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What happens if a gift for part of a home down payment isn’t seasoned?

In a situation that basically goes like:

Buying a home, can afford the down payment on my own but was advised by the loan officer that I have more in reserves. Parent is giving me a one time $5000 gift, but the deposit will not be seasoned—only in my account for a few days prior to going into underwriting. Is the $5000 not considered legitimate due to how recently it was placed into my account?

submitted by /u/Adhiboy
[link] [comments]

source https://www.reddit.com/r/RealEstate/comments/fr2w8j/what_happens_if_a_gift_for_part_of_a_home_down/
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