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What will lender question?

This is probably a really dumb question, but I’m going to ask anyways. We make a little over $200k combined, plan to put down $100k for a down payment, have over 750 credit scores, and are looking around 450k. I’m not sure if that relevant. Our only debit is our childcare, which is around $2500 a month. We rent and have no loans. Almost every 2 weeks my SO also sends $300 to a family friend via Zelle. This started maybe February. We’re planning on staring the pre approval process soon and start looking for a house. Is a lender going to have a problem with this?

submitted by /u/NoYogurt6127
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source https://www.reddit.com/r/RealEstate/comments/12v45yf/what_will_lender_question/
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