? Did the photos look realistic enough for yard signs / business cards / online profiles? Would you trust an AI‑generated headshot on s...

What are the Pros & Cons to some home warranty plans (In Central CA)

My partner and I just bought our first home and I’d like to hear some pros and cons of the different home warranties out there. We are mostly looking at the most premium plans but I’d like to hear real opinions from some people that have had experiences. submitted by /u/CherryFriendly [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1plhq86/what_are_the_pros_cons_to_some_home_warranty/

What is open door assessment like for townhome?

Considering moving and selling my townhome. I was curious what open door would offer. Their website showed a decent price but based on my research they never actually offer that. They knock some money out for fixes, fees... But I am curious what their assessment is like for townhouse. I saw that people were doing virtual ones but now they want to actually come submitted by /u/flyfreeNhigh [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pkq9do/what_is_open_door_assessment_like_for_townhome/

First time homebuyer

Question regarding realtor and a private sale. We had a neighbor wanting to private sale a house to us. Then they decided to go with a different buyer so we hired a realtor to look at houses in the area. We weren’t able to find any because our area has become a hot spot for buyers. It’s been a couple months and now our neighbor is wanting to sell us that original house again because their buyer fell through. Do we have to pay a realtor fee on that original house even though our realtor hasn’t been involved in that house for anything? The wording in the document we signed has me a little confused. BUYER-AGENCY TERMINATION and RIGHTS OF PARTIES FOLLOWING EXPIRATION OR TERMINATION OF AGREEMENT: This agreement shall be effective on _________________ (mm/dd/yyyy) and shall continue until midnight on 08/26/2025 02/26/2026 _________________ (mm/dd/yyyy), (the “Term”) unless terminated in accordance with the provisions of this section. The parties agree to the following provision for the ...

What should I do?

Recently got a inheritance from a grandparents. Since I am 14 and am intrested in real estate I want to do something with it. Here's what I got. Main house (3 mil) could be renovated to be worth 6 mil but woukd require 1 mil in investment.​ Plot in front of main house (1 mil) could be used to develop something but has no street access unless you go through the main house. Single family home A (1.5 mil) would require 500k in investment and would go to 2.2 mil valuation. Tenant pays 2500 a month. Single Family Home B (2 mil) Recently remodeled and has a tenant who pay 2500 a month. Plus 1 mil in cash and stocks. I want to either develop a apartment building or Buy more homes. What should I do? Edit: This is in the bay area. submitted by /u/No-Assumption4145 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pkmg81/what_should_i_do/

Max Mortgage Payment

Say you have $10k/monthly net income and no debt. How much of a mortgage with PITI would you be comfortable having? submitted by /u/FruitNVeggieTray [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pjxr1b/max_mortgage_payment/

Buyers took 2 weeks after inspection to schedule appraisal

Our buyer has a VA loan. They just ordered their inspection for 12/15. We don't have 2 handrails but our agent said we should wait because they may not require install. I'm getting nervous about being able to find a contractor to install them because our closing is 1/5...and holidays. I've already called a few and only one responded: quoted me really high. I texted our agent a few times after the inspection asking about the appraisal but he seems unphased. I really don't want to push closing. We've rented an Airbnb, arranged movers already...we have young kids so moving requires all planets aligned while juggling chainsaws. Also, we had to prod the sellers of our new home to push closing already. I've asked him to do a call and he was supposed to call me last night but he forgot and I didn't bother calling him...he's just going to tell me I'm stressing needlessly. Am I overreacting? Any advice? submitted by /u/Lumpy_Disaster33 [link] [co...

I found the best place to sell my airbnb property, closed for top dollar in 8 days, sharing in case this helps anyone

Just closed on selling my str and received above asking with multiple offers within 2 days of listing, I had been operating the property for 3 years with roughly $65k in annual revenue. Initially I tried listing with a traditional agent but had zero serious interest over 6 weeks… I’ve noticed that most buyers don’t understand how to evaluate an str as an income producing asset. I decided to list on rabbu on a thursday morning, by Saturday I had over 20 inquiries, and by Monday I was reviewing multiple offers… The buyers on that platform seem to understand occupancy rates and revenue metrics without needing explanation. I accepted an all cash offer $15k above asking from a buyer who recognized the property was already performing and we closed in 8 days. The main lesson for me was that finding the right audience matters more than anything else. submitted by /u/Acrobatic-Bake3344 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pjrsva/i_found_the_best_...

