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Need to sell house asap. Appraised $10k under owed

My sister and her fiance split up and he left. He paid the mortgage for the mobile home, but it was in her name only.

She was a stay at home Mom. She has no income, and unsure of how to pay. She's wanting to move back home several hours away.

The mortgage is $900 with a $600 lot rent.

She will be contacting the lender after the weekend. The community where she lives offered to buy the house for $10k under what she's owes. She's only been there 2 years. It definitely needs work. HVAC, roof, siding, etc.

Her credit is already horrible from having no income or credit cards.

Should she apply for short sell, deed in lieu, or just file bankruptcy?

submitted by /u/iamMRawkward
[link] [comments]

source https://www.reddit.com/r/RealEstate/comments/1tm91pw/need_to_sell_house_asap_appraised_10k_under_owed/
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