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Credit Scores

Hi. I don’t know if this is the right place to ask, but I am going to try anyways. Long story short I have bad credit because of some stupid decisions of the past and I am working to pay off existing debts. Meanwhile, my wife has a better credit than me. We are thinking of applying for a mortgage using her credit score since she is almost debt free and I am not. Can I be as a backup person meaning I am not directly applying myself, but I have a job and therefore I am also going to be helping with the mortgage or how does that work? Is my bad credit going to hurt us more than helping us? Should we do it only with her income and credit score?

Thanks!

submitted by /u/harold1226
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source https://www.reddit.com/r/RealEstate/comments/vn8f95/credit_scores/
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