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Showing posts from July, 2025

Selling my house

My wife and I are wanting to sell our house. The area we live in is still a sellers market somewhat. (Montgomery County PA) Can I get some advice about how to deal with buyers offers? While our house may need slight repairs we have recently did new windows in the house a new roof with a total redneck. Gutters and soffit. As well as new central heating and air. (3 years old). We are so worried about getting low balled and nickeled and dimed by buyers. Our house recently appraised for 378k and is in one of the more affordable areas of the county.(single family home) can we get some advice on how to go thru with this process? We want to sell and downsize however we don't want to give the place away. submitted by /u/Rich-Sleep1748 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1me092o/selling_my_house/

Seller refusing to return our earnest money

Nightmare of a process, my realtor screwed us up. I have not been able to sleep over this. Listing the timeline -Thursday evening we put an offer and sign the contract (7/24) with 5 CALendar days to pull out of the offer but inspection date TBD -7/25 Friday morning our agent calls and says “well they have accepted the offer and it is as is - but you do have the option to back out if you find the inspection report unsatisfactory”. She did not mention this the day before when we were figuring out the price, in fact she gave them a range way higher without talking to us. Sign as is clause with our option to back out - 7/25 -Our realtor kept rushing us to make a deposit, Friday evening- sent an online link, we told her we’ll do money order on Monday. It takes a day to transfer funds and get a check -We called several people, was so hard trying to find earliest inspector on Friday, few were available but Tuesday-Wed, none on the weekend. Finally made few network calls to find one. -Her...

Beautiful home, not-so-great location (busy road , near traffic lights) but this parking issue was the final deal breaker.

Incredible century home appealed to me but the busy road did not. Also, the narrow driveway between the property and the house next door was not great but manageable. We then learned that 5 feet of the width of the driveway was legally owned by the neighbours. The real estate agent had not disclosed this. We disovered this on our own. So there was a decades-old informal agreement between the seller and the neighbours, but nothing was signed . If the neighbours ever sold their house, there was no guarantee that the new owners would agree to the use of that 5 feet. Thus, we could park our car, but not be able to open the car door if the new owners opted for a fence etc. Why the listing agent didn't mention this is beyond me. I assume the issue would have come to light , but it should have been stated openly. submitted by /u/Few_Weird5724 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1mdx543/beautiful_home_notsogreat_location_busy_road_near/

Reasonable or unreasonable fixes post inspection?

Needing advice on buyers' asks during our post inspection negotiation period. Our house is 7 years old. We put it on the market on a Monday and accepted an offer at full asking price less than 48 hours later. (i.e. we aren't desperate yet) We received a list of fixes from the buyers yesterday and some of them I find unreasonable. Any leaks MUST be fixed, I absolutely agree with that...but the rest seem like preference rather than problems. Extend downspout on gutters Clean dryer vent Add attic fan Encapsulate and clean crawl space Pump septic tank Fix the leak in the first floor guest bathroom under the toilet and make sure the toilet is secure. Looking for opinions! submitted by /u/StationAiry913 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1md3886/reasonable_or_unreasonable_fixes_post_inspection/

Should I get a new realtor? Selling a house in foreclosure

Sorry I know this sub gets this question a lot but hopefully I can get some answers here. I live in VA and have received a notice from my lender two weeks ago that my home will be foreclosed. Lender claims it will take 60 to 90 days but I’m feeling uneasy about it. I feel like it might happen sooner and I’m losing sleep over it. It’s my first foreclosure on my very first home ( not my choice but the job market sucks) I contacted a realtor to see if I could list the home before I went into foreclosure. I do have equity and I would hate to lose it. The home is older not the best( it’s a flipper house) so it needs work. However I but I figure I should get something for at least. The problem I have is my realtor. I understand I can’t make anyone buy the house however. It’s been a month since I’ve last heard from them. I’ve sent a text message twice within that time frame just asking for an update and I get nothing in response. Even when I called I have not received a callback. Again I k...

Anyone Using Short-Term Rental Management for Their Properties?

I’m considering turning my second property into a short-term rental to boost income, but managing it myself sounds like a lot - cleaning, bookings, guest issues, you name it. I came across some info about vacation rental management services that handle everything from pricing to maintenance, which could be a game-changer. For those of you in real estate, have you tried outsourcing to a property management company for short-term rentals like Airbnb? How’s it worked out - worth the fees, or do you end up micromanaging anyway? What’s the toughest part, like dealing with regulations, guest turnover, or keeping the property in top shape? Any tips for picking a solid management service or avoiding common headaches? I’d love to hear your experiences, good or bad! submitted by /u/Glarms3 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1mczb63/anyone_using_shortterm_rental_management_for/

Real estate fraud

I am in the process of buying a home. When I went to look at the property I asked my real estate agent thru text if the basement leaks. The current owner state it hadn’t leaked since he owned the house. I have now discovered that the basement leaks considerably and thru in communication in writing with the previous owner that they disclosed that the basement leaks considerably. Incidentally I have found out that the house was pending once before but the financing fell thru but I know believe that not to be true because the person that told me the basement leaks also said someone reached out to them previously about the basement leaking so pretty sure seller lied about that too. Do I have any grounds to sue them for fraud? I honestly would just like them to waterproof the basement and I would still buy them home. Not sure how to word my confrontation with them without it sounding like I am threatening them. submitted by /u/Equivalent_Back526 [link] [comments] source https...

