So my wife and I are first time homebuyers and we’ve gone through an agent we really like before, but at the time I decided to stop looking because it wasn’t financially viable for us to buy over renting. Fast forward 2 years to present day and my thoughts were still the same. We have our rental lease until March 2027, but my mother in law’s neighbors house is getting ready to go to market next month. She knows the seller very well and they’ve let us view the house a couple times already. He’s wanting more than I’m willing to pay but is looking to get it sold ASAP. My last preapproval was only for 220k as I’m the only income in our household and he wants 250. So my MIL has been bugging me to get a new preapproval, despite my income barely changing lol. So really just to appease her, I got a meeting with the bank to discuss a preapproval and I actually got approved to 250 and the guy said we have a little wiggle room. Didn’t ask how much because I don’t care to pay more anyway lol. ...

I’m selling my house and it’s rough, as-is. I already expected issues to come up on inspection. This inspector, however, speculated about two major issues. One being that he thinks part of the home was once a mobile home based on the size and slope of the roof in one bedroom. There is no evidence to support that filed anywhere with the county, nor in any of my purchase documents/survey/title/appraisal, etc. I find it really upsetting and concerning that an inspector would list that based on a hunch. What should I do? The house is old and stuccoed and there isn’t anywhere inside the home that indicates that it was mobile. submitted by /u/take_meowt [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tt1ddp/inspector_speculated_and_buyer_terminated/

Anyone lives ln a townhome? From what year? And how is the noise performance with your neighbors that you share a wall with? What things can you hear? What about sex noise for example? Foot steps? Screams? Idk submitted by /u/the-furry [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tszenm/hows_neighbor_wall_noise_in_a_townhome/

Here, real estate rents are tax free, up to 6k in local currency. Tenants pay the equivalent of annual property tax (it's really municipal resource usage tax). Tenants pay their own electricity, water, and bring their own appliances - much like in parts of Europe, and Quebec. One also needs to put down 50% to buy a secdonary property - but surprisingly this keeps rents down, and rates of return don't match anything close to what I've seen in North America. The long and the short - I constantly debate buying (residential) property, to rent it out. Property growth is probably 2-3% annually (which in the future is capital gains). The tenant would absolutely cover the mortgage, or 90% of the mortgage (fair enough). Thinking through this, is this a reasonable hedge with a bit of growth, that is also disconnected from the market? Or, am I, in reality making my life a bigger headache, when I can just lock in low 3-4% growth in a local currency ETF (and yes, pay 25% capital gains)...

Im planning to buy a townhome around the 200k-300k, 2 or 3 bds, around DFW but most of them are from the 80's, 2 bedrooms, and no garages. And I recently learned that most of the structural, piping, and electrical issues start and need to be completely replaced around the 50 year mark. Even if the home is beautiful remodeled (I know it is mostly aesthetic) am I buying a liability? Anyone has had any experience about buying home from that age range? submitted by /u/the-furry [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1ts5wiy/is_it_a_good_idea_to_buy_a_townhome_from_the_80s/

We are buying a home in New England where the housing market is extremely tight. Our realtor is seeing offers 50k+ over asking in our price range ($650-800). First off, that’s absolutely insane to me. Second is that we CAN do that but want to avoid blowing past the highest offer. We lost to higher offers three times in the past month despite waiving appraisals, mortgage and inspection contingencies (where appropriate). We’re told we were close but not enough but no one tells us how close. Now we’re going for another this weekend ($699k) and plan to put a strong offer in today. Went to the open house last Thursday and going back today to gauge interest. They already have one offer so we know we have to go big to go home. Our plan is to offer $730k escalating up to $765 in 3 or 4k increments. We can waive mortgage contingency and cover a hefty appraisal gap (one lender already said they can only guarantee up to 718k). We can also waive inspections (we’ve owned five homes in the past and...

Selling our house of many decades and downsizing to a rental apartment. Moving out, having work done (paint/new carpet/repairs) to the empty house for a few weeks, then staging and on market. So here is the concern, do I have to change my insurance to non occupied. right away? We will be in an out for a while, but eventually more out than in after it hits the market. I know vacant house insurance is way higher than occupied, so I don’t want to be spending $1000/months when it’s waiting to be sold. (Which, fingers crossed, won’t be too long.) I am going to talk to my RE & insurance agent, but I’m wondering if other people have dealt with this and what they have done. I’m in New England in an HCOL area, low crime, no flooding risk, but obviously things could happen, people could get hurt touring the place, etc. It might be worth it to stay there a couple of nights or get someone to house sit trying to figure it out ahead of time. house will go on market after Labor Day. submit...

