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to refinance 7arm to 30yr or not...

we recently got a new apt but financed loan for 2.5% at 7/1arm. Currently 30yr fixed lowest seems to be 3 to 3.125%

should be refinance to 30yr fixed or wait to see if mortgage rates ever fall again in next 7 years? what do you guys recommend, how to go about it?

submitted by /u/fib235
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source https://www.reddit.com/r/RealEstate/comments/rszdw3/to_refinance_7arm_to_30yr_or_not/
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