Skip to main content

Posts

Showing posts from June, 2026

Can anyone help me. My mother needs to track down a death cert for her mom to clear title.

Emailed funeral home for a copy but no luck. My mom doesn't have a credit or debit card but has valid ID. Live close to Philadelphia. Any suggestions or help appreciated! submitted by /u/poopmasterrrrrrr [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1uk3pt3/can_anyone_help_me_my_mother_needs_to_track_down/

Feeling a bit underpowered in the market.

Me and partner live in TN. Both make together 60k a year. Living in rural area. I feel like I want to be a home owner, but with how the market is, I’m not sure is possible. I’ve considered manufactured homes but my parents say that’s a terrible investment, it’s like a car and will just depreciate over time. Any tips would be useful Edit: in-laws have extra land willing to gift us 1 acre, but it’s about 25 minutes from town. But unsure if living on same property as the parents is a good idea. submitted by /u/slotmachinebox [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1ujzgtr/feeling_a_bit_underpowered_in_the_market/

Question about Staging?

Hello! I’m looking to get some feedback on a situation that is a bit unusual, so please bear with me. I currently own a condo and just over one year ago, our building was struck by a tornado and suffered pretty severe damage as a result. The roof was destroyed, and extensive flooding occurred, requiring a full restoration all the way down to the studs. This restoration took just over a year, and thankfully it turned out beautiful. Due to the storm, I lost ALL of my furniture (bed, couch, desk, etc) when I moved out. During the year I was gone, I also made the decision to sell my home once the repairs were completed. Ultimately, I was able to move back about a week ago. As I have never sold a home before, I mistakenly thought that not having furniture would be an asset to the sales process. When I purchased it myself, the previous owner had already moved out, and it was completely empty (I was wrong). However, I’m now working with my real estate agent, and she’s stressed the import...

Preview listing for my house before it goes live

I want to review the pictures and listing copy before they get posted for my house that's going up for sale this week. I thought we were clear about that during our interview, but our agent still hasn't shared pictures and when we pushed last night, the agent expressed surprise that we wanted to see everything beforehand. They said once it goes live, if we have issues, they would work with us to fix them. ​​​​​​​And that no one has asked for this before (they have 20+ years of experience). I don't think it's unreasonable to want to preview everything, since we are liable for the information and I've seen some bad pictures before. I've asked for a call this afternoon, but who is wrong here? Me or the agent? Am I being unreasonable? ​​​​​ submitted by /u/Pretty_Swordfish [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1uiq8mg/preview_listing_for_my_house_before_it_goes_live/

Housing Bill Question

Two questions on the housing bill. I'm not educated on three subject so these are just thoughts I'm looking to get answers on. It limits institutional investors to 350 new homes or less. Don't most large scale investors build ENTIRE neighborhoods ask at once that they make into rentals of 100+ homes at a time. Not buy existing homes. So wouldn't those extra homes just not get built in the first place, limiting supply even more? My current neighborhood is 150 homes that are all rentals built by DRH. If they didn't buy the land no one would have ever built homes here. The bill doesn't push investors already with large numbers of homes to sell in X years. Many of the biggest builders are also large scale investors who build their own homes then turn around and rent them. Like DRH. They both build homes to sell and build homes to rent. Building less homes means empliying less contractors and building costs will go up. They tend to reuse the same contractors be...

i have a 6.8% va loan, is now a bad time to refinance?

i bought my house in 2024 with a va loan and got a rate of 6.8%. i really want to bring it down but im worried its not a good time to refinance. ive heard a lot of mixed thoughts from friends and family saying to wait but I dont trust them with finances that much, so figured id crowdsource before i start calling lenders who are obviously going to try and sell me on a refi. this is my first house and ive never done any of this before so any advice is welcome! submitted by /u/Michvito [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1uikrak/i_have_a_68_va_loan_is_now_a_bad_time_to_refinance/

Vet my offer (too aggressive?)

My wife and I currently live with our two young kids in a 3BR that’s 1074 sq ft. We have a bit of a sweetheart deal ($1050/month), but can’t have pets, and would like more space. Twice we toured a new build that’s been on the market for 300+ days. There are four identical units that started out at $390k and now are at $365k. 2000 sq ft total (1400 finished; 600 unfinished basement). We both like the home and feel we could be happy, but it’s also not amazing (cramped kitchen/dining/living; no pre-plumb in the basement for a bathroom, small lot, etc). I’m thinking of offering/asking this: -$365 (asking price) -$10k in closing costs/rate buy down -Builder frames, roughs in electrical, insulates, and does the drywall. Basically a “white box” finish, where we could do the paint and flooring. My good friend, Gemini AI, tells me the builder will be desperate and should at least consider this. I also know, however, that Gemini can be an idiot. Thoughts? Location: Wyoming - sub...

Would you walk away from this deal?