I will be relocating and will need to sell my single-family home (SFH) and purchase a new apartment. submitted by /u/VAer1 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1trsiyz/navy_federal_realtyplus_is_it_good/

My husband and I are looking to move out of our first home both to have a little more space and be closer to his new job. We would like to stay in the same county, but if we move to the other side, we can shave a good 15 to 20 minutes off his 40 minute commute. We'd like to stay around 425K (which we thought was a reasonable budget for our area), and we'd like somewhere in a neighborhood where the kids could safely ride their bikes, etc. We were originally open to planned subdivisions as long as we could find something we like on a lot that's not too tiny. We initially found a few options on lots as big as a half acre. The problem is my husband is dead set against vinyl siding. He initially seemed open to it, but after seeing an otherwise great house with it, decided it was a dealbreaker. I'm trying to be respectful of his opinion, but it's severely limiting the options in our budget. We initially saw a couple of potential brick options in our budget. Unfortunately...

Home is worth about 1.2M. Remaining mortgage is about 575k. I bought this house for my parents and I live here now too but I need my own apartment. Long story. I’ve thought of renting and that is the fallback. Monthly mortgage is about 4400 a month. I have a $500 car payment and maybe $1000 for student loans. I really don’t for much other expenses but of course things like food and stuff. Parents pay for utilities at the house. I gross 7500 per paycheck, so I think the issue is that my DTI is going to be difficult to work with so AI suggested I should reach out to a portfolio lender for a HELOC rather than get a mortgage through a typical bank. I need real human suggestions on my situation. I’m not sure how much I should be looking at for max prices on condos, but I’m in north NJ. If anyone could give me a guide path that would be really appreciated. submitted by /u/Anonymous_Hazard [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tr58t...

My house inspection report indicates that the HVAC system is almost at its lifecycle end, so to avoid getting a credit at the closing, I am planning to replace it now. I have identified a costway 3 ton 19 seer2 high-performance heat pump system that can be delivered to me quite quickly. Considering the 19 seer rating, I think this will be a significant selling advantage for buyers. If you were purchasing a house, would a brand new, high efficiency heat pump heating system make you consider putting in a higher offer?" submitted by /u/DifficultyHead5862 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tqyiw1/adding_a_brand_new_heat_pump_heating_system/

We started the renovation process the traditional way. Hired an architect, got drawings, went to bid with three contractors. Four months in the bids were coming back based on different interpretations of the drawings and we had no real way to compare them properly. Started over with a design and build firm. The difference was immediate. Design decisions were made in the context of actual construction costs from day one. When we adjusted the kitchen layout in week three of design, the cost implication was right there in the conversation, not a surprise six months later. Project was a full renovation of a 1960s colonial in New Rochelle. Kitchen reconfiguration, two bathrooms, primary suite addition, new HVAC throughout. Westchester permitting is more straightforward than NYC but it still needs someone who knows the specific townships and how they operate. submitted by /u/Jolly_Twist2245 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tqwvz...

We have our house on the market 40+ days now and no offers. There are 6 other houses on the same neighborhood with the same issue of no offers. Our house is currently the lowest priced. When we were the buyers we were not allowed to do low offers. I am wondering if a lot of buyers think this? I would totally entertain a low offer because we are getting nothing. Do people just see the price and think it's too high and walk away? Or do they have low offers if they actually liked the house? submitted by /u/TrickyAd9597 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tqelgo/how_often_do_people_do_low_ball_offers/

At a community meeting the developer said when the data center is complete that our property values could go "way up". His reasoning for this was because people who work at the data center would want short commutes to their jobs and our land could "explode" in value. Is there any previous incidence of this happening near a newly constructed center? submitted by /u/Farafel62 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tqaeuj/data_center_being_built_across_the_street/

Hi, I’m a 23M who is making roughly 150k a year after taxes I bring around $9500 a month I save $1500 a month and can pick up over time really easy and I’m looking to purchase my first home. Location: Twin Cities No debt/Car payment I have 35k Saved atm I have a dual Source of Income My main coming from my job paying 120k a year and 25k from a VA Disability Rate. I want to utilize my VA Home loan. Edit: Looking for a home in the 350k-500k Range submitted by /u/Shmeat-L [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tqazud/first_time_trying_to_buy_a_home_i_make_150k_on/

Looking to b͏uy in the NoVA area and I'm confused about how buyer agent commissions work now. Went to talk to a couple agents and they both told me 2.5% is standard and handed me an agreement to si͏gn before I could even see a house. Talked to a friend who bought recently and he said he negotiated his down but wouldn't tell me to what. Helpful. Lol. I've been googling around and there seem to be some rebate brokerages outthere like Red͏fin, Pr͏evu, Gl͏ass Ho͏use Re͏al Est͏ate, Id͏eal Ag͏ent etc... but I really don't get the difference between getting a good deal and getting a worse agent. Like does paying less actually mean less service or is 2.5% just what the big guys charge because they can? Seems to be that way. Like you're paying more because they have higher costs being part of a bigger brand? Has anyone here used a rebate brokerage or negotiated their rate down? How'd it go? Trying to figure out if I should just sign the 2.5% agreement or push back. ...