Purchasing land without buyer’s agent (PA)

I don’t want to use a realtor to purchase land. I have a real estate attorney lined up to draft up the purchase agreement, but how does making an offer work? Do I reach out directly to the sellers agent? Does it have to be formal in writing? I’ve purchased a home in the past but never land, and I’ve never went without a realtor before. Any tips on how to proceed? submitted by /u/SquitchyLouie [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1mc4wjy/purchasing_land_without_buyers_agent_pa/

Realtor Commission Conundrum

My wife’s aunt is our real estate agent, we were looking at some home’s but most likely going to choose this new build. The issue is that they aren’t paying our real estate agent’s commission and the home builder says it’s on us if we want to use and pay her. My wife’s aunt want’s 3% and I’m more akin to not using her at all and saving the money but feel this will cause major rifts in the family. Not sure how to handle this. We never signed a contract with her and she only showed us 2 home’s, the rest we just window shopped on Zillow. submitted by /u/snownight77 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1mba6b4/realtor_commission_conundrum/

Under contract on $700K house - Major inspection findings, need advice on counter offer.

TL;DR: Inspection found major structural issues, safety hazards, and undisclosed easement. Realtor says negotiate $5-7K, I think we need $50K+ reduction. Who’s right? Fairly hot PNW market. Key findings: Garage roof has major sagging/cracked 2x4s requiring immediate structural support per structural engineer. 320-gallon propane tank fell off foundation and is leaning hard (needs emptying/new pad), non-functional sump pump in basement with water history owner states water entered in 06’ but multiple rooms have partial carpet removed and water signs on walls, unsafe stairs modified for chairlift, they were shortened to accommodate a wheelchair but are very steep. Plus we discovered a city sewer easement in the backyard that restricts structures - seller never disclosed this and the fence is literally built over a manhole cover. House listed at $292/sq ft vs comparable move-in ready homes at ~$380s, but our realtor thinks these are mostly “priced in” cosmetic issues worth only minor ...

Pag-Ibig Winning Bidder

Hello po. Magandang gabi. Base on the title, I won a property just by adding 100 pesos sa minimum bid amount. It was an occupied property. We visited it and talked to the occupants, pero apparently, di sila ung OG na may-ari. Kapatid or bayaw daw sya nung may-ari ng house. They were even aware na foreclosed na ung bahay. Now, binigay nya ung fb and contact number nung may-ari talaga. Kaso hindi siya responsive. Tried chatting him through viber pero siniseen nya lang ako. Nakausap ko yung misis nya, pero tinuturo lang din ako sa asawa nya. She was also saying na wala lang sila sa manila now and after a month babalik para ayusin sa pag-ibig ung problem. I was confused na paano nya aayusin? E nanalo na nga kami ๐Ÿ˜… Hindi pa ako nakakapag-post ng bid bond pero I really want the property. Ang question ko lang po ay, mahahabol pa ba talaga nila yun sa pag-ibig? Bago po ba ma-foreclosed ng pag-ibig, sinervan naman siguro sila ng notice or demand letters noh? Also, tama ba yung decision ko t...

Underrated Real Estate Investors/Developers

Sometimes I find really great real estate investors/developers/specialists/agents/business people in the instagram explore page. Many of which are working on a smaller scale, with 5k> followers. Curious if anyone has some favorites worth checking out or giving a follow? submitted by /u/Any_Lifeguard2370 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1magnsa/underrated_real_estate_investorsdevelopers/

Seller's Remorse - I'd like to hear from others who have been where I am now.

I owned a beautiful character home which I recently sold. My main reasons were that I am a single empty-nester and the house, at 3,000 sq feet, is expensive to maintain for just one person. I have not found a house to buy yet ( I am staying with my dear sister) and am consumed with anxiety and regret about having sold my home of 21 years. Please tell me that better days lie ahead. I am just so sad. submitted by /u/Few_Weird5724 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1m9sa3s/sellers_remorse_id_like_to_hear_from_others_who/

Continue to rent or sell and collect equity.

Reddit community, I’m at a crossroads. A house I once lived in had appreciated significantly but I have been renting it for two years now and I break even every month. I’m debating selling the house and pulling out the equity this year because I am within the 5 year capital gain exemption of it being my primary residence. numbers Original loan 640,000 @ 2.25 % Current loan 525,000 Monthly payment 3300 Rental income 3300 Current offer on the house 800,000 Do I sell now or keep it and hope it appreciates more considering the low interest rate? submitted by /u/LightLegitimate9178 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1m9r6fa/continue_to_rent_or_sell_and_collect_equity/

Best area for 300kish?

Not sure if such an area exists but my husband and I are considering a total lifestyle change. We currently live in what I consider a MCOL to HCOL area (suburb outside of Charleston, SC) and are looking to move and start somewhere new, ideally on the east coast, but open to elsewhere. It is way too expensive here and we would love a bit of a bigger house with our second child on the way, but have been priced out of our area. The median home price is now over $1M and we paid half of that 4 years ago. Does such an area exist where you can get these things for 300-400k? We’d love to buy outright with our equity but not sure if it’s possible in today’s market? -Good schools -2500-3000 sq foot house or smaller with a basement (don’t have these in the south!) -Lots to do for families and kids -Not opposed to HOA but would prefer a larger lot/more land than the postage stamp we currently have -Ideally no snow to mild winter -Outdoor things to do- we currently live close to the beach and lov...