I’m under contract to buy a $930k home in Utah directly from the owners (no agents involved). The home is about 20 years old. The sellers previously had the home appraised for $990k , which is one of the reasons I felt comfortable agreeing to the price. The house was listed at $935k. During negotiations I agreed to increase my offer to $930k so the sellers could net the amount they wanted. They also agreed to a $5k closing cost credit. Since I’m not using a buyer’s agent, they’re also avoiding paying a buyer’s agent commission. After the inspection, the biggest issue was the roof. The sellers told me they had recently spent about $2,000 repairing it, and their roofing contractor said those repairs should extend its life another five years. My home inspector disagreed and said the roof was at or near the end of its expected life. Rather than argue over one opinion versus another, I hired two independent roofing contractors. Both came back with essentially the same conclusion as my...

Immediate plumbing issues after first home purchase

I just bought a 1950s home. When I had line scoped, it was full of water. My realtor updated our contingency condition to say "Sanitary line has standing water. Seller to have the line professionally snaked to restore proper flow. A licensed plumber shall scope and certify that the line is free from material defects. If material defects are identified, Seller shall have such defects corrected by a licensed plumber prior to closing." The seller got 1 material defect fixed and sent us an invoice from plumber that included "Perform post-installation inspection to verify proper function; additional repairs may be required if issues are identified." The day after moving in, 2 additional material defects were found in the sanitary line being backed up and causing kitchen sink to gurgle. Plumber argues they just verified the 5ft spot repair and not the rest of the sanitary line. It's looking like repairs will end up costing 10-20k. What should I do? Can I go after the ...

Lowest real estate prices for well built new construction in the U.S. (not lowest cost of living)?

I don't want lowest cost of living or housing vs wages. I want to know the lowest cost new construction real estate​ prices in the U.S. regardless of area wages. Like it doesn't matter if people are still making federal minimum wage. Lowest cost for new construction and also​ in general. This is assuming the local economic situation is not really of concern Thanks so much submitted by /u/Robinnoodle [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1uhpqge/lowest_real_estate_prices_for_well_built_new/

Home vs Will

Just bought a house. Getting the keys next week. Realistically speaking, should I get a will in place so my siblings could own the house in case anything unforeseen happens to me? Or am I getting ahead of myself? submitted by /u/OtherwiseTomato6533 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1uhbcsp/home_vs_will/

newbie questions here regarding buying / financing a piece of land

just looked what i think is a terrific piece of land, very interested in buying, never been involved in a real estate investment / deal, i dont know if im doing this the right way or not, i contacted the sellers real estate agent, they said they will give my info to a lender, and supposed to receive a phone call from them today, so far nothing, when applying for a house loan (mortgage) do you suppose to call as many banks / lenders as you can? or is there a place, a website somewhere where you apply for the loan one time but it gets sent to a bunch of banks, like when you are buying a car from a dealer, or is it one by one type of deal phone calls that i need to make? would appreciate a step by step kind of guide of the process, from those that deal on this on a daily basis thanks in advance submitted by /u/Npos_tEx1164 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1ugoheb/newbie_questions_here_regarding_buying_financing/

Offers

For example if a house is listed for 850, can a buyer submit an offer for $550? Would their agent let them? submitted by /u/Feeling_Delivery2323 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1uh13su/offers/

List of FHA repairs worth it?

For context we bought our 1896 Queen Anne in 2022 on an fha loan. Prior to inspection we were allowed inside to touch up paint and add handrails. Loan was approved. Now we are selling and the new buyer is FHA funded. This is what came back: This is the exact verbiage the lender sent me “The appraisal came in Subject to: Repairs needed, paint front porch steps, hand railing needed to attic, repair attic step, install railing in attic, paint door trim to attic, paint trim, repair exterior steps to basement and install hand railing, paint window trim where needed, paint rear door sill, paint house fascia and soffit where needed, repair and paint house fascia, the subject does not have adequate fire and carbon monoxide detectors on the first floor and basement.” We said the house was as is. Should we make these repairs or go back on the market? Should the buyer make these repairs? What is normal here? We think bc we did when we purchased, then they should now. Is that outrageous? ...

Three Women Wanted to Start a Family in the Bay Area. Could They Find a House to Do It In?

After spending another $250,000 to $300,000 on the foundation, plumbing and wiring upgrades, the trio moved in this month. https://www.zillow.com/homedetails/2304-Edwards-St-Berkeley-CA-94702/24835196_zpid/ https://www.nytimes.com/interactive/2026/06/25/realestate/bay-area-oakland-berkeley-real-estate-homes-prices.html https://archive.is/hQzzh submitted by /u/HarryCrushNuh [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1ug3ixb/three_women_wanted_to_start_a_family_in_the_bay/

What happens if you buy a house in an area where insurance companies are pulling out?