For context, it’s a 1950’s home in a competitive Northeast market. Renovations include: *Converting an outdoor porch into formal dining room (modification of non-load bearing walls only) *Add-on Bathroom *Full kitchen renovation *New washer/dryer mudroom All renovations were completed to code and done by licensed contractors but no permits were pulled. Personally, I’m not concerned with the quality of work but I worry that the lack of permits could create issues down the road should I choose to finish the basement or do add-on renovations. I also worry about the impact on re-sale value. My realtor says that unpermitted work generally goes unseen after a decade, I don’t know if this is true or not. The renovations were completed in recent years. Would love any insight as this is my first home purchase. Thank you! submitted by /u/Silent-Ask617 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tpiy8q/sellers_notified_me_of_unpermitted_r...

History: Back in Oct, we found a house that we liked in LA and went through inspections and disclosures to realize the seller had not pulled any permits for an extensive remodel and sqft addition. We went through multiple rounds of Request for Repairs all contingent on the fact that they get a CofO. Previous post: https://www.reddit.com/r/RealEstate/comments/1of7jv8/deciding_to_pull_out_of_escrow_to_purchase/ Progress: Given that we were entering a period of home purchase dormancy and the economy was shaky, we decided to grant them an extension to go pursue permits. They filed with LADBS for a grading permit in Dec 2025 and then started the long zoning plan check process in Feb 2026. The Plan Check was approved on 5/22. Context: The seller wasn't very forthcoming about not having a CofO. We found out about it during general inspection where the inspector found open electrical junction boxes in the attic and ungrounded GFCI outlets - which would've been found during an LAD...

First Time Home Buyer Here I have an accepted offer in on a house right now. Our offer was very slightly above the asking price. It was advertised as a 3 bedroom. However, the 3rd bedroom is actually a finished attic with no heat, so legally this would not be considered a 3rd bedroom. The seller's agent advised the current owners got an estimate to run heat to the attic but did not have it done. Would it be appropriate to ask for a copy of the estimate they received and request a seller credit for this amount? submitted by /u/RobLocke [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tpdot0/seller_credit_question_house_advertised_as_3_br/

Hey all! Please feel free to refer me to a different sub if this isn't the correct one, but I'm curious about a somewhat unique situation that I'm not even sure how to approach doing research on. I currently own a ~1,000 sq/ft home in Portland, OR, where our Residential Infill Project has essentially ended single family zoning. Most of my neighborhood is made up of small homes on 6,000+ sq/ft lots, but the way the homes are positioned centrally with limited access to back yards does not allow for reasonably building a second home on the lot. My parents are looking to move into the city, and I would love to have them close by. I'd love to start looking into a number of scenarios that would allow us to build two ~2,000 sq/ft homes on one of these 6,000sq/ft lots. The trick is, I'm struggling to figure out how to even do preliminary research on this. I'd like to know what the financing would look like if we keep the lot as one vs actually split the lot, and also ...

I'm posting this here because I saw a previous post from a somewhat similar situation in this sub where people actually knew their sh**. Meanwhile in the more relevant groups I just hear "get an attrorney." Not very helpful. So we bought a new house in November. Didn't "move in" until December. We had money set aside to pay the mortgage on the old house as we cleaned it up and sold it. Expected it to be on the market for a few months, but not too long. But we DID take our sweet time in moving and a very large portion of items were still in the old house when... On January 20th, the old house caught fire and burned down. No people were hurt. We were on track to clean up the house and sell it for about $475k. Part of the property covered a portion of the lake out back, so we KNEW it would sell fast, being a waterfront property. Well, insurance (State Farm) found out we had a second house (we didn't say we didn, but we didn't say we didn't, eithe...

We’re looking to buy a house as is. Aside from the home inspection and looking up flood maps and permits, is there anything else you could think of to get checked on the house? Thank you! submitted by /u/Alternative_Party277 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1toa7tl/buying_as_is/

Not asking what to do. Asking what you did that turned out to be a waste. There's plenty of advice about what to fix before selling but almost nothing about what to skip. We're about six weeks out from listing in a competitive Bay Area suburb and I'm getting pressure from multiple directions to keep spending on prep. At some point it has to stop. submitted by /u/Poke333Z [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1to7qb8/lafayette_ca_sellers_what_did_you_waste_money_on/

