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Judgement

Can I still get a refinance or purchase a condo if I have a judgement and my part time wages are being garnished ? (This is on a teri loan from 20 years ago and after it I became disabled couldn't do what I went to school for.) Even if my credit is good besides that. Which isn't on my credit report . I am on ssdi and also work part time. I really don't want to claim bankruptcy but may be my only option. Is it true if you do chapter 13 you can refinance or purchase in a year or so after ? This is what a attorney told me today.

submitted by /u/Krisinua
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source https://www.reddit.com/r/RealEstate/comments/jko8e9/judgement/
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