Hey everyone, I’m seriously thinking about moving to the coast -specifically looking at the Tampa Bay / Clearwater / St. Pete area. I keep hearing stories about insurance companies bailing on Florida left and right, and it’s honestly stressing me out. Like, am I about to drop everything on my dream home just to find out in a couple years that I can’t even get insurance? Or do I have to settle for somewhere inland that I don’t even really want? I’ve never owned a home before, but I’ve been helping my aunt sell hers in Michigan the last few months, so I’ve been diving way deeper into all this. I’ve been saving for three years straight trying to hit 20% down, and I’ve been extra aggressive with the savings because I knew insurance in Florida isn’t cheap. Now I’m starting to freak out that decent options might just disappear and I’ll be forced to either overpay like crazy or scrap the whole plan. Has anyone here actually dealt with this or is going through the same thing right now? What ...

I'd rather have an empty cage than a dead dog

When I worked as an agent full-time, I remember hearing this. I see a lot of posts here from sellers complaining about how nobody wants their house. It is highly probable that your house is listed too high. Many agents are just happy to get a listing. Maybe your agent is inexperienced. Maybe they only worked through a seller's market and don't really know how a buyer's market works. Maybe you pressured them to list the house high with the thought that they can just lower the price a little at a time if needed. The thing is, when a house first hits the market there is energy around it. The agents do a caravan to check it out (at least they used to), and it pops up on the "new" pages. Open houses can be advertised with words like "newly listed" or something similar. When people see a house on the market for a long time, they just assume that something is wrong with it. Maybe it is a psychological thing. But they wonder what everyone else knows about th...

House listed 9 hours ago

It has 26 saves and 1,428 views. Does this seem pretty high for being on such a short time? submitted by /u/Feeling_Delivery2323 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1uf8tau/house_listed_9_hours_ago/

Could it actually be bad to list a house below market value/Zestimate etc.

We are trying to offload our house this summer as we moved out of state and no longer want to deal with tenants. It’s a good starter home in a 30+ year old established neighborhood but by no means fancy. Our realtor suggested to list the house lower than most of the comparable houses listed in the neighborhood as there seems to be a lot of inventory and they are moving slow. I’m okay with that but wondering if being the lowest price in the neighborhood will be off putting to potential buyers who might think there must be something wrong with the house as it was a rental for few years What would you think as a buyer? submitted by /u/death_by_options [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1uef44p/could_it_actually_be_bad_to_list_a_house_below/

what does a good sellers agent actually look like?

Looking for first hand experience. My home has been on the market for over 200 days and I am beginning to question my agent's abilities. I have followed all of his advice, when we first priced it, he said 310, I thought it was a but high for our area but trusted him, every time he suggested a drop, I went with it and we have since dropped it to 270k, below what I purchased for and what the house is worth. It needs no major repairs and there's nothing wrong with the house, just relocated for work. TBF, it is a more unique house (built in window catio, stock tank pool etc) and I know the market is tough right now so I don't mind patience for the right person but he's pushing back on everything I am suggesting like maybe trying staging instead of relying on ai and virtual pics etc. and just giving me feedback on things I cant really change like the grade of the driveway (the house is built into the side of a mountain). I don't want to be ageist, he's 21 and I am...

Advice: should I lower my house price and by how much?

My house has been on the market for 34 days now. I've had 8 showings but no offers. Currently listed for $515k. Comp: house down the street is almost the exact same and we both purchased our houses for the exact same price 4 years ago. She sold hers last month for $525k. Hers was on market for 90 days, then taken down, and then relisted and took another 45 days to sell. Mine is closer to the main road than hers which is why we decided to list for $515k instead. I was thinking lowering the price to $499k to get under the threshold of 500 to reach more buyers. My agent is hesitant to do this because that means I will not break even and have to bring a check to closing of about $4500. My thoughts are, though, that if it doesn't sell at our current price and I end up paying an additional 2 more months of mortgage payments, I've paid significantly over that amount anyways. Any thoughts/advice are much appreciated. Thanks! submitted by /u/Im_The_One [link] ...

Being Gifted House by Parent: Guidance for Getting Guidance

My father in law is getting older and has accepted that he needs some extra help around. Miraculously, this moment of acceptance coincided with my wife and I house hunting and struggling to get financing, and we're more than happy moving to that area. We both live in different parts of Virginia. We are both successful professionals, her as a well-known artist and I went from the military to IT to college and I'm doing fairly well in the music industry now, so I might pursue that rather than going straight back to a corporate gig. Either way, we both have no debt beyond our current COVID mortgage (golden handcuffs) and two very reasonable car payments, and more than $50k but less than $100k in our collective bank accounts. A few data points: - FIL is onboard with either co-owning the property with my wife and I, or us taking total ownership, whichever works better for our collective planned outcome. His intention was to pass the house to us in his will anyways, just figures u...

To counter back with original offer price or reject their counter?

