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Charles County, MD - Am I making a mistake in purchasing this house with my finances?

I am looking to purchase a townhouse in Waldorf, Maryland. The deal is $500,000 with no concessions. House is roughly 10 years old and in great shape. I already paid for the inspection and it came back with no major issues. The issue is with my finances. My mortgage rate is 6.6%, which shocked me because I have near perfect credit and no debt, which puts my estimated mortgage at $3,500, not including utilities or HOA. I though my rate would be closer to 6.1% since that is what is advertised everywhere. I bring home basically $6,000 a month. It's just myself. Will I be house poor if I go through with this purchase? Are rates likely to decrease soon? Or house costs?

submitted by /u/Necochan
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source https://www.reddit.com/r/RealEstate/comments/1vc1ig7/charles_county_md_am_i_making_a_mistake_in/
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