Tenant asks to add new clauses

Hello everyone. I’m wanting to rent out my condo in miami, Florida. My potential tenant asks to add two new clauses to the rental agreement I have sent her. She seems to be sensitive to moist. She also has several ESA. I would like to know if it’s reasonable of her to ask for these two clauses to be added or if I should deny. From what i read, the law doesn’t require me to do so. I have only purchased the condo around 3 months ago. I am not aware of issues from the past. Thank you. NEW Clause 51A – Water Intrusion / Building Maintenance Disclosure This clarification was added simply to confirm whether there has been any known prior water intrusion or moisture-related repairs, as I am personally very sensitive to moisture issues. If there has been anything in the past, the Landlord must disclose it, so I can plan my pre-cleaning and monitoring accordingly. → This ensures proper transparency and protects both parties from misunderstandings. • NEW Clause 45A – HVAC Servicing & Air ...

Does anyone else get massive anxiety reviewing Closing Disclosures or is it just me?

I feel like every time i look at a CD, i have to triple check every single line item because i'm terrified i missed a fee or a date. why are they designed like this? it feels like if i miss one tiny number on page 3, the whole deal explodes or gets delayed. for those who look at these all day, is there a specific section that usually has the errors? i feel like i'm going cross-eyed trying to spot mistakes manually. submitted by /u/Playful-Vegetable-15 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1piy0lr/does_anyone_else_get_massive_anxiety_reviewing/

need help

Hello everyone so basically i am in buying of a home process and stuck in a situation Property purchase price is 320000 Bank loan Pre approval is 300000 so basically ill be paying 20k at the time of closing to get this property Now the question is regarding down payment..so lets say if i go with 20% down payment so it would be 20% from the loan amount which bank approved 300000 or it would be from purchase price 320000. its a confusion for me because they approved me for 300k so now i am bit confused..if i was approved for 325k that would be simple but now whats going to happen in this scenarion.. 20% would be 64k i guess of purchase price & 60k if its for loan amount only based on 300000 submitted by /u/Todayx_Rider [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1piw44m/need_help/

Advice for the newbies

Hello all; I’m in my 30s and recently switched careers to start working in real estate. Previously, I worked in the mental health field advocating for children with autism, helping prepare them for school, and teaching social and independent living skills. This is a huge career change for me. I’ve always been interested in real estate but never fully pursued it until I started flipping homes with my dad. Now that I’m officially stepping into the field, I would love any advice you can share — especially for someone who is brand new and still learning the language and terminology of real estate. I’d also appreciate any guidance on investing, the real estate business in general, book recommendations that helped you grow your career, and any training courses you found valuable. I’m based in Minnesota, so if you have local resources, mentors, or people you’ve worked with who helped you succeed, please let me know. Any recommendations or insights are greatly appreciated! submitted by...

Title company can change policy language afterwards?

State: New Mexico Bought my first house nearly two years ago. Yesterday, title company sent me an endorsement of my title insurance policy, making several changes to the text, some of which seem reasonably substantive (text below). The purpose for the change appears to be that the original policy was issued using "ALTA Owner's Policy 6-17-06" forms, and they are updating the language to use the 07-01-2021 version. Can they do this unilaterally? It seems to me like we have a legal agreement that they shouldn't be able to simply alter without my signed consent. Aside from that question, should I care? Are any of these changes significant? This Policy is hereby amended in the following respects: Header to Schedule A, is hereby amended to read: Owner’s Policy of Title insurance NM Form 1 Title of Schedule A, is hereby amended to remove ALTA OWNER’S POLICY (07-01-2021) Schedule B, Part I, Exceptions from Coverage, second paragraph, is hereby amended to read: This ...

Buyer Question - OneHome vs websites

our agent is sending us listings on OneHome through their system and while good there aren’t that many right now. Do sites like Zillow have more listings that aren’t on there or should we just stick to what the agent is sending? submitted by /u/close-but-nocigar [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pi6a9n/buyer_question_onehome_vs_websites/

IMMO CAPITAL

What is your guys tought on the concept and business “IMMO CAPITAL”. They operate in the ibuying sector, aswell. submitted by /u/Time-Introduction200 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pi68kk/immo_capital/

good online real estate course aus

looking to jump into real estate. is ‘entry education’ a good platform? otherwise does anyone have any recommendations thanks in advance:) submitted by /u/tanix200 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1ph13w0/good_online_real_estate_course_aus/

Bought an investment property in San Diego that is cash positive, but I took over the solar lease + all utilities am I screwed?

