Hi well I was working years before and saved up for a cheap duplex and my parents helped me. It’s paid off and Im also 23 and still live with my parents so I pay no rent or mortgage and I’m not working anymore but currently have $3000 a month in rental income. I would like to get my second duplex and live in it this time using a mortgage as I have no money, Would I ever qualify for a mortgage showing I’m unemployed but own rental property and live with parents or do I need to go back to work full time again?
No car loan since I use ole reliable parents camry, practically debt free currently and fico score is above 700
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source https://www.reddit.com/r/RealEstate/comments/c6ubf3/mortgage_while_unemployed_but_i_have_rental_income/
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