My wife and I purchased our first home almost 1 year ago exactly, located in one of the more faster growing towns in Tennessee. House was built in 2014, we purchased from the original owner, and it's listed online that he bought for 275k while we paid 490k for it (still blows my mind). Now, I am seeing all kinds of articles talking about how another 2008 type of market crash is unavoidable at this point, and I should be ready to watch the value of my home plummet through the floor. While I of course don't want to see that happen, people are making it sound like everyone is screwed. As long as I maintain my job/income, we can afford the house no problem. I understand some pieces of the mortgage (i.e. taxes) can go up some, but is there something I am missing that would result in the payment skyrocketing beyond affordability? I guess I am just confused on how the market crashing has a direct impact on people who are not trying to buy or sell a house right now. Sure, there are go...

we are relocating to miami at the end of summer with our family and need to choose between building a new home or buying an existing one. the idea of building appeals because we can include features like impact windows and energy efficient systems right from the start. this could mean lower utility costs over time and better protection against storms common in the area. however buying might allow us to move in faster and settle before the school year begins. we spoke with contractors about building costs and timelines but are seeking input from others who have built in miami. what was the actual timeline and total cost difference compared to buying for those who went the new construction route. any advice on navigating permits or market conditions when deciding between the two options. submitted by /u/Crystallover1991 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tnalw1/build_new_home_or_buy_existing_when_moving_to/

We purchased a home in 2020 but only my name is on the deed/title (her lack of credit at the time prevented the loan we were trying to get). We are about to file for divorce & the house will be listed in 2 weeks or so. We are in Washington so there is a 90 day waiting/separation period before we can make the divorce final, if that matters. My question is: will the profits go to me as far as taxes go? We are splitting the profits but I am concerned that if we file for divorce prior to the sale of the home it will all fall under my name. Potentially surprising me with capital gains tax at the end of the year. Is the $250k threshold for long term capital gains exemption strictly for profits on the home, not counting regular income? If so I will be below that. Should we talk to the title company about adding her to the paperwork before we list the home? I’m hoping to get ahead of a major headache. Appreciate any help! submitted by /u/nothingwascool [link] [c...

34, single. about $740k in retirement (401k, mega backdoor roth, backdoor roth, and brokerage). $250k in a money market account (emergency savings + down payment savings). income is $150k-250k, depending on the year. currently renting for $1800/month. considering a condo in downtown nashville. would put $100k-150k down (20% minimum), leaving $3600/month between mortgage/insurance/hoa/taxes. considering the current market, appreciation expectations for a downtown condo, etc... would it be financially smarter to keep renting & investing? i'm out roughly $22k/year in renting costs, but i'm able to invest everything else, making 10% interest. submitted by /u/europeanuppercut [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tmm38d/stuck_between_buying_a_condo_downtown_nashville/

King, Snohomish, and Pierce counties? Curious on a modest house price history. Like 1800-2200 sqft. What was the price in 2010, 2015, 2020, and today? Are prices softening since broad layoffs? Anyone got an example anecdote? submitted by /u/HarryCrushNuh [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tmdkke/seattle_market_has_anyone_tracked_house_prices/

We put an offer in for a house asking $525k (nc), we offered $515k and the sellers came back with $520k, we agreed asking for 0 closing costs. Our realtor at the time said this would be best for our offer to be accepted as we have lost out of 4 other homes already. She assured us we could negotiate for this later on. Now we are in the process of negotiating and found there are trusses in the attic that need to be fixed and the ac will need to be replaced. The sellers agreed to take care of the trusses. We are asking for $13k in concessions to cover the cost of the ac and some of the closing costs. The sellers are agreeable to $9600. We really want that much for repairs, + extra for closing costs. Is that reasonable? Our realtor seems to this it isn’t considering the market and the home being in such good shape for a 20 year old home. submitted by /u/JasmineDragon22 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tmgrkj/are_we_being_reasona...

My sister and her fiance split up and he left. He paid the mortgage for the mobile home, but it was in her name only. She was a stay at home Mom. She has no income, and unsure of how to pay. She's wanting to move back home several hours away. The mortgage is $900 with a $600 lot rent. She will be contacting the lender after the weekend. The community where she lives offered to buy the house for $10k under what she's owes. She's only been there 2 years. It definitely needs work. HVAC, roof, siding, etc. Her credit is already horrible from having no income or credit cards. Should she apply for short sell, deed in lieu, or just file bankruptcy? submitted by /u/iamMRawkward [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tm91pw/need_to_sell_house_asap_appraised_10k_under_owed/

Backstory: We’ve been casually working with a realtor, she’s been great. Understands we’re not in a huge hurry to buy, isn’t pushy, is easy to get a hold of. We toured two homes with her yesterday (Friday) and really are considering putting in an offer on one. But I’d like to take a second look to answer a couple questions we had and be more analytical before that. Houses are going quickly here, especially in this price range. However, how okay is it to contact her on Memorial Day weekend? I don’t want to be rude, and am not sure the etiquette here. submitted by /u/cordial_carbonara [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tllrxl/etiquette_for_contacting_your_realtor_on_weekends/