Easement Question

Hello! My neighbors and I want to set up an easement so they can build a fence over a small piece of my property. The land is maybe 10ft x 50ft. This triangular piece is more adjacent to their land than ours (it just runs alongside the back half of our driveway). My question is, do we HAVE to go through a real estate lawyer to have the easement drawn up or can we go with an online template, complete it, notorized it, and submit it to the recorder of deeds ourselves? We're both young homeowners and want to do this right, but also want to keep costs down if possible. Plus, it's such a small piece of land it seems silly to make this endeavor bigger than it needs to be. Thank you! submitted by /u/whatstherush1 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1m8vhwx/easement_question/

Query regarding capital gain tax deduction for second home purchase

Say I purchased a flat for 50L, and sold it for 60L, so 10L being the capital gain. Lets say I purchase second homeworth 25L (using the 10L capital gain from earlier sale), and 15L from my own money. In this scenario will I get exempt from capital gains tax, or should I purchase for minimum 60L (which is the final sale price of my first home), to be able to claim tax exemption? submitted by /u/No-Answer-6763 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1m8tna3/query_regarding_capital_gain_tax_deduction_for/

Why do so many sellers act like they’re doing buyers a favor?

Genuine question — when did the power dynamic in real estate flip to where buyers are treated like they’re lucky to even be considered? I’ve had sellers refuse showings unless I’m pre-approved, act insulted by competitive (not even lowball) offers, and list properties with major issues while pricing them like they’re made of marble. It feels like the attitude is: “Pay me top dollar and don’t ask questions.” But here’s the reality — the buyer is the one assuming the risk, taking on the debt, and committing to a 30-year liability. We are the market. Yet somehow, asking basic questions or offering under ask is seen as “not serious” or “wasting time.” Are we in a seller ego bubble? Or is this just baked into the culture now? Genuinely curious how both buyers and realtors see this. submitted by /u/dakath5 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1m8q3gd/why_do_so_many_sellers_act_like_theyre_doing/

Am I a bad customer or are real estate agents in southern europe lazy?

I've experienced this in several countries in southern europe: Malta, Italy, Croatia and now Slovenia. It's not great where I live (Sweden) and they have their own little price fixing methods but at least they work hard in providing any documents and information. Also by law they have to represent both sides (different from some countries where each side hires their own.). Anyway for me buying or even renting a house long term is one of the biggest investments/costs you can incur. So I like to ask tough questions. Currently being ghosting by two real estate agents for in the most polite way possible asking things like: "What's the situation of the property around the house, who owns it, do you or the owner know?" "What is the situation of the work that's not completed yet, is there a project plan, can you send me it?" "Any known issues or faults of the house?" Got a part answer from one of them of 3 sentences and he didn't even s...

3 rental experiments I’ve seen pop up recently, curious if they’re signs of a shift?

Noticed some new ideas floating around in the rental space lately. Sharing them here to see what others think: 1. “Just Type What You Want” Rental Search Instead of messing with 17 filters, a few platforms are testing letting users just type their needs in plain language: “2-bedroom with balcony near a park, pet friendly, under €900” “Ground-floor studio, no stairs, close to metro” Early versions just convert that input into regular filters, but some go a step further, ranking results by “how close” they match, even if not exact. Felt surprisingly intuitive. Like ChatGPT, but for finding a place. 2. “Make the Photos Better” Browser extensions This one caught me off guard — a tiny browser extension that enhances listing photos on the fly. You hover over dull photos, and it re-renders them: clearer light, straighter angles, boosted colors. It’s like giving each photo an auto-Photoshop pass, just by scrolling. 3. Priority Viewing Bids in Europe This might be the most contro...

I walk by faith

23 M Hello good people, Apologies for being off topic but I hope for the best. I am writing this here because for long I have desired to live and work in the United States.Specifically,because I enjoy real state culture and I love investing. It’s a dream that I hold dear to and I aim to achieve it by sacrifice and hard work. I am from Kenya and I desire to pursue my masters in USA, having recently graduated with bachelor’s degree in communication studies, I am proficient in French and I have basic coding skills in Python. I am now ready to take the next step in my life and this has led me here. I am kindly requesting if anyone can help me in my dream, not necessarily the money but facilitating me a job, or a link where I can come and achieve my big dreams in the United States ๐Ÿ‡บ๐Ÿ‡ธ. Typically a destiny helper .I am willing to sacrifice a lot for this vision and I hope to get someone with grace enough to facilitate. Thank you. submitted by /u/ScholarPositive3947 [link] [commen...

Leave touch-up paint?

When I sell my house, I plan to leave about 6 almost empty cans of paint in the garage on a plastic shelf. The lids of the cans are labeled with where the paint was used in the house (which room and whether it was used for walls, trim, or ceiling). Most of the paint is white. I'm moving across the country and into an apartment, so I plan to leave some light bulbs also, rather than try to ship them. I am leaving two HVAC filters that can be washed and reused. I used to Sharpie to label them "can wash and reuse." I'm leaving the appliance and water heater manuals in the kitchen cabinets. There is a box of new extra flooring pieces in the closet, left over from when the flooring was recently redone. There are two new extra slats for the bedroom vertical blinds. If the flooring or blinds get damaged, repairs will be easier because the buyers will have the needed replacement parts. Will potential buyers view these items as helpful or annoying clutter? The house will ...

Is it worth hiring professionals for regular house maintenance?

