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Purchasing house, seller wants to rent back for 45 days after closing, will my homeowners insurance work?

Hi all,

As title says, the seller wants to rent back for 45 days after closing of escrow. We're collecting a deposit and leaving it in escrow.

We're purchasing homeowners insurance, will this cover the rent-back period (it will start the day after escrow closes), or do I need landlord insurance?

Does the renter have to get renters insurance? I personally don't care if they do or don't, as long as it doesn't impact me. I want to make sure if something crazy happens to the house during that time (flood/fire etc) my homeowners insurance will cover, even though I won't be living there yet.

Thanks.

submitted by /u/aliasis4
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source https://www.reddit.com/r/RealEstate/comments/ltbbwk/purchasing_house_seller_wants_to_rent_back_for_45/
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