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HELOC shopping recommendations and current rates ?

Anyone who has gone through HELOC recently, can you please answer below questions:

I have 30% equity on the house.

1) Recommended lenders with best rate ? (Prefer if there's any lender that does 90% LTV instead of 80% LTV).

2) What is the current expected rate for someone with a good credit score and assets ? (I see online that HELOC typically follows Prime Rate +- Margin rate) ?

3) Is the rate usually negotiable like primary mortgage rates ?

4) Can we open two HELOCs on the same equity ?

submitted by /u/ZeroNomad
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source https://www.reddit.com/r/RealEstate/comments/mhmb0z/heloc_shopping_recommendations_and_current_rates/
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