I’m a homeowner, and recently I’ve been thinking about getting some professional help with regular maintenance. It’s starting to feel like there’s always something that needs fixing, whether it’s plumbing, heating, or just the odd leak. I came across some property maintenance companies offering services like plumbing, electrical work, and even preventative care to catch issues before they get worse. From what I read, these companies can handle everything from routine check-ups to emergency repairs, which sounds convenient, but I’m still unsure if it’s worth the investment for general upkeep rather than waiting for bigger problems to show up. Has anyone here hired professionals for regular maintenance? Did it make a real difference for you? submitted by /u/FerrisBuelersdaycock [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1m75pw1/is_it_worth_hiring_professionals_for_regular/

Want to expand my knowledge and opportunity in real estate

Hi, I’m a 30-year-old Marketing Management graduate with no background in the real estate industry. Currently, I manage 2 businesses: Our family business where we have wholesale and retail of rice that we get from provinces. Wholesale and retail of coffee supplies, supplying around the Ph. Now, I have friends that handle Airbnb listings for years; they handle 15, 20, and one handles 99 units. Now, I am currently preparing my first 1 BR unit, and aside from this, I want to dig deeper into the industry. My question is: How to know more/ how to do business in the real estate industry? I believe this is not the same as my current industry where the goods are affordable and necessity. submitted by /u/everydayoptimism [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1m73nzb/want_to_expand_my_knowledge_and_opportunity_in/

Why I’m Watching LandDAO (and Why It Feels Different)

Discussion | landdao.io I’ve seen my share of “tokenizing real-world assets” projects, and most either stay on the whitepaper forever or end up being governance LARP. But LandDAO caught my eye because it’s focused on something practical: real land management on-chain. The idea? They’re working on a system where communities can own and manage land together, turning it into an asset that actually generates revenue, rather than just being a JPEG flex or hype token. It’s like blending NFT community culture with actual hard assets. They’re still early (token isn’t live yet), but you can join the waitlist if you’re into getting in on the ground floor of a real-world utility project. They’re hinting that early signups might get rewarded, which is a bonus. What I like most is that there’s no influencer hype or constant pump tweets just a quiet, consistent build. The team seems more focused on creating actual infrastructure rather than dropping a “land DAO” token and calling it a day. If ...

Suing the seller for sending bad survey and not disclosing correct underground utilities.

First thing I asked for was a survey so we could figure out of there was space for a garage. They sent one that said DRAFT with no caveats about its accuracy. This was a front to back double lot that was split years ago so neighbors utilities run through my lot. Survey shows all utilities in a access/utility easement. Come to find out the sewer and electrical are buried right through the only place to build a garage. My meter is on the neighbors house and the cleanout for their sewer is in my yard but i didnt see. They didnt disclose any of this and mislead with a survey I know they knew was wrong. If they didnt send survey with utility locates, I probably would not have bought it knowing what i know. Have proof they worked with a surveyor ten years ago. The owner was the realtor and would know these basic things but didnt disclose any of it. Thoughts on clawing back money to relocate sewer and electric(10-15k)? submitted by /u/ragedrager [link] [comments] source https://w...

New to real estate. Cash flow doesn’t add up

Im beginning the research process of real estate after putting away enough money for this to be realistic. Im running the broad numbers and it seems like mostly nothing brings any/not worth it cash flow. I have played with the numbers of single family homes up to 2-3 flat apartment buildings. And it makes it even worse that I would be outsourcing property management. I ideally would like to own a small apartment building, I have about $100k to put down for a 20% down payment. I do not know if im being unrealistic with my numbers, meaning low down payment and property management cost. But from what I am seeing I would have a very hard time cash flowing. Any advice for a newbie? submitted by /u/Diligent_Owl412 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1m68zfi/new_to_real_estate_cash_flow_doesnt_add_up/

Buyer wants us to pay for any fees she may incur because of having to extend the buying contract.

Hi there, just want other opinions. I'm in two minds to just get a new buyer and put our house back on the market. We've had this buyer since May and she really wants our house that is contingent upon us finding a house to move into. The inspection process is done, everything is done. We just need to find the right house to move to. Moving in with family or an ArbnB is just not an option with a toddler, being 7 months pregnant, and a dog. The house was listed for 450 and she offered 465. The appraisal came back and 460k. So, we knocked off 2500. These are the terms she wants us to commit to for an extension for 30 more days: This extension is wholly contingent on the following: (1) Buyer may view other properties to purchase during the extension period. Should Buyer have an offer accepted and seller is not under contract to purchase a replacement property, then Buyer may declare this agreement null and void and seller shall immediately sign a release and refund the deposit,...

Sellers provided upfront inspection

Hi all - my husband and I are interested in a very vintage 1960 ranch home in one of our cities best neighborhoods (in CA). The home is priced at $625k and is on .25 acres. Nearby homes are on .25 and .50 acres and estimated in the 600s and 700s per Zillow (I know, not a great indicator but not a lot nearby has sold recently). There was one recent sale a few blocks away (location only slightly less desirable) with a similarly sized house and lot, but completely updated for $585k. The sellers of the home we are interested in have provided an upfront inspection because of the home's condition. They are willing to accept an offer at list price and open to negotiating some repairs, or they are open to an "as-is" deal at a lower price. I am trying to assess whether the significant issues listed in the home inspection are worth dealing with for an incredible location and great neighborhood. We haven't made our offer yet. But based on the bids the sellers received and som...

Rebidding on a house where previous winning bid backed out

We were interested in a home and ended up coming in third in bidding. The first offer ended up backing out after a disagreement with resolving an issue with the chimney separating from the house. The sellers now went to sell as is. I'm still interested and the sellers have been transparent in sending over the contractor assessment however - to someone with admittedly no background in this - this just seemed inexpensive for the area (Fairfield County, CT) and the description of the problem. Does anyone happen to have any insight into whether this seems like an appropriate assessment and is this the type of issue that should just scare me off entirely? Contractor Assessment submitted by /u/readysetnonono [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1m4pmk3/rebidding_on_a_house_where_previous_winning_bid/

Should I buy my childhood home?

