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How hard will it be to do a cash out refi with relatively little income on tax returns the past two years?

I’d like to do a cash out refi on my primary residence but I’ve had very little income on paper since Covid due to vacancies and business being shuttered.

My rental properties are now leased, but the income doesn’t go back more than a month or two.

Is there any way I’ll be approved, or do I just have to wait until the rental income has been coming in for two years consecutively?

submitted by /u/TheProdigalBootycall
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source https://www.reddit.com/r/RealEstate/comments/rmu3uv/how_hard_will_it_be_to_do_a_cash_out_refi_with/
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