The heading says it all. We placed an offer on a house that has been on the market for about a month with no offers yet. We offered under asking as there are some things we feel need to be done to the property and the house. Our offer was our best and final. They countered us asking for more. We are not wanting to change our price from original offer. Is it best to counter back with our original asking price? Or should we just reject their counter? To counter with our original ask feels passive aggressive, to reject is sending the same message in my opinion. But genuinely asking, which is better. Our realtor said she thinks to counter back is less harsh, but I think it’s kind of rude to counter back and not change our price.. submitted by /u/Life-Introduction693 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1udkzmv/to_counter_back_with_original_offer_price_or/

Thoughts on manufactured homes

Hello, my fiancée and I (20) both finish school soon and will be ready to move out of our respective parents houses by next year. We make good money in our fields especially for our age and was looking at manufactured homes for a first time buy since they are so cheap. Im curious what the general perception of these houses are and if its worth jumping into one as it would make moving out happen a little quicker or holding out a while longer for a small house. We have big plans for the future so renting is an absolute no-go as we need to build equity as soon as possible. We live in New Hampshire, USA if that changes anything. (average cost of a manufactured home sits around 150k-300k while most starter houses are around 300k-400k) All advice welcome, thank you! submitted by /u/capncrunch1227 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1udbpgh/thoughts_on_manufactured_homes/

Sellers - how do you handle an appraisal coming in lowww low compared to your asking price?

We’re in love with a 1960’s built country brick home on some acreage (the exact acreage isn’t known). The homeowners don’t want to wait for a survey to be completed. We think the appraisal is going to come in anywhere between 40-78k under their asking price (from talking to the appraiser, it’s still pending) there’s no record on when the roof was last done, the septic, or any updates since 1980. They also removed the wood burning furnace. It’s a 3 bed 1 bath. I want the home for whatever it appraises for, obviously not paying over appraisal. If it comes in way under, do you still sell it for that price? Do you wait and hope you can get someone that’s a cash buyer with no appraisal who over pays? submitted by /u/Remarkable_Royal_175 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1uddx4m/sellers_how_do_you_handle_an_appraisal_coming_in/

Zero showing requests in first week

What is your approach to this situation? Would you typically consider lowering the price after 1 week? I haven't seen anything come through. No texts. No calls. No emails. Open house this past weekend brought three couples in who seemed to like the place but that is usually taken with a grain of salt obviously. submitted by /u/SonOfQuora [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1ucmrsa/zero_showing_requests_in_first_week/

PSA: As a homebuyer, the free version of Google's AI is surprisingly good for visualizing interior/exterior changes to a house you're considering.

I heard from a coworker a while back that Gemini was surprisingly good at photo editing. I've used it a few times over the past few months while house shopping to visualize changes to houses we were considering but that would need some changes to fit what we like. I wanted to share the results in case this is helpful to others. Notes: This is the free version of Gemini ( gemini.google.com ) The houses shown in the examples already sold. I'm not trying to stealth market anything. Images in the examples This link has each of the images outlined below: https://imgur.com/a/xRqHAPL Example 1: House Needing More Curb Appeal There was a house my wife and I found intriguing except for its low curb appeal (subjective, obviously). I took a Street View screenshot and uploaded it. That's image 1. I told it: "Add some decorative trim to the front of the house around the garage door and windows. Change the color scheme to mostly white with black trim." That led to i...

Made an offer on a house and I’m expecting the sellers to be difficult to work with. What are some steps I can take to protect myself during the closing process?

I’m house shopping in a very hot market where houses typically sell above listing in a matter of days. This is in VA in a HCOL area, as reference a 2000sqft 3B/3B SFH goes for about $800K. Made an offer on a house that fits my needs perfectly. The buyers are still occupying the house and the house is completely filled with junk, it’s basically on the verge of being a hoarder house. (The house itself is still in great shape, it was fully renovated 3 years ago by the previous owners and whoever did those renovations spared no expense in making sure things were done correctly.) The listing agent also does not seem very motivated. When we went to tour the house, the lockbox code was not working and it took about an hour to get in touch with the listing agent (keep in mind this was on a Saturday on the third day of listing). The listing pictures were cellphone pics that the sellers snapped before their move-in, you can even see a thumb in one of the pictures, lol. Listing agent also lied ...

Agent let us down- what’s the recourse, if any?

We recently listed our house with the agent that we previously bought it with 6 yrs ago- had a great experience with her then. Listed going into Memorial weekend- three days on the market we had a lot of good activity… 10 showings, buzzing open house, and 3 offers out the gate. First offer - at asking, no contingencies with 60 day close. Second offer - $10k over asking, contingent on selling home (under contract, post-inspection), 30 day close. Third offer - $5k under, contingent on selling but their employer would buy their house so they could relocate. We preferred the first deal and started those negotiations but they ended up, presumably getting cold feet, and ghosted us. So, we entered into the second offer which is where we currently are hanging out… Second offer possibly lost their buyer. Who knows because we’re still waiting on the LA to give updates. Buyers house is active and seems to be overpriced for their area, with no reductions in 45 days. Our agent, for reasons we...

