I have a house valued about $800-$830K with no mortgage & I'd like to borrow about $20K to do some repairs before putting it in on the market without going through income verification/paperwork like a normal mortgage would require. Houses are selling within a month or 2 at most. I could sell it as is but I'd like to do some minor fixes without dipping into my savings which I may need to get a new place. Maybe a no doc HELOC based on it being about $800K equity with a $20K loan. Or conversely should I sell as is?
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source https://www.reddit.com/r/RealEstate/comments/1fjpssz/what_is_the_easiest_type_of_loan_to_get_to_do/
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