We are currently renting a few towns over from where we grew up. My mom has been planning to sell her house for a few months now, but just decided yesterday to tell me that she’d be willing to sell me my childhood home at a discounted price. Her realtor is saying she can get $500k, but based on comps I think maybe $475-500. It’s really hard to say, but the best comp in her neighborhood sold last summer for 500, but has 2 full baths (she has 1.5) and the kitchen/living space has been opened up. It’s a split level home, or a tri-level as some would call it. She’s wants to sell it to us for $450k, but would go less if the comps are showing she wouldn’t get as much as her realtor is saying. Pros: * We would be able to build equity and hopefully buy a house we love in a few years. This would purely be a financial decision, as I have no emotional attachment to the home. * Fully fenced yard, perfect for our dog and child. * Neighbors are great and street is quiet. * Closer to a lot of thing...

Advice on House Inspection Report

This is my first time buying and we’re in Southern California so the market is absolutely nuts. We are about to close and got the inspection report back - this is sending me into a spiral. It’s a 1950s flip home (I know… it’s either that or complete remodel yourself in this area) and seemed fairly priced. We did general + sewage scoping inspection. The inspector pointed out major issues being the sewage line seemingly blocked by something, along with things like holes in the attic despite a newer roof. I’m trying to figure out whether we want to request credits from the seller to address everything or back out entirely. Please let me know what major issues there are and whether this is truly red flag?! https://imgur.com/a/ZKxR5yE submitted by /u/Pleasant_Addition440 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1m4l6c8/advice_on_house_inspection_report/

Low down payment mortgage options? Besides FHA

AND that doesnt have the requirement of living in it during the 1st year before subletting. Anyone has ideas? We live abroad so we cant live in the house submitted by /u/Beautiful-Coffee8478 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1m4i8bs/low_down_payment_mortgage_options_besides_fha/

Best Jumbo 30-Year Fixed Rate Zero Points? (Single‑Family, Owner‑Occupied

Looking for help evaluating my options on a jumbo loan. Here’s my current profile: • Loan amount: $2.25MM (conventional) • Credit score: 800+ • Debt-to-income (DTI): 9% • Property type: Single-family, owner-occupied • Points: Looking for zero-point options • Loan preference: 30-year fixed only (no ARMs) submitted by /u/Iamjway23 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1m3uo7w/best_jumbo_30year_fixed_rate_zero_points/

Rent vs Buy with Variable Rate Mortgage

Am I crazy? 28, engaged, getting married 2026. Total income $350k a year, maxing 401ks and low 6 figures in taxable investment account. Our rent right now is $4,500 a month for a 1 bedroom. We signed in 2024. Lease ends May 2026. Expecting our rent to jump to $5,200 for a 1 bedroom in NJ. Plan is to live in NJ/NYC city life for another 3 to 5 years. Then move to the suburbs. Right now, I think we can get a 2 bedroom 2 bathroom for $800k to $850k in our area. With multiple factors, increased SALT deduction with the big beautiful bill, Powell’s term ending in January, our executive branch repeatedly saying rates need to go down, higher supply of homes on the market. I think the next 9 months might be a great time to buy. Is a variable rate mortgage (3years fixed then adjusted every 6months) crazy? People around me keep saying it’s risky. The variable rate I see is 5.75% vs 6.5% for a 30 year fixed. Is buying to only live in a 800k apartment in NJ for 3 to 5 years crazy? I would e...

Looking for a remote real estate opportunity

Hi everyone ๐Ÿ‘‹ I’m from Egypt and I have experience working in the real estate field. I’ve worked on many projects in Hurghada, dealing with both local and international clients. Right now I’m looking for a remote opportunity, whether inside or outside Egypt. I’d love to join a serious team and continue growing in this field. If you know of any opportunities or teams looking for someone, feel free to message me. Thanks! ๐Ÿ™ submitted by /u/Correct-Program-1973 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1m3rrh6/looking_for_a_remote_real_estate_opportunity/

first time selling: plenty traffic but no offer?

location: Houston, TX house: built in 2020, 3b2b single family, great condition, lots of upgrades, inspected 3 years ago. Lawn service supposedly provided by agent. fully vacant (no furniture), no staging from agent. yes MLS. background: we moved out of state in a rush due to recent work change. we did not shop for seller agents at the time and ended up re-hiring our then buyer agent to list and sell the house (later found our agent does not have much selling experience/record). We moved out in March. The house is fully vacant and in the hand of our agent for sale. On market for ~ 4 months. We ran multiple comps over the time and think we are fairly priced (right on average in the neighborhood, not counting upgrades) Since our new location is quite far away we were not able to revisit our house. but according to our agent there has been > a dozen of showings so far (quite a few in the first month). No offer so far and interest is clearly down since Summer. Also for all the showi...

New Start

Hi everyone, I reside in Sydney I have over 5 years in the building and construction industry. As of February I have decided to pursue a different career, I am 2-4 expected months away from receiving my Cert IV. I’m wanting to learn more but sometimes it is overwhelming in regards to ethics, systems, market guides and just the whole run around the business. I have a true passion and eagerness towards this , looking forward to a challenge knowing that this is a LONG GAME. Currently I adapt myself by watching podcasts, gathering info from online resources such as realestate.com and domain. I’m aware that I would need a mentor and would definitely be accepting to one, any tips or concerns that I would need to know would help a lot. Thanks submitted by /u/itzQuestionable [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1m2zo28/new_start/

What career path do I choose ?

