I am currently applying for an apartment and encountering difficulties with the third-party verification process for proof of income.
As a contractor, I do not receive conventional pay stubs. Instead, my employer provides PDFs of account transactions from the previous year to the present, including dates, my name, confirmation numbers, and amounts. However, the third party does not recognize these PDFs as valid pay stubs.
Linking my bank account resulted in an inaccurate calculation of my monthly income as $58.33, despite my actual monthly earnings ranging from $6,000 to $10,000. When I submitted bank statements from my personal account, the system rejected them, stating that it does not accept business bank statements.
I am unable to upload tax transcripts for 2024/2025 since I began working for this company in June 2025. With only 72 hours to complete this process and over 48 hours already elapsed, would a formal offer letter be an acceptable form of verification at this stage?
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source https://www.reddit.com/r/RealEstate/comments/1ro6v0k/please_help/
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