The backstory: I live in a subdivision of SFHs. I recently ran some comps on the neighborhood to determine what I might get for my home if I tried to sell it. I was surprised to find that approximately 40% of the homes near me are rentals. Recently, a damaging storm came through the neighborhood causing tree/hail damage. I had noticeable damage and an adjuster just confirmed it. My question: The damage caused to my home is being covered by my insurance (minus deductible). Many of the homes around me are also damaged but because they are rentals, the tenants don't care ... and the landlords don't know (most are OOS). How do landlords handle this situation if your property is damaged yet the tenants do not care enough to notify you ... especially if you are OOS. Thanks ... submitted by /u/dudreddit [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tliari/property_damage_question_for_landlords_of_sfhs/

Location Arizona I’m selling a house as-is for my father who has been diagnosed with dementia. The house is in some disrepair and I’m not local. I was clear with the realtor I wanted as-is, and have no interest in making repairs. We received a number of cash offers and one who needed financing. As the financing offer was significantly higher (and even over asking!) I accepted. -seller opted for a home inspection and there were some plumbing issues noted. Asked to have me repair, I told the realtor no, and the buyers decided to proceed with sale. -their lender then came out to appraise and noted some mold in one area. They are unable to secure financing without remediation. They have asked me to pay for it and then have more testing. As this involves probate court, it’s pending a hearing with a judge to even go to closing. While this is procedural and I have no reason to believe the judge will object to the sale I am unwilling to do work on the house before the hearing. I truly don’...

Hello, I bought my home in 2020 from my mother who used something called a gift back option so I didn’t have to pay a down payment. I took the house because the offer was too good to pass on. My brother is divorcing and looking to buy. I want to sell him my home and find a different one. Can I do the same thing my mom did and he won’t have a down payment? Also what will that look like for me when buying my next home? Do I need a down payment or will it be taken from the sale of my current home? I want to help my brother out but it needs to make sense for me. submitted by /u/knitwizard93 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tkq2f6/can_i_sell_my_home_to_my_brother_with_a_gift_back/

We are selling our house. It is a 3 bed, 1 bath, 1000 square feet home with a main floor, a basement, and a pull down attic. We accepted an offer that was significantly below our asking price, but only 5k below what we actually wanted (we put the asking price at what it recently appraised at, which we knew we probably wouldn't get). This offer was accepted after the buyers spent 2 hours at our open house, 1 of those hours technically being after our open house ended. After negotiations, before they sent the final contract, they told us they must see the house again. We approved their time, and they said they would be 15-20 minutes. They ended up being their over an hour. They just had their inspection done. It took them 3 hours total. When we originally inspected our house it took 1 hour, and the house we are buying which is significantly larger, took 1.5 hours to inspect. They are now saying they want to come back in for another inspection, specifically for pests. At this point, ...

https://www.zillow.com/homedetails/4608-Windy-Brook-Dr-A-Austin-TX-78723/110539427\_zpid/?utm\_campaign=iosappmessage&utm\_medium=referral&utm\_source=txtshare Asking because I have nearly identical home in same zipcode. I’ve seen alot of inventory just sitting and I’ve been reading it’s mostly overvalued homes here. Curious on what a good offer would look like submitted by /u/Any-Painting4428 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tkmd3x/thoughts_on_listing_price/

Does that tracker actually tell the buyer anything? I suppose it would really have to be in context of other homes in the same market? (I'm 2 hours live on my home's listing with 245 views, 25 saves. But a bunch of those views are probably people I sent it to myself, just trying to light the fire.) submitted by /u/Familiar_Eggplant_76 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tjmwoi/zillow_viewssaves_a_meaningful_metric/

hi, my bf and i are first-time buyers, we're countless offers in and have already backed out on a couple deals. we thought we finally found the one but here we are with another big fat roadblock. we were approved for a conventional loan and now the township is telling us that the lot is zoned industrial and can't be rebuilt if more than 50% damaged and the lender won't fund that. township won't make any exception and they have variance permits but not for use . they're saying our only option is to submit a rezoning app which is just time and money down the drain if it gets denied. the lot itself isnt technically big enough to fit industrial ordinance, one neighboring lot is owned but vacant with 0 permit history, the other is used as commercial, properties behind are residential/commercial use all grandfathered into industrial zoning. there are warehouses and distribution further into this district, nothing gross or polluting tho. i was hoping to get opinions on ...

