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buy or rent

young couple in their early 20s, making 50k a year combined
this was in 2022
option 1
buy a very old house for 185k, poorly isolated, in a small town (population 5000) with cold winters
loan from bank over 20 years with a fixed interest rate between 1-2% per year (cant remember exactly)
house will end up costing around 250k, all charges included
option 2
rent an apartment for 850 a month, heating not included
Not sure about the cost of heating but I think it's around 2k a year for the apartment and 4k a year for the house.

is there a clear answer from these infos?

submitted by /u/Alkhador
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source https://www.reddit.com/r/RealEstate/comments/15ed3e8/buy_or_rent/

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