I just finished my degree in construction management and now have several career paths to choose from. My options are: Project Manager (Basebuild) at a PMC Project Manager (Interior Fitout) at a Design-Build firm Real Estate Valuations Real Estate Technical Due Diligence/Investment Risk Monitoring Real Estate Strategic Consulting Business Development and Analysis After a lot of conversations with people in the industry, I've realized that having peace of mind in life is more important than anything else. though I also care about money, career growth, and opportunities to work abroad. Given all this, which path would you suggest I take? Would love to hear your thoughts and experiences! submitted by /u/Brilliant-Ad-2371 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1m2zcrs/what_career_path_do_i_choose/

Tired of manually typing mortgage statements into Excel? Would a Telegram bot that converts your mortgage PDFs into easy-to-read spreadsheets save you time?

Hey everyone! I’ve been working on a small side project and wanted to get some feedback from folks who deal with mortgage statements regularly. If you’re like me, you probably get your mortgage statements as PDFs, and then when you want to analyze or track your payments, you have to manually type or copy the info into Excel or Google Sheets. It’s annoying, time-consuming, and honestly error-prone. So I’m thinking about building a Telegram bot that lets you just upload your mortgage PDF statement, and it converts it into a clean, easy-to-use Excel or CSV file, showing all the important details like principal, interest, escrow, and payment schedule. I wanted to ask: Would you use a tool like this? Would you trust sending your mortgage PDFs to a Telegram bot? What features would make it more useful for you? I’m aiming to keep it super secure and private (no storing your data longer than needed), and obviously simple to use. Thanks in advance for any thoughts or advice! submit...

Backing out

My inspection period is over on Monday. I've asked and never received condo financials. I got last year budget, this year budget, and the balance sheet. No reserves study. No condo questionnaire. If the files showed up this afternoon or tomorrow, it's insufficient time for review. I'm dissatisfied about inspection. I need to see everything. I haven't. I want my deposit back on Monday when we're done. Should I be able to get everything back? Thanks. submitted by /u/MoneyEmploy7853 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1m23t2g/backing_out/

Buying my first home๐ŸŽ‰

Hello everyone! I’m currently looking to get my first home but I’m having trouble figuring out where the best spot is. I’m trying to find an area that has relatively cheap housing but also has great schools for my future children and preferably doesn’t get very hot during summers, I’m currently working remotely so job opportunities aren’t really an issue. Lastly, I would prefer a middle-small sized city (more country like) and in the U.S preferably. Do any of you have any recommendations that match this description? Thanks in advance submitted by /u/Agitated-Cut-6476 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1m1zeva/buying_my_first_home/

Why do we still accept $5k or $10k wholesale fees like it’s 2015?

This is a real question for the community... The cost of marketing has gone up. Sellers are harder to reach. Buyers are pickier. Yet we’re still out here treating $5k wholesale deals like that’s the standard like nothing in the market has changed. Back in 2015, a $5k or $10k assignment made sense. You could pull a list, send a few texts, and someone would say yes. But now? You’re spending thousands to get that one deal, and the profit margins barely justify the work. Shouldn’t the bar be higher by now? Shouldn’t we be adjusting our approach, our pricing, and who we target? Would love to hear how others are thinking about this. Are you still chasing volume… or shifting toward higher-margin strategies? submitted by /u/jpryme [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1m1f475/why_do_we_still_accept_5k_or_10k_wholesale_fees/

Well Water failed for PFAS on Lab Test

We are in the process of closing on a house in New Jersey, and the well water test results have just come back. Unfortunately, the water failed for PFAS contaminants: PFOS : 23 ng/L (exceeds Federal action level of 13 ng/L) PFOA : 40 ng/L (exceeds Federal action level of 14 ng/L) Coliform bacteria were also detected, but this can be addressed with a chlorine treatment costing approximately $400. We understand that PFAS contamination is relatively common in the area due to historical pollution, but these levels are nearly four times the state's allowable limits and are a serious concern. The seller did disclose that the well had been tested previously, but they neither shared the report nor disclosed that it had failed. New Jersey law requires a water test before the sale or lease of a property. The current owner purchased the home after this law was enacted and leased the property within the past year, suggesting that the required test should have been completed and disclo...

Over 150 days on the market without an offer. Please check out the listing. Any help is appreciated.

I got married earlier this year and we moved into my wife's house, leaving this one vacant. It got quite a few showings when first listed, but now is down to a showing every week or two. Not a single offer and every feedback says they don't like the layout. There is no dedicated master suite and the bathrooms are shared. Any advice on the house and listing? I keep thinking if just the right person comes along it will sell but my savings is running dry and I'm close to working with a property manager to make it a rental just to start bringing some money in. https://www.zillow.com/homedetails/119-Wheeler-St-Weatherford-TX-76086/230793817_zpid/ submitted by /u/Typical-Business9686 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1m1bade/over_150_days_on_the_market_without_an_offer/

is it just a bad time to buy a house?

so, i’ve (24f) been renting in a college town in Oklahoma since 2019. i received a settlement & have wanted to use part of it for a down payment on a house. i’m absolutely fed up with renting. in my current town.. rent has been increasing $100-$200/month about once a year. the 3 places i’ve rented at, i’ve constantly had issues with maintenance, bug spraying, shitty neighbors, etc. literally, where i live, rent & a mortgage cost about the same. a 3bed 2bath is about $1500/mo to rent & the current houses were looking at (3bed/2bath) run about $250-$270k, so only about $100 more/month with 20% down. i do have a realtor who says the market is steady. but, here’s the issue we’re running into.. there’s hardly anything available for purchase in those price ranges. keep in mind, i’m in Oklahoma, where our minimum wage is still $7.25. our cost of living is quite low for the US, typically. we have endless 1.5-4million dollar homes for sale. but, i genuinely don’t know anyone in my...

