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Removing an escrow from a mortgage.

Hi everyone,

I purchased a condo in NJ for 125k back in 2017. I put $50k down and made timely payments until January 2019 when my payment tripled due to an escrow shortage resulting from a mistake at my closing. I've been able to finally catch-up on payments but would like to remove the escrow account all together and pay taxes directly to the city and also drastically lower my payment again. Has anyone had experience with removing an escrow account from an existing mortgage and have tips to share. Thank you.

submitted by /u/KarmaPolice973
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source https://www.reddit.com/r/RealEstate/comments/dpfr98/removing_an_escrow_from_a_mortgage/
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