If I suspect our offer is not being accepted due to racial discrimination, what are my next steps? The realtor and sellers are both a specific race and I am white. This area was historically white but is now about half and half white and this other race (who are typically insular). The seller realtor told our realtor that they had a higher offer (at asking) but it’s been weeks in attorney review. When we inquired again, the “other offer” was suddenly $100,000 over asking and could we come up? They never officially declined our offer. I feel like they don’t really have another offer and they are waiting for another family that is their own race to buy it. I’m planning to make another lower offer later this week because if they really wanted to sell it they would have accepted my offer by now and the longer it sits, the more negotiating wiggle room I have. submitted by /u/toomanychoicess [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tijv...

Real estate paperwork has completely changed my opinion on document tools. Between contracts, disclosures, and signatures, I finally understand why people care about fast PDF workflows. Didn’t matter much until I had 15 clients at once 😅 submitted by /u/Abelmageto [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tiedh6/i_used_to_think_pdf_tools_were_all_basically_the/

looking to relocate from de to fl, contacted a realtor..had a good conversation explaining our position. she recommended a lender. standard pitch *i always work with her" ""shes the best" blah blah blah.. i get it one business scratches the other. contacted the lender.. had hard pulls on credit for loan. got financials back.. then WE had to go back to realtor with info. not sure why lender couldnt send directly if the are such "good business friends". 2 weeks after pull..nothing no phone calls..sent 3 emails, no response..then.finally got 1 email a week after 3rd email with prospective houses, said we would be put on a weekly email for available houses. nothing listed in the stood out to us..and that was in.. no other communication.. from lendor or realtor.. nothing was signed for representation..but they both have all our legal info. i know its a buyers market, but to be ghosted like this is crazy unprofessional. is this what is acceptable now? havent ...

Looking for advice on what direction we should go next financially/housing-wise. I feel like we’re in a decent position overall, but I’m struggling to determine the smartest long-term move. Current situation: Me and partner with 3 kids ages 7,8,9 Household income: ~$215k salary (not including rental income) About $250k in retirement currently Contributing 15% to a Roth 401k Around $80k in cash savings (hysa) Primary home: Estimated value (super conservative): ~$500k Owe: ~$350k Interest rate: 3.75% We’ve outgrown it with 3 kids and only 3 bedrooms plus unfinished basement. (No office space for WFH) Rental property: Estimated value: ~$430k Owe: ~$249k Interest rate: 2.75% Mortgage is about $1,580/month Rent is $2,500/month Cash flows roughly $800/month after expenses The dilemma: We need more space, but I’m torn between a few options: Stay put and remodel/finish basement, stack cash, enjoy the low mortgage. Sell current home and buy bigger (found a house with every...

So new to this group trying to get our life together. I’m 42 female married with 3 kids. Bought house 2012 no fancy cars. Both Govt employees. Self teaching about investing ETF/Stock with what little we have left. Both still have student loans which fingers crossed will be forgiven through job. My question is how do people invest in a rental property without coming from generational wealth? I see people buy and live in their home for 2 years and then rent and buy another. How can this be possible considering my scenario.. kids acclimated to their schools.. not much wiggle room for job site relocation. I live in northern Va single homes are 750k and up. It’s WILD. Any advice bc this life is so stale! Thanks you so much. submitted by /u/Medical-Ad6585 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1ti2sfz/how_do_people_afford_to_invest/

I’m under contract on a home in Maryland and I am refusing to close after discovering major structural issues that were heavily downplayed during the inspection process. My agent is my partner’s aunt, which makes this much harder emotionally. I trusted her completely, and throughout the process she pressured us to move very quickly. During inspections, instead of bringing in licensed specialists, she brought in her own people who were apparently unlicensed and gave extremely low repair estimates. The inspector she recommended described the front stone facade and deck issues as relatively minor. Based on that information, we negotiated a $6k credit and moved forward. After contingencies were removed, I independently hired a structural engineer, contractors, and a licensed stone mason. Their findings were dramatically different. We are now being told repairs could potentially reach $50k+ and may involve major reconstruction work. I’m now speaking with an attorney and trying to recove...

Settlement Issues I’m a first time home buyer and we got our inspection report back last week. There is more than normal amount of settling towards interior of home in multiple areas. The seller has agreed to make repairs based off a letter from getting his structural engineer involved. (apparently seller is a home builder that does renos too) Is this a giant red flag? I am from the construction industry as well as all my family and we are all extremely skeptical of this If the foundation issue has to be addressed, should we expect the seller to get the inside of the home back to the same condition? We are worried of interior issues that could arise, since seller has agreed to repair based off of structural engineer, but realtor is not being very helpful of what all may or may not be included in that.. I really need some feedback from homeowners and others that own homes as investments. Everything else with the house is practically a non issue and seems to be a really nicely done ...