$CNF: Is It The Hidden Gem In China’s Real Estate Market? ๐Ÿ 

While everyone’s watching big tech like Apple and Amazon, $CNF is quietly navigating China’s real estate finance space. The company focuses on home equity loans for small business owners in cities hit by market uncertainty. With a low P/B ratio (under 0.1x) and a small market cap (~$50 million), $CNF is trading cheap — but the real estate market is risky right now. Still, if they weather this storm, $CNF could be positioned for growth when things stabilize. Could this be an undervalued play, or is the real estate slowdown too much to handle? submitted by /u/TigerMCU [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1m0d7v6/cnf_is_it_the_hidden_gem_in_chinas_real_estate/

Is 35 too late to become a real estate agent?

Hi everyone. I'm 35 F, and I've practicing interior design for the last 3 years. Prior to that I was an independent photographer. I've been thinking about becoming a real estate agent and I know it has many challenges. But what is bothering me most is my age. Apart from all the headache involved, do you think it's too late for me to become an agent? Would appreciate your insights. Thanks. submitted by /u/kate_Reader1984 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1lzkrkn/is_35_too_late_to_become_a_real_estate_agent/

NJ Mansion Tax

Hoping someone here can help! We have an executed contract dated 5/2. Not expected to close until august. We expected to pay the 1% mansion tax as that was the law prior to the 7/10 rule change. Now with the change, the sellers are responsible for the tax. The only carve out I see in the new law is the sellers can be reimbursed for any graduates percent fee if they have an executed contract prior to 7/10 and close before November. My attorney called the division of taxation who said in this situation it is negotiable. No clear answer on who is paying this tax in this situation. My agent believes it is the sellers responsibility. If this is the case we are willing to split the tax with them because it’s pretty unfair for them to be on the hook 100% when it was ours as of like 6 days ago. Any thoughts?? submitted by /u/laurajnic [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1lzhwil/nj_mansion_tax/

Should I sell my townhouse?

Planning to move cross country from Wilmington NC to Portland OR. Purchased a townhome in June 2022 for $325,000 and have put in probably $60,000. Spoke with agents who think I can get $385-395,000. I still have $292,000 left on the loan. The reason I’m interested in selling rather than renting is due to increasing insurance, taxes, and HOA fees compounded with nuances about the place I learned after I purchased it and anxiety around insurance gaps with hurricanes x skylights. I would have to rent it at a deficit to get someone in here. My friends and family think I should keep it to build equity but I don’t think it will accrue at the rate they’re expecting due to being a condo. I did not plan on buying in Portland when I move and I believe I read somewhere that purchasing within 180 days of a sale helps with tax liability. Should I sell or should I be considering something else? Would what I spent on improvements help me reduce the tax burden? submitted by /u/Seriously_Claire...

VA Appraisal

We are hoping to buy a home that needs some repairs. The major ones will be requested in the offer, however I have 3 concerns. There is some wood damage on the bottom of a built in shelf from a resolved leak, a hole in laminate tile in the bathroom, and the converted garage smells like cat pee (we plan to convert back, so aren’t concerned about it). Will a VA appraiser be likely to not finance the home with those issues? I’ve been told they are strict, but not sure how bad they are. The home is listed way below value submitted by /u/iammyhusbandswife [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1lyqyym/va_appraisal/

What’s the most annoying part of your contract workflow as a Colorado agent?

Just venting a bit, but I’ve been thinking about how many steps it still takes to get a deal under contract even in 2025. Between getting the right DORA forms, making sure the MLS info is accurate, copying in the right clauses, sending for signature, etc... it still feels like we’re hacking it all together. For those of you in Colorado, what’s the part of your contract process you wish you could just skip or automate completely? Curious what others are experiencing. submitted by /u/VisionLedger [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1lyoous/whats_the_most_annoying_part_of_your_contract/

Is This Condo Purchase Financially Risky? Reserve Gaps & Roof Replacements

I’m considering buying into a 10-year-old condo community—townhome-style units in a mid-size HOA—with some financial flags I could use help interpreting. The property looks good on the surface, but: • Roof replacements are happening this summer for 3 buildings, even though there’s no reported leakage. • All units are getting attic vent replacements and minor roof work to stop ongoing patch repairs. • The HOA (38% reserve funding) dipped into their monthly operating funds last year to cover emergency roof repairs—about $15K—rather than using reserves. • Right now, monthly dues are $430, but only $150 of that goes into reserves. The reserve study recommends contributing closer to $350/month/unit, meaning there’s a sizable gap. I’m pretty sure HOA won’t agree to it. • If they don’t increase funding, future special assessments could run $15K–$22K per unit, especially as full roof replacements are scheduled for 2040. That does not seem too drastic right now… • Management is changing...

Terminating contract with agent before listing (seller)

What is the typical outcome when asking to terminate the agreement with our real estate agent (we are the sellers)? The property is set to go on the market in a week. There are a few vendors coming out next week to clean and stage. The relationship with our agent has turned contentious and we would prefer to work with someone else. I looked at the termination clause in our contract and it is vague (they "may" have the right to recoup costs, for instance). We are willing to continue to use the vendors for staging and cleaning (we already paid them, so the current agent doesn't need to spend time canceling those appointments. Only the photographer would be canceled). But I realize they did spend time coming to view our place and getting those vendors hired. We already have an agent we'd be interested in working with instead. Just wondering what to expect when I approach our current agent about this. submitted by /u/MarginaliaSnail [link] [comments] source...