Bought an investment property in San Diego that is cash positive. Not by much, but about 800 a month once fully rented out. I can definitely raise a couple of the rents a bit. I would be bringing in a lot more, but the previous owner was installed solar panels and I took over the lease for it. He saw also paying for their gas, water, electric (from solar), and WiFi so that has taken out a lot of the profit. I'm now stuck in a longer term solar contract unless (22 years at 181k) unless I pay it out. I wasn't aware of this being a horrible idea until recently. It doesn't seem like there is a way to get out of it without buying it out. I'm also not sure how to get out of the rest of the utilities for the tenants? I plan on not offering WiFi for the any new tenants, but not sure how to go about the rest. If all else fails I'll try to sell in 2 years. Any thoughts would be helpful. I've been beating myself up over this. submitted by /u/RABGAFBAN19 [link] ...

Is CIPS worth it?

The Certified International Property Specialist (real estate designation) Hi Reddit, I’m interested in real estate globally— not in the US whatsoever. I also want to move out the country by next year. FYI not necessarily to be real estate agent but something to do with real estate. So I think the certificate would come in handy. But is it worth it? Has anyone gotten more pay? Has it been easier to find jobs especially out the country? I want to hear what you guys have to say . submitted by /u/Dizzy-Wheel-1631 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1ph7y7r/is_cips_worth_it/

Buying house with nonpermitted addons

Buying house with unpermitted add-ons? Hello, im considering putting an offer down on a little house for the family. Its beautiful and checks all the boxes. They converted the garage into a larger dining room and sun room. They added on a shed with electrical and a full shop with electrical. They added a covered patio. It all looks great from the outside but I dont know squat about electrical code. None of it was permitted. How would you go about this? Do I Hire an electrician and carpenter to inspect everything and make sure its up to code? Add a contingency to the contact to request they pay for the city to properly permit it? Ask the city to come inspect so I can figure out what needs to be done? My town is pretty lenient on issuing permits late as long as everything is up to code. submitted by /u/PizzaAndBobs [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1ph6ivc/buying_house_with_nonpermitted_addons/

How to initiate interest on a home that pops up on pre-foreclosure listing site?

TLDR: Saw a home on a foreclosure/auction site that I’m interested in, but there’s little information on the address. How might I initiate interest or get additional information on this home? — Looking for a bigger house and have been keeping an eye on a few foreclosure/short sale sites. Our prior agent showed us a short sale home when first buying and it turned out to be a great deal, but we were looking for something different at the time. Recently, a home has popped up on an auction/foreclosure site that is everything we’re looking for. But there’s no auction date, filing date, really any additional info. Google says there have been mentions of recent filings on this address likely relating to tax or foreclosure proceedings and this property is likely going to be for sale by owner (FSBO). How might I initiate interest or get additional information on this home? Would a real estate agent be able to learn more about the specific address and connect with the right people? Would ...

I am one of the lucky ones, sold in 3 mos for 1m in rough market

I am blessed/lucky, whatever you call it. but i am stressed free..... Listed 1.2, sold for 1m. I purchased 650k in 2022 and 100k in upgrades. I needed for my sanity this house to move and it has been the only 1m+ house to sell in the entire market area with 26 1m + houses for sale. I am thankfull. it was such a stressor in my life and just like that, poof, I am free. I would have even taken 800k just to move it. never again. submitted by /u/Significant_Unit_312 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pgfozi/i_am_one_of_the_lucky_ones_sold_in_3_mos_for_1m/

Do you think listing in the new year will make a considerable difference?

