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Financing solution for bed and breakfast?

I am considering purchasing a bed and breakfast in Hawaii. My wife and I would move there and run it. However, it is a true BNB, not an Airbnb meaning it is registered with the city and everything is legit.

The problem I’m running into is the owner says she does not have any financial records, meaning I am unable to get a business or commercial loan since everyone wants proof of income and they do not trust projections. Because it is a legit BNB, every lender says I cannot purchase conventional.

So I cannot purchase conventional and I cannot purchase business. Does anyone have an idea? I feel like I’ve exhausted every non-hard money option and my realtor is stumped as well. I think it’s a long shot to ask on here but I’m kinda desperate at this point and any advice is appreciated.

submitted by /u/Carne_Asada_Friez
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source https://www.reddit.com/r/RealEstate/comments/l94q3p/financing_solution_for_bed_and_breakfast/
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