House closed 04/18/2026 and was updated to sold on Zillow the next day. It was sold for about double the amount left on the mortgage and the proceeds after all fees and taxes and stuff is split between 2 siblings who no longer speak to each other, 1 being my husband. The decedent has been passed for 3 years and this was the only remaining asset in probate, one sibling lived in the home but decided to sell and let go. We want to use the proceeds to purchase property in the next year or so, our lease is up in October and we don’t live in a wonderful area, we have a young son and think it’s time to move on, and I’m trying to make a bit of a timeline so we know what to expect. We would hope to close on a home by December or January of next year. If anyone knows the typical timeline for funds dispersal in a situation like this it could help. Thanks submitted by /u/ViceInSinCity [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tgzd1o/how_long_d...

Hi all, I wanted to get some imput about this deal which I have under contract. I've been going back and forth about whether to walk away over the last couple days and would like some unbiased feedback from this community to help me evaluate the decision. Talking to family and friends hasn't really given me much clarity. Location CT - for context we have a dramatic inventory shortage here and our market is one of the hottest in the country. Everything sells immediately way over asking and I've put in 10 offers over asking price before this one was accepted. The property is a triplex, which is what i had been ideally looking for. List price was $400k, and i offered 465k given the state of the market. After the inspection report came back, sellers agreed to lower the price to 430k, which for the square footage and rapidly appreciating prices is actually good in our market. The property is currently bringing in 4050 per month in gross rent, which will be going up to 4350 on...

There’s a couple of house my wife and I have been eyeing since last year. They were both listed around the end of summer and are still on the market. They both started at $450k and now sit at $425k and $395. They are both old farm houses from the early 1800s but have been completely renovated. The one at $395k is in a more desirable school district and area but doesn’t come with a garage or storage of any kind. At what point does an offer become insulting and shouldn’t even have bothered with it. I’m factoring in having to build a garage and probably wouldn’t want to offer more than $300k for it. The $425 house has a nice outside setting but sits at a country rd intersection that dump trucks go up and down all day long with their Jake brakes. I probably wouldn’t offer more than $350k since it does come with a barn and we really like the outside of it. Are these insulting offers or should we just pass? Other houses in the areas have sold for much less in the past year than what they ...

The day before buying, the realtor called us to say she’d just discovered that a portion of our driveway was not on our property. This was during the height of Covid and she acted like it was NBD. The gravel driveway is is probably 200 yards up to the house, the adjoining property is unoccupied, used for lumber. We have had to add gravel in several areas to keep it safe to drive on. Recently I pulled up the county property lines online to discover that not only is a great majority of the driveway not on our property, but a good part of the fenced area of our side yard (fence installed by previous owner) and side yard that we use for our garden is on the other property.At some point in the past year, yellow paint has been added to several trees on the opposite side of the drive. While we are very rural, there has been some development in the area and we are starting to worry that we’ll lose access to this driveway, lose a good portion of front yard, etc. Can anyone enlighten us about ou...

Hi i have an airbnb condo in a colorado tourist town. Bought outright with cash. Should i move it under an LLC. I am jobber with w2 9to5. job is my main source of income. submitted by /u/Electrical-Ask847 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tfobng/airbnb_in_colorado_tourist_town_should_i_move_it/

Can anyone describe their experience of selling through Opendoor this year?? I’ve seen some say that the process has changed with the new CEO. How did the offer, inspections, etc all work? Thank you! Please no comments about how I’d be losing out on cash with them. No duh. There’s a reason I’d rather not deal with the normal way. submitted by /u/Pleasant_Addition440 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tfi5h5/selling_to_opendoor/

It seems like a lot of realtors with a strong Youtube presence are pushing their agent referral services. The sales pitch goes something like this: "There are a lot of bad agents out there, but I selected and vetted agents across US who are up to my high standards. You can use my service to find a great agent in your area". Do they really have some sort of standards for the agents they include in their networks or is it another take on what Zillow does - "pay the fee to get a client referral." submitted by /u/alkevarsky [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tf1ftk/youtuber_realtors_agent_referral_services/

I’m looking for a duplex for my primary residence. N came across the short sale on Redfin. Is there any pros and cons to it? Does it mean I can ask for a bargain? Thank you. submitted by /u/ExcellentSurprise191 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1teun98/short_sale/

I know 10% is standard, but what are realtors recommending for a buyer right now? I heard it was higher from a friend who just bought her first house. TIA submitted by /u/SuluSpeaks [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tex4xk/recommended_down_payment/

Where do they get the value from? I just got a random email from lending tree that says my house is worth 500k and I can borrow against the equity Ain’t. Gonna. Happen. We don’t need nor want to take out a heloc. But when I check my appraisal district, Zillow and others online the price they all quote my house is worth is a lot cheaper than what lending tree is showing. So where is lending tree getting their inflated price from? submitted by /u/LivingTheBoringLife [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tdy5sg/silly_question_when_getting_spam_emails_about_my/