My home was put on the market in october and its been very slow. Nothing in the area seems to be selling (it's not just me... just general economic uncertainty and a bad time of year I guess). I'm thinking of re-listing in the new year (end of Jan) after holidays. Do we think there will be an uptick of buyers in the new year? Are interest rates coming down? just trying to get a sense of general trends. Thanks! submitted by /u/Calm-Ad-3809 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pgct6g/do_you_think_listing_in_the_new_year_will_make_a/

Short sale, condo

I am in California, the North Bay Area. My home has been listed with no equity in a short sale, since September 15 or so. The mortgage company had me sign a short sale agreement. I got a realtor to list the condo before Rocket Mortgage said the short sale was okay, and she listed it at $275,000 based on her analysis. Then, more than a month later, Rocket said it had to be listed at full price, $295,000. We changed it for a month to that price and there are no buyers. My realtor couldn’t get anyone knowledgeable to speak with her at Rocket, and she lowered it to $255,000, since she says the condo is blacklisted by Fannie and Freddie and we need a cash buyer, due to the condo HOA’s noncompliance with balcony rules. I called to ask about other loss mitigation options yesterday. The rep at Rocket said that the short sale was denied in October. I have been calling them to let them know the status of the short sale since we started it, and no one said the “short sale was not approv...

Seller would not extend one day

About two weeks before the closing on a home my lender advised me that they needed 3-4 extra days to process the funds deposited into my account from the sale of our home. We contacted our agent and explained it to them, the listing agent then stated that the sellers were refusing to extend the closing date, after numerous phone calls and emails we were told that one business day would suffice, and again they advised no extension. Both agents agreed to lower their commissions to make the deal work and again no extension. The title company reached out to the sellers to extend and again nothing.. Now I’m out 5k and living with my wife and kids at a relatives house until we either rent a home or find a new one to purchase. This is the second time now this home has been under contract made it to the last few days and not sold is there anything I can do? submitted by /u/Visual-Glass-5893 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pfqem8/seller_wo...

Distribution Line Behind Backyard

Neighbor behind a house I intend to buy has powerlines in their house. View is from the primary bedroom and backyard How does it impact resale value? https://imgur.com/a/oPCKOR7 submitted by /u/Prudent_Donut_2712 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pfm176/distribution_line_behind_backyard/

Am I overacting as a buyers agent??

I just submitted an offer for a home and I’m waiting to hear back from the listing agent. I’m a newer agent so maybe I’m overreacting but the listing agent contacted my clients lender to discuss if she can afford to increase her offer or not!!!! I have a right to be upset right? I would assume she has no business contacting a lender without either mine or my clients knowledge or consent. Especially to discuss her approval and potential increase. That’s nothing she should be involved in as a selling agent. I don’t not if I should address this or let it go? Also should I speak with the lender and ask why she relayed info pertaining my clients approval without her consent? Please give input! submitted by /u/Existing-One9021 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pemmut/am_i_overacting_as_a_buyers_agent/

Need legal help

Hey all, I very recently purchased a house and found out after closing there was a major issue and caught the seller in a big lie on the sellers disclosure (with physical evidence). Does anybody here know of a decent real estate lawyer in the Delaware/Chester county area of Pennsylvania who might work on contingency? submitted by /u/Meth_Cat [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pdy8sw/need_legal_help/

Looking a for ways to get lower monthly mortgage payment

We’re still in the process of looking for homes, but have found that if we go up $20-30,000 more they don’t need as much updating. I googled to see if anything popped up, and found an article that said you can by making a large payment to the principal. Would a lender take a smaller down payment on a conventional loan (let’s say $10,000), then let us pay $40,000 to the principal alone? Would that make much of a dent on a $275,000 house? Any other suggestions appreciated! submitted by /u/DriftingMoth [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pdx02w/looking_a_for_ways_to_get_lower_monthly_mortgage/

Is real estate still worth buying, or is it becoming the biggest money trap of this generation?

Some people swear real estate made them rich. Others say it ruined their finances for a decade. What’s the truth in 2025? Is buying property still worth it, or better to invest elsewhere? submitted by /u/Much-Marketing5973 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pdvi9w/is_real_estate_still_worth_buying_or_is_it/

My parents kinda guilt tripped me into buy a house and I cry every night in regret. How do I know I made a good choice?