We did it and I just want to cry tears of joy

I am 26 - my wife is 29 we bought our starter home 5 years ago on my 21st birthday. Idk how we afforded it but we did. Small 2 bed 1 bath starter home. We listed it on the market and got a cash offer with no appraisal or inspection… We struck gold but would be homeless in 30 days. We found a house at the top of our price range 420k that just listed 2 hours before we saw it. Our realtor said we can’t afford it and it’ll go for 500k+++ I told my wife and realtor fuck it we need to win and get aggressive. Put an offer of exactly their asking price and said I need an answer in 5 hours. No more showings I will retract my offer the second 5 hours passes. 4 hours go by and they said yes. The realtor was in disbelief and said she is in shock it worked. This home is 4 beds 2 bad 2000 sq ft with a finished basement on 1 acre and has a pole barn on top of a walk out garage. Inside was immaculate and updated. We looked for 2 weeks… homes as is and shitholes going for 400k I fucking won. Idk...

Mobile home was moved.

We looked at a very tempting home yesterday. 1995 mobile home on 2.25 acres. Huge unattached shop. Huge carport. Good price in a HCOL area. The catch : The listing agent says that the place is ineligible for a mortgage because the mobile home was moved once. Is this a valid reason for all banks to reject a mortgage ? Or are they maybe hiding something else ? Any thoughts specifically on the danger of moving a mobile home ? submitted by /u/Balmerhippie [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1uby4aa/mobile_home_was_moved/

Selling condo - am I doomed?

In the northern suburbs of Atlanta, selling my condo this coming fall or winter so we can move to a bigger single family home. There are 6!!! Condos in my tiny neighborhood for sale right now that have been sitting anywhere from 2 weeks to 3 months. Am I doomed? The HOA fees are high, but every condo community here is the same amount so I can’t imagine that’s the reason condos are sitting. submitted by /u/Flora48 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1ubd1om/selling_condo_am_i_doomed/

Convert 4th Bedroom into a Master Bathroom?

We recently purchased a 4BR 2.5 BA home in suburban Atlanta. The home is a classic 1940s era ranch with a finished attic space that contains a master bedroom, a 2nd bedroom/office, two medium size closets, and a very small bathroom. The master bedroom is a nice size, but the bathroom is pretty sad and only accessible through the master bedroom. We are considering converting the 2nd bedroom (which is about 10x13) into a nice master bathroom, and the existing small bathroom into a laundry room. So, we would lose a bedroom (which is a pretty useless room the way it's now configured with no bathroom access) but convert the entire upstairs into a master suite that includes a 2nd floor laundry room. We would then have a 3 BR 2.5 BA home, but one of the bathrooms would be exquisite. What do you think this would do to the value of the home? Increase, decrease, stay about the same. We do not need the 4th bedroom but thinking of selling the home in about 5 years. Thanks for your thoughts! ...

Razor stubble in a septic tank

Bought a house with a septic tank and I like to shave over the sink. 99% of the hair is no longer than an eighth of an inch. Any larger beard cuts going into the trash. Is this going to be an issue? submitted by /u/luckysparkie [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1uatn6j/razor_stubble_in_a_septic_tank/

Less showing requests before open house?

Greetings! We listed our house two days ago but have an open house this weekend. We've no showings requests. Is it possible this is because of the coming open house? Does that tend to reduce inquiries for showings? submitted by /u/SonOfQuora [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1ua50p0/less_showing_requests_before_open_house/

Under Contract - How much to ask for repairs?

TLDR: How much should I ask for to fix 11 door/doorway casings and ceiling drywall for one room (150sqft) on a home that I’m currently under contract on? Full Details: Trying to get advice on a situation I’m in. After going under contract, there was water damage in the home from a water line in the attic. It resulted in the flooring and ceiling in the master needing repairs. The new floors led to gaps between door casings and the floor. The homeowners sons have tried to fill the gaps with matching casing and caulk but it’s terrible work. For the ceiling, instead of completely changing the ceiling drywall or retexturing the ceiling, more mud was thrown on to try and match but it looks like garbage. We’ve extended closing once already but at this point I’m tired of giving them time to handle it and am moving towards just asking for concessions so I can bid out and have the work done myself. submitted by /u/SoMuchNic [link] [comments] source https://www.reddit.com...

what's the best approach to marshaling our resources?

