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29M and 30F girlfriend looking to buy a first home with complicated financial situation

To put it simply:

Neither of us have worked full time in the last 2 years due to traveling. I am currently working a seasonal out of state job that ends after September, making $5k a month salary, and she is not currently working but will be in a few weeks, and will be making around $8k per month gross. I don’t have a job locked in following this one but I have several options and assume I’ll be making $5k-$7k per month gross. Starting in October/Nov

We live in Washington state, we both have credit scores over 750, we have ZERO other debt, and our only monthly bills are car insurance and phones.

We have like $12k in savings between us, but we could borrow around $10-20k from family for a down payment.

We would like to buy something for under $400k and there are currently a couple of options on the market right now that we are really interested in.

Any advice on how we could get approved for a home loan quickly given our situation?

submitted by /u/shittlebuffout
[link] [comments]

source https://www.reddit.com/r/RealEstate/comments/153omq9/29m_and_30f_girlfriend_looking_to_buy_a_first/
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