Long story choice, aunt kicked out my grandma. My dad doesn't want her in his house. My parents decided to buy my house so grandma could live here. And with that money I bought a new house nearby (that they picked for me, move in ready). Then they said it was a good investment. Cons 1. It's in a HOA $30 monthly 2.I don't even have my own mailbox. It's shared like an apartment?? 3. It's a cookie cutter house. Same design couple of houses away. 4. This developer is known for making cheap houses with cheap products and lots of defects. 5. Too expensive for the area. I already drained all my savings. 6. Inaane property taxes. 6k a year for a 1400 structure. Pros 1. Bigger house. 2. Cul du sac 3. Better neighborhood. I used all my savings in the closing costs. I still need appliances, grass, etc. Is there anyway I can feel grateful for this? Or am I just royally screwed submitted by /u/Pale_Field4584 [link] [comments] source https://www.reddit.com/r/Rea...

Post Divorce RE Title Transfer need advice. Texas/Conn

Ex in Galveston; Im in CT Divorce Certified in TX in October 2025 He wants me to sign deed to take me off house he lives in there. Fine but i just want to wait until Jan 2026 to avoid any residency issues here in CT. Yes he was awarded house. But it is also my homestead. I am also a registered voter and have TX drivers license. Plan on switching in January. Bottom line...ex insisting I sign in 2025. N9t wait. His atty in TX has filed a motion to compel me follow decree. Should I just say the hell with it and sign? submitted by /u/Standard-String-7956 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pd124c/post_divorce_re_title_transfer_need_advice/

How to Identify Your ICP (Ideal Customer Profile) + Build a Pricing Strategy for Your Startup

One of the biggest reasons early-stage startups struggle is because they aren’t clear on who they’re targeting and how they should price their product. Both go hand-in-hand. Here’s a simple framework founders can use. Steps to Identify Your ICP Step 1: Define the core problem your product solves You don’t start with “Who will buy?” You start with “What problem am I solving?” Example: “Automating follow-up emails for real estate agents who lose leads because of manual workflows.” Step 2: Narrow down who faces that problem the most Look at: • Industry • Role • Team size • Budget level • Urgency of problem Example: Realtors closing 2–5 deals a month but losing potential leads due to slow responses. Step 3: Identify the user's motivation Ask: • Why would this person pay? • How painful is the problem today? • What outcome are they expecting? When motivation is low, sales become impossible — no matter how good the product is. Step 4: Validate via simple checks (not fancy r...

Lender wont allow my SSA pay

Iam in the process of buying a home. Iam married but me and my wife like to just use my income because I have better credit and she doesn't work. I was told by my lender today that I can't use my social security paycheck as income for me because my wife name is on the award paper saying that she handles my money due to medical issues. The money only goes to my non shared account, where the rest of my checks go. Has anyone ever dealt with this. Just because she is an over sees the money ordered by a judge the lender says its not my money and can't be counted as my income. submitted by /u/ScarTop5122 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1pc7swc/lender_wont_allow_my_ssa_pay/

The contingency train is propping up prices in NY, for now.

I moved to NY from CA, where the MLS actually shows "Contingent" when a seller accepts an offer tied to the buyer selling their house. NY doesn't use that. Here, almost everything just gets marked "Pending," and what I'm seeing are homes sitting in pending status for months and months. I toured an overpriced house last weekend. The owners bought it in 2020 for $690K and are now trying to sell it for $1.4M. Terrible paint jobs, cheap upgrades, nothing that justifies a 102% increase. The owner happened to be there because the listing agent couldn't make it, and told us he already has an accepted offer on a house up the street listed for $1.975M. So now he's stuck. He thinks he's sitting on a giant bag, so he offered high on the next house, and now both houses are frozen in place. And this is happening everywhere, a chain of people who bought high trying to sell high, all depending on each other's deals to close. It props up the list prices....

Been in home 2 years- upside down

We moved into our house 2 years ago. We unfortunately had the worst inspector and since have had to put 80k into the home . Only half of that was expected repairs and updates, the other half was fixing things the inspector said looked great. Our current mortgage is $3700/ month. We planned to be here for over 10 years. But now we have a family member who may need us to move in to care for them. Due to the market and the extra money we put in, we would be selling the home at least 80k under what we have put into it. This doesn’t include what ever other loss we take if we have to list it for less then we owe and realtor costs. If we rent it out, we will be paying $1200 month out of pocket to cover the difference between the mortgage and what the rental homes rent for around us. Not including maintenance. The only plus is we would be living with our family pretty close to rent free while we care for them. Feeling so stuck. We got royally screwed on this house deal but now we are just...