Excuse me if this is a stupid question, I’m a first time home buyer so I’m probably just young and dumb and over stressing over it. But right now I have a credit score ranging from 698-711 across all 3 bureaus. The loan I applied for was a rural development loan for 145,500. I currently make ~35,000 a year on 40 hours but often get overtime. And don’t really have any other debts besides my car. Which isn’t that much. If there’s any other questions that I need to be answered just ask and I will answer.
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source https://www.reddit.com/r/RealEstate/comments/gb7tqw/was_preapproved_for_a_home_how_big_of_a_chance_do/
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