Agents-how do you perceive, and potentially work with, a strong FSBO via flatfeeMLS? (w/2.5%buyers agent)

I'm in sales in a different field, so of course I think I know better. You hate my naivety. But, on this 3/1 starter w/ 2 acres, the price is solid. The photos and description are excellent. Droneshots, matterport, etc. The disclosures are good, there is a portfolio of records. Seller is offering 2.5% buyer's agent. The house is staged, empty, and available. Still, how do you feel? Are we playing along or will you still shoot to sink the seller's battleship. submitted by /u/flushbunking [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1lx2sv5/agentshow_do_you_perceive_and_potentially_work/

House Hack Houston Rental

Would I be able to rent house in houston, say a 3bd 2 bath, and rent out the other two rooms (legally) to recuperate the rent? Would that be possible and feasible? Why dont more people do that? I dont hear much about that strategy. I just need to relocate to houston for a year to finish my degree and want to save money while doing it. Thanks for any advice, a 24/yo noob soon to be not so noob. submitted by /u/Electrical-Trainer21 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1lx1vrp/house_hack_houston_rental/

Phirst Park Homes Pasalo

Hello! Baka lang may idea kayo. If internal agreement or pasalo sale, kailangan ba alam ng Phirst Parm Homes or approved nila bago mo ipa pasalo yung property mo? Salamat!!! submitted by /u/Strong_Vast_5676 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1lx1fdu/phirst_park_homes_pasalo/

How do you handle contracts with multiple buyers or sellers in Colorado?

I’ve had a few transactions lately with more than two parties on one side, couples + parents, siblings buying together, or seller estates with multiple owners. Every time, it feels like CTM eContracts makes it way harder than it needs to be. The interface isn’t flexible, and duplicating or modifying party fields always turns into a mess. Dotloop isn’t much better, and I’ve even seen coordinators revert to editing DORA PDFs manually just to get it done. Curious how other Colorado agents or TCs handle this. Are there tools that make it easier to add extra parties without workarounds? Or is everyone just hacking the existing platforms? submitted by /u/DevilKnight03 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1lx069h/how_do_you_handle_contracts_with_multiple_buyers/

Converting condo question

Hey guy, I currently have a condo on the second floor of a 2 unit complex. The owner on the first floor is looking to sell. I have an opportunity to purchase his unit. Neither of the units would be my primary and I don’t plan on living in it. If I don’t purchase his, I plan on selling my unit. If I purchase his I plan on turning around and selling it as a whole. My question is, would it be worth it for me to purchase him out and try to sell the complex as a whole in our current market? Thanks in advance for any advice! submitted by /u/TiredElk [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1lw5z30/converting_condo_question/

Social Media Content

Just got my real estate license and am looking to sort of grow my social media(instagram and facebook) accounts to reach some more people around the area. I post on my story often, but not many actual posts, because I have no idea what type of content to make. I work as a project manager on flipping houses for another agent and his mom, so I can post some videos of those, houses but I don't ever want to post something they don't want me to(they can be a bit picky about what they want out there). Not looking to blow up and go viral or anything, just to post some pictures or videos maybe to get my name out there a bit and generate some interest. Thanks submitted by /u/ThunderThies [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1lvgxpl/social_media_content/

[HIRING] Multiple Roles – Real Estate | PH-Based

Hey everyone! ๐Ÿ‘‹ I’m endorsing candidates for several open roles across real estate. ๐Ÿงพ Open Roles Include : ๐Ÿข Real Estate & Investmen t Acquisitions Analyst Asset Management Analyst Asset Manager Investor Relations Analyst Real Estate Underwriting Analyst Underwriter / Acquisition Analyst If you're interested, just send me your resume and I’ll gladly endorse you! submitted by /u/noodelicious_o7 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1lvekoi/hiring_multiple_roles_real_estate_phbased/

Regarding Real Estate Tokenization

Real estate tokenization has been developing quite rapidly lately. I wonder if the topic of Tokenization is interesting on Reddit or not? Is it being discussed, and how does everyone feel about this direction? submitted by /u/JacindaFitchett [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1lui6mt/regarding_real_estate_tokenization/

Will lenders use my net rental income on my schedule E even if I don't claim expenses?

I would be overpaying taxes (by not reporting expenses except depreciation) to show higher rental income so I could qualify for a nicer property in the near future. This appears to be allowed by IRS since no penalties are imposed for not reporting expenses or overpaying taxes. Would this strategy work/would lenders accept this? I know most people wouldn't make that trade off but from the math I've done it seems to be worth it if it meant I could qualify for a much nicer property. submitted by /u/Intelligent_South_38 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1luiwzr/will_lenders_use_my_net_rental_income_on_my/

Odd timing

Ok this might be long to get the full picture. I am a week away from closing on a home. It’s a great neighborhood, in an unincorporated area of our city. Seller had moved but family member was living in the house for the past couple months. Behind the house, there are two vacant lots that are split, no fencing, And to the right of the house there are open lots on a somewhat mountainous terrain, about 5 acres. That fence is broken in the back of the lot to the right and can reach the other two open lots in the backAll three lots have different owners. None of the lots can be traced to the sellers of out home. One thing that was a bit odd to us during our visit to the property once was that there was a cord from the electrical box, we followed it and saw it was going to a random outlet to an open lot behind the property. We asked sellers, and apparently the owners of the lot asked to use power but there was a “misunderstanding” and they would remove the cord. Cord has yet to be remove...