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partner says we need to get a mortgage to have my name on the deed

hello! my partner had a trust fund from her parents divorce and bought the house we currently reside in with that money. her mom was an executor of the trust so she had to be there with my partner to do the sale. my partner and her mom are the only two listed on the deed to the house because of this. we do not owe on the house and do not currently have a mortgage.

we’ve been talking about the future, wills, and things of that nature. that prompted the conversation of the house as i would not legally have any right to the house if something should happen to my partner. my partner says the only way to get my name on the house is to get a mortgage in both of our names. i do not want to have a mortgage on our house at all but i don’t know a better way to go about any of this.

do i really have to have something leveraged on the house in order to get some ownership?

thank you in advance 🙂

submitted by /u/Open-Estate3233
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source https://www.reddit.com/r/RealEstate/comments/1tzerf6/partner_says_we_need_to_get_a_mortgage_to_have_my/
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