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Sellers, do you prefer asking price with no contingencies or 105% asking price but with 5 days financing contingencies?

I’m about to submit a bid on this very nice home, but the asking price is near my limit. My lender said they would need 5 days to review my case if I go in at 105% asking price (but very likely it will be approved). The seller doesn’t seem to be in a rush to sell. Do you think the seller would mind waiting a bit for a better deal? The asking price is already quite high for that neighborhood, so I think most offers will be just around asking price.

submitted by /u/lavaboom01
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source https://www.reddit.com/r/RealEstate/comments/jlixyl/sellers_do_you_prefer_asking_price_with_no/
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