My wife and I are planning to purchase a house and sell our existing condo. We're trying to figure out the best way to make this all line up if we cannot put selling the condo as a contingency on a purchase agreement. Combined income is $225,000 gross. Current condo should sell for ~$550,000, according to our realtor. We owe $212,000 on the mortgage. So figure that after closing costs/realtor fees, we would net $300,000. We are looking at homes between $800k-$1m. We have $180,000 in various taxable brokerage accounts; all would be subject to long terms capital gains tax. I have $350,000 in a 401(k) and $60,000 in a Roth IRA. I checked the specifics of my 401(k) plan: I can take a (max) $50k loan at "12–60 months term at 6.75% interest"; and it specifies that "If you leave [employer] for any reason – including as a result of a layoff or workforce reduction – before the loan is repaid, you can continue to repay the loan." Wife has $100,000 in various retire...

selling house from mom to reinvest/ buy real estate

Would you have the option to sell the house from your mom for the equity which makes it possible to buy realestate would you do it? Its a one familiy house, prob. worth about 1.4 Million. This would give me enough to buy residential buildings. As work I do draughsman which could add to own contribution to bring the finance plan from the bank down… Would you do it? How would you do speak about it with your mom? What deal would you set up with your mom so she has enough to live good good? submitted by /u/Dangerous_Ad7101 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1u7jpvq/selling_house_from_mom_to_reinvest_buy_real_estate/

Met with a realtor, do you agree with his advice…

We are considering selling our home. It was a major fixer upper when we bought at 150k. We owe 120k and the estimated value is some 220k give or take. The realtor heard our list of remaining updates and fixes and said just to let the future buyer deal with it because ROI wouldn’t be nearly worth the money spent. Here’s the list of updates we were planning: 1) Windows. We have VERY old metal framed windows. Some are broke and they’re extremely inefficient for insulation etc. 2) front and back door replace and reframed. These are both on semi broken hinges and the framing is horrible leaving gaps at the tops. 3) kitchen backsplash. I get it’s not necessary but the kitchen is unfinished and looks unfinished because of it. 4) changing out old hollow interior doors for solid wood doors. Mostly for us but we’ve done this with a few and the noise reduction is just so noticeable we thought it would be a welcome feature compared to the super thin 80s doors we have. 5) Entry way accent wal...

Temporarily moving in with family to sell house without contingency

My fiancé and I are selling our current house and purchasing a new house. We need the funds from our sale to put towards the closing costs of the new house. HELOC and bridge loans were not financially feasible for us so we tried to make our sale/purchase contingent on each other for a bit. We had a couple buyers ready to go but the contingency was killing our offers to purchase houses listed for sale. So we recently decided we would sell first so future offers wouldn’t have the contingency. We considered renting, but in our area it is expensive and difficult as we have 2 cats and 2 giant breed dogs. So we decided to move in with my family temporarily. My parents are clearing out my old bedroom and we will keep our furniture in storage until we find the next place. Has anyone done this before? Any regrets going this route? On one hand I’m so thankful that my parents offered to help us in this way, it lets us save some money and solves the pet issues we ran into while looking for rental...

Looking for people who have registered/invested in Bangalore Gnana Kuteera Phase 1 or Phase 2

Hi, I wanted to check if there is anyone here who has succesfully registered their site in Gnana Kuteera Phase 1 after making the investments with the society? Did they allot the site without asking for more money than the originally agreed upon amount? How much was the registration delayed? And what is your advice in investing in Phase 2? Also, if you are someone who has invested in Phase 2 and know of any groups or interested to create a group, please let me know! Thanks! submitted by /u/ArchVeg [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1u8k7ti/looking_for_people_who_have_registeredinvested_in/

Are we overbuying or overthinking? $525K Easy Mode Old Home vs. $675K Forever Home

I'm deathly scared of lifestyle creep and truly need a “come to Jesus” gut check here. And yes, we have spoken to our financial advisor, who did not give us a “red flag, abort, don’t do this.” But I still need a stranger’s confirmation or outside opinion and thoughts. This is essentially a debate over a “$525K Super Easy Mode” home vs. a “$675K Better Long-Term Fit” home. Us: Married couple, late 30s, both employed, one child and maybe another in the future. Neither of us is planning to become a full-time stay-at-home parent, but we have really valued the mental flexibility. Jobs are stable. Net worth is about $1.4M. We bring home about $16K/month after taxes, before retirement contributions. No debt other than current super tiny mortgage. Current situation: We've outgrown our home and need better schools. Will sell it. Currently have roughly $7,500+ leftover each month after all required expenses, maxing retirement accounts, and pretty much buying what we want when we want ...

Do not trust realtor recommendations on social media

I suspect that many of the reviews and recommendations on social media platforms like Reddit, Nextdoor, Yelp, Facebook groups, and others are fake and manipulated. As both a seller and a buyer, we made mistakes by selecting realtors based primarily on reviews. Consequently, we ended up with some of the most incompetent realtors, and we paid the price for our poor choices. submitted by /u/Altru-Housing-2024 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1u7tq4v/do_not_trust_realtor_recommendations_on_social/

Selling then renting while new home is being built

We are finalizing the process to start building in the very near future. The real estate market is ridiculously hot right now, so we are planning to list our house in the next couple of weeks. This will result in needing to rent a place while our new home is being built. It should also allow us to pay cash for the entire process instead of having to take out a construction loan. ​ For anyone who has done this, any tips? We're not jazzed about moving twice but I'm trying to remind myself that the 2nd move should be easier since a lot of our stuff will already be packed because we will only take essentials to the rental. submitted by /u/motormouth08 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1u6z0ex/selling_then_renting_while_new_home_is_being_built/

