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Suburban Townhome or Rural Single-Family Home?

Looking for forever home that does not need major renovations on $300k budget in Minnesota. These parameters seem to leave me with two options: a suburban townhome or a rural single-family home.

I like the low maintenance aspect of a townhome, as well as low insurance and taxes, but I dislike how HOA fees will only continue to rise as years go by. Also dislike shared walls and being so close to neighbors.

I like the privacy, yard, and appreciation potential of a SFH, but am concerned about rural school districts (may need special education for one kid) as well as living in the middle of nowhere with kids. Job is currently remote, but no guarantee it will remain that way.

I am currently living in a suburban townhome in a good school district 30 minutes from company HQ, but it is a dark, interior unit with no yard. If I move to another townhome, it would have to be an end unit with a yard.

If you had to choose between a suburban townhome and a rural single-family home, which would you choose and why?

submitted by /u/misfitmpls
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source https://www.reddit.com/r/RealEstate/comments/17sswng/suburban_townhome_or_rural_singlefamily_home/
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