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Construction loan mortgage question

Hi. There is a house I'm interested in buying. The seller started construction then stopped, closed up what they were doing and put the house on the market. But the loan recorded they currently have is about 125k more than the list price. Are the sellers going to have to come to closing with 125k, can it be an undisclosed short sale, etc? Again, very new to the understanding of a construction loan.

submitted by /u/awakeningat40
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source https://www.reddit.com/r/RealEstate/comments/e475ax/construction_loan_mortgage_question/
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