Help - elderly aunt signed bad contract

I’m in PA. My elderly aunt talked to a buyer for an As-Is sale. They “offered” to come have a look and got her on contract same day. It’s a bad contract with zero protections for her and leaves her open to liability for issues with the property despite saying is an As-Is sale. No money has changed hands and she’s 80. Can we rescue her from this shady buyer? Is there a 24 take back in PA? Can she cancel due to no $ and contradictory terms?? submitted by /u/Fern-green7 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1u6idbf/help_elderly_aunt_signed_bad_contract/

Do deals actually fall through in high competition areas?

I live in a super HCOL, high competition area. I’m wondering, do deals fall through in these kind of areas? It seems like buyers in this market would be super prepared and ready to pull the trigger once they find a suitable home. Honestly just wondering! submitted by /u/iloverats888 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1u6eqhf/do_deals_actually_fall_through_in_high/

Seller is selling as is, how does that affect their responsibility to maintain the property until close?

House is a beautiful Victorian built in 1910 but has no central air, just window units. The house is empty and the seller has already moved out of the country. Both times we’ve visited, to view and then for the inspection, the ACs were off but a single dehumidifier remained on in the basement. The inspection flagged old water damage with no active leak but some peeling paint. I’m almost positive that the peeling paint on the ceiling was not there the first time we looked at the house and am now concerned that it’s a result of no one living in the house/running the AC/airing it out. The gutters are also clogged and some trees need to be trimmed, we’ve been having a lot of storms so I worry that if left as is for the next 2 weeks I will walk into a horror show on closing day. I’ve texted my real estate agent about this but haven’t heard back yet. submitted by /u/brattynattylite [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1u5q5yj/seller_is...

Made a cash offer and looking for some advice on a next move.

I’ll start with saying I REALLY like/want this house, but not at all costs. It checks all my boxes and then some. Located in WA state in a town where market is softening, but this house is an outlier. It’s in a very desirable neighborhood where houses rarely go on the market. It’s been on the market for only 11 days Listed at $365k 2bd/1 bath, ~1800 sq ft and there’s a lot of potential for adding value in a neighborhood that can support it. (Houses next door are estimated at over 1M) Beautiful 1920s craftsman, in decent condition but needs some work and updating, (refinishing floors, will probably need a new roof in 5 yrs or so). I can do a lot of the work myself. I know with old houses things are bound to be discovered during inspection. I made a cash offer for $350k and sellers agent said there was another offer that came in and is asking if I want to change my offer. Thoughts on what I should counter with? submitted by /u/Bananenpannenkoeken [link] [com...

Can anyone provide insight on the housing market in Pittsboro, NC?

I’m trying to buy out a co-owner and keep a jointly-owned property. We had an appraisal done, but the other party disputed the value and had the report withdrawn. I’ve tried to get a realtor CMA (offered to pay for it) but haven’t had luck finding one willing to do it for this purpose. Lawyers are now negotiating a new appraiser. In the meantime, I’m trying to get a better sense of the local market—any insight on recent trends/comps in the Pittsboro/Chatham County area would help. submitted by /u/Certain_Steak_799 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1u4psua/can_anyone_provide_insight_on_the_housing_market/

Is a loan commitment extension normal or redflag?

Hi everyone, Currently selling my home in MA. We have a buyer, and we're suppose to close on June 30th. Buyers have signed the p&s (given 2nd EMD), performed their inspection, did the appraisal. We had a loan commitment date contingency which was June 12th, but my agent reached out and said buyers are requesting an extension (2 business days) until June 16th, that they're still in underwriting. Is a loan commitment extension normal during a process? Other than this, buyers have been pretty good and easy to work with. submitted by /u/astral_soul [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1u4ondd/is_a_loan_commitment_extension_normal_or_redflag/

Seller is having new beams put in with a 30 year warranty. Scoped out by a structural engineer and will be done before close. Worth putting in an offer? Or is this a walk situation?

So we're looking at a home, 2 bedroom ranch built in the 1940s. When we went into the basement there were cracks in one of the walls and we were told the issue is being repaired, new beams are being put in, structural engineer had his plan laid out and signed off and seller is doing this before the home closes. This is in an incredibly competitive area in NJ. Is this a huge deal? Our realtor said it's not uncommon in this area but curious on the thoughts of others. Thank you submitted by /u/scarf682 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1u4ehe8/seller_is_having_new_beams_put_in_with_a_30_year/

TODI Illinois question

Hello all, very new to this Sub but am asking for a friend who lives in Illinois. Grandparents want to leave ownership of their home to their granddaughter and it seems that TODI is the best way to do this? Both grandma and grandpa are on the mortgage and house title, how would a TODI work if the house is under two people’s names assuming their death happens at different times? Thank you submitted by /u/BalloTheWise [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1u4b6we/todi_illinois_question/

Who is buying Orange County real estate in 2026?