Hi all, working and navigating a sale of my property so sorry if there’s already a post out there discussing this. My property (unable to get a certificate of occupancy without renovations) received a few offers, one all cash but 40k below asking, and another at asking with a seller concession but with a conventional renovation loan. Obviously I’m biased toward the higher offer, but there’s the risk of it falling through. It’s good that it isn’t FHA (less red tape, I’ve tried one before when buying and it’s a pain for all involved). Is a conventional renovation loan better/less of a roll of the dice? Note I have a mortgage on this place and higher offer will repay with some left over, which puts added pressure on making that work. Thank you! submitted by /u/fuckimbackonreddit9 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tdx943/risk_of_selling_to_a_conventional_renovation_loan/

“It’s the price” Done been dropping the price since listing non stop! I think the comps was way off to begin with and here we are now. https://www.zillow.com/homedetails/1280-Stow-Ave-Pensacola-FL-32503/44663033\_zpid/ submitted by /u/MrPrimeribs [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tdoipx/why_is_this_house_not_selling/

Interested in a property in houston TX, agreed on a price with the seller and sent out the contract and things got a little messy. 1. They wanted to close super fast 2. Seller told us that they don’t want to purchase a new survey and if the title company doesn’t accept the one from 2022 that we would need to purchase a new one. Which we agreed to. Now that we agreed to all their terms the sellers agent told us if the title company says the property is smaller than what’s written then the price won’t be adjusted. My realtor is telling me that he’s never seen this and frankly I don’t have enough experience to know what’s going on. Looking for any outlook that can be provided. For more context this is 2 vacant lots that are next to each other and I want to build townhomes on them. Thanks in advance. submitted by /u/HPAX123 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1td3nvg/red_flags_from_seller/

Looking for advice: Who could structure this deal? (Real estate attorney?) Has this been done before/what is it called? My mother just passed and my father is headed towards retirement. He’s owns their home worth approximately 2 million, 600K left on mortgage with a $4.5/mo payment. He CANNOT sustain this payment (and everything else that goes into a home) in retirement and wants me to figure it out for him. Plan: I sell my home, take the ~300K in profit, and use it to build an ADU in the back where my father could live rent and utility bill free. I move into the home and cover the mortgage. I would like to legally take ownership of the home day 1 (we are already co-borrowers on the mortgage, me + my dad). I would like an attorney to structure some sort of deal where I make monthly payments to my father (thinking $2K/month) to “buy” the 1.4 million in equity from him. This would give him additional $ because he will be living off of social security. Me and my dad are 100% on board w...

Hi, it's me again, the downsizing single parent. I know y'all dislike new construction, but these are the options. Which would you choose? #1 M/I $349k, $8k closing cost credits, 4.875% 3BR, 2BA, small loft Small strip of "yard" in the back, then hill sloping toward the house (making me nervous with the heavy rains we've been having...) 1 block from 5YO's current elementary school (but still have to drive/bus due to busy roads) South-facing main bedroom and driveway, north-facing all other windows/rooms Surrounded on three sides by farm land (1 private owner, 1 "buffer" land owned by Flint Hills, 1 owned by National Guard, city said no plans for development on any of these lands right now) Vibe is quieter but also isolated Closing date: early June, would list current home mid- to late June #2 Lennar $351k, $6.5k closing cost credits, 4.875% 3BR, 2BA, no loft (but bigger bedrooms) Flat yard backing up to other set of townhomes' bac...

So my kid will be attending UC Berkeley soon. My understanding is he is guaranteed only 2 years of housing. I've been looking up properties close to the campus. I see 1 bedrooms for a little over 500k My question is if I were to buy one these properties and planned on renting it out while my son doesn't need it. Does it make financial sense? Is renting, as a landlord, make financial sense? Will I be able to rent out out easily? submitted by /u/Guilty_Perception_35 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tcsu1r/landlord_question/

Our house has only been on the market for 4 full days, and we have 250ish views and 14 saves on Zillow. I have no idea how many of those we should expect before getting a showing. So far we’ve had none. My main concern is if our realtor priced us too high out of the gate. We’re building a house and have time to sell, but I also don’t want to sit on the market forever and take price cuts. Worried that we’ll end up going way low if we get under the gun to sell on timing. Our agent wasn’t very helpful with pricing ours out. He gave me some comps and asked me what I want to price it at. I tried to pick something middle of his range but honestly, that number was higher than I was expecting before I started the process. He also took the pictures of our house by himself, and they were horrible. So bad that I paid out of pocket to get someone here to take pictures for me. 150 of the 250 views saw the original pictures. Can anyone let me know if I’m overreacting or need to make some decision...

About to start the process of doing a full gut renovation on a townhouse and need to choose a contractor. We’ve had candidates already walk through the house with us, so they know what is needed. Thanks for any advice. submitted by /u/trevathan750834 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1tc272t/what_questions_should_i_be_asking_a_general/