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Question about buying a home.

If a home has been sitting on the market for 80+ days. It’s a two bedroom, 2.5 bath, loft, 2 car garage home selling for $299,999. I truly believe even in this market this home is too high for only having two bedrooms. My questions is could one bid under asking price (which has been decreasing from the original asking price of $350,000 price tag). I really want to bid $240k - $260k or even lower if possible. The home is in a nice neighborhood and I believe the reason why people aren’t going after this home is due to the HOA of $135/ every three months. Is this a potential steal or don’t even try to offer anything lower than the $299k.

Can someone please give me any insight on. Thanks.

submitted by /u/ricob12
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source https://www.reddit.com/r/RealEstate/comments/z4j3jf/question_about_buying_a_home/
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