I remember back in 2018 when interest rates were going up and the average SFH was $750K, it took over 80 days to sell a home. The pandemic changed all of that with ZIRP and out of towners moving here due to remote work. 2023 and 2024 was still strong because of the gains from the stock market. Then, the market softened in 2025 with the layoffs. Now, things are much worse, and I can't believe the investors, hedge funds, and private equity firms are buying up real estate here. So who is? submitted by /u/Succulent_Rain [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1u3mv1s/who_is_buying_orange_county_real_estate_in_2026/

Final closing disclosure help!

Closing on the house Monday and finally got to look at the final CD after work. Everything i guess looks okay except for my realtors commission, which is 3%. The seller is paying 2.5% of his commission (stated in the contract to buy the home) which leaves me paying .5% of the sale price ($355,000) which means i should be paying a commission of 1,775, but its listed as 2175 on the CD. I asked my realtor and he said theres admin fee or something along those lines, but my buyers agent agreement only states the 3% commission and does not disclose any additional fees. Am i right to request the additional $400 to be removed? submitted by /u/MonsterMash_479 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1u3ecjp/final_closing_disclosure_help/

Does it matter if seller's agent "represents" me?

I made a cash offer (I'm the buyer, no agent) on a piece of land. I have done FSBO before and am good on the research there. When the seller's agent responded with a counter offer, they asked if they can put down that we are "represented" by them and said it does not change anything, no commission changes, etc. Is there actually ANY sort difference? Any legal difference? To clarify: I'm buying, no agent. They are selling, have an agent. submitted by /u/jazifritz [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1u3d355/does_it_matter_if_sellers_agent_represents_me/

Seller dragging out closing continued

I posted a few days ago https://www.reddit.com/r/RealEstate/s/EzFx7lnDBL Thanks for all the advice. Yes I am / was 100% emotional about the situation and trying not to be. Our lawyer updated us the seller plans to stay 30 days after the suggested closing dates ( July 15 now ). He cannot find housing for himself, 2 kids and a dog. Now I feel Terrible and everyone here is in a bad position. We may offer to foster the dog since that seems to be a huge issue for the sellers, or just walk away after 30 days. I don’t know but either way I feel a whole mix of emotions; angry, annoyed, sad for the kids and dog, over the whole thing et. submitted by /u/Effective-Tax-9183 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1u34cpj/seller_dragging_out_closing_continued/

How do you work with agents in multiple territories?

I'm shopping in many different regions of the US and sites like Zillow don't offer any way to contact agents other than the first one I started working with. I've already asked her for referrals in the areas outside her territory but she doesn't always have one to offer. Does Zillow just assume everyone only shops in one territory at a time? How are you supposed to connect with agents in other regions? submitted by /u/isaacmarionauthor [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1u26b5z/how_do_you_work_with_agents_in_multiple/

Bugs and black mold: What some mobile home park residents see after investors buy in

NBC News interviewed 20 residents of mobile home communities in four states. They described worsening conditions and conflict after takeovers by big companies. https://www.nbcnews.com/news/us-news/bugs-black-mold-mobile-home-park-residents-see-investors-buy-rcna343754 submitted by /u/nbcnews [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1u238xh/bugs_and_black_mold_what_some_mobile_home_park/

Data Centres

At what distance do they lower home value? submitted by /u/fueledbycoffee95 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1u1vrs0/data_centres/

What is considered a lowball offer to you?

What do you personally think would be considered a lowball offer? If you're a realtor, what is your experience with what sellers perceive to be low-ball offers? Does it have more to do with the percentage off the asking price, or the actual dollar amount? It seems that as home values go up, people still perceive specific dollar amounts below asking price to be insulting. For example, offering $50k less than asking on a $250k house is 20% off but it's roughly only 7% off a $650k house. However, it seems sellers have the same visceral reaction to the dollar amount requested off regardless of asking price. submitted by /u/BellLopsided2502 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1u1ge1f/what_is_considered_a_lowball_offer_to_you/

Appraisal can back lower than selling price.

Hello, I have an issue. I’m selling my home for 200k which I and my realtor believe is more than fair for the home. We had an inspection and everything came back perfect. The survey came back perfect as well. The problem came with the appraiser. It came back $174. I have cameras around the house, so I was able to receive recordings and timestamps of his visit. He was scheduled to perform his appraisal from 12pm to 1pm. He arrived 30 minutes late and spent 5 minutes outside and less than 5 minutes in the house. He only walked into one room and neglected the two bedrooms and bathroom. We was in and out in less than 5 minutes. In total he was at my house for just less than 10 minutes. My realtor was shocked to hear this. Was I treated unfairly, or is this par for the course? submitted by /u/JosephCraftHD [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1u1cdnt/appraisal_can_back_lower_than_selling_price/