Skip to main content

Resuming mortgage on deceased father's home.

I have notified the bank that the loan is through, showed up In person, and was told to email an address. I tried making house payment while I was at the bank, but they said they couldn't accept it. The lady at the bank said I had to go through mortgage company, but only gave me an email. I've emailed them twice without any response.

Now the mortgage hasn't been paid this month and I fear I'll lose the house. I've lived here since he got this house because I was his caretaker. I actually lost both my parents recently. It would be nice if someone sent me something in the mail or called me to point me in the right direction.

I've lost enough the past couple months and I don't think I could handle losing the home too. I just feel like I'm being avoided. Wish the bank would help me. I don't know a whole lot about this stuff. I have money saved up for mortgage payments and other bills, but not a lot extra for a lawyer.

I know these people really don't care about my situation. I feel like they'd like to see me get behind so they can just take the house without even giving me a chance to sell.

submitted by /u/SadDetective5004
[link] [comments]

source https://www.reddit.com/r/RealEstate/comments/1kxdbum/resuming_mortgage_on_deceased_fathers_home/
Labels:

Comments

Post a Comment

Popular posts from this blog

North Carolina – “One to Buy; Two to Sell”

I realize I will likely have to contact a real estate attorney but also hoping to hear insights and experiences from others! I have a house in NC that I bought by myself in 2009, and paid off, in full, in 2022. I got married in 2023. My spouse and I have not lived in the house as our "marital residence". We have maintained separate residences even after we got married. (That a separate topic!). I am now selling this house. Realtors have told us that my husband has to sign the deed at time of transfer but I am not convinced since the house has not been our marital residence. The realtors like to use the phrase "one to buy; two to sell", which seems like a broad-stroke statement which is not applicable under all circumstances. And of course, the realtors don’t realize the details of my specific circumstances: I purchased and paid for the house in full prior to marriage Only my name is on the deed And most importantly, we have never lived in the house as a marit...
Post a Comment
Read more

Question With Tricon "Pending ID".....

My wife and i, along with 2 other peopl applied to rent a house, and our application says "Approved, Pending ID". Anyone else know what that means? Do we pretty much have the place or are we missing something? submitted by /u/Itskrueger [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1orixqj/question_with_tricon_pending_id/
Post a Comment
Read more

Aren't comps/CMAs useless with buyer credits at close happening now?

I'm looking into buying a new construction townhouse in my HCOL US city. I'm seeing builders offering interest rate buydowns worth $20k-$60k on $800k homes (rather than just lowering prices) in order to keep their comps high for their other units, now that buyer demand has been declining. I asked my agent about these, and he said these buydowns aren't even the full story: buyers can write all kinds of other credits into an offer, like their closing costs, prepaid sewer fees, etc. Apparently cash buyers can just write in a "buyer credit at close" for any amount in their offer. So a new townhouse that appeared to sell for $800k in the MLS might have actually been a cash offer with a $100k+ buyer credit at close, meaning the buyer only spent $700k or less in total, but to the rest of the world they can only see the $800k! So that made me realize I can't trust comps/CMAs for other new construction townhouses. The sales prices could be way lower than they appear...
1 comment
Read more