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Converting single family into 2 unit

Hi, if I were to convert a current owner occupied single family into a 2 unit rental (both sides rented), would I need to notify the homeowners insurance company and mortgage company?

Would I need to change the insurance policy from the single family to a 2 unit, and would they notify the mortgage company and would the mortgage company need to refinance me? Or would I just need to notify the insurance company that I'm renting it out 100%?

submitted by /u/DanGleebitz
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source https://www.reddit.com/r/RealEstate/comments/1t47kry/converting_single_family_into_2_unit/

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