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Home owners insurance possibly not paid until day after close?

Closing on 4/30 and title company meeting is earlier in the day, but have been told they’ll pay the homeowners insurance either that day or more likely on 5/1. Should I pay separately and then work on getting refunded? The house will not be occupied that first night and don’t want anything to occur during the 24 hour insurance lapse period

submitted by /u/throwaway2019ugh
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source https://www.reddit.com/r/RealEstate/comments/1cf4j9h/home_owners_insurance_possibly_not_paid_until_day/
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