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Repairs after closing

We are under contract for a home and are almost at the end of our inspection negotiation period. Unfortunately the inspections revealed a lot of expensive issues. The sellers have agreed to all our repair requests, but want us to complete some of the more invasive (like some serious structural work) post closing with a check made out to the contractor that provided the quotes and to us.

I foresaw this coming and had a conversation with my lender about it prior to this. I was told that repairs post inspection would not be ok and there was really no “above board” way of doing this, even though it is commonly done without the lenders knowledge.

We are not willing to do anything the lender isn’t going to sign off on because it isn’t a small amount or minor work. And because duh. Am I being unreasonable or is there something I’m missing?

submitted by /u/RadioNights
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source https://www.reddit.com/r/RealEstate/comments/fbpiyj/repairs_after_closing/
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