I am 32 in Michigan. I have inherited $60k. I have $20k I’ve been able to save up over the years. I’m getting married this summer (courthouse) and want to start a family. Right now I have 0 debt. I have 0 towards retirement. The past 7 years I have lived like I’m retired in case I never made it that far lol. Been traveling in a camper, working at resorts.. it’s been a blast! But now I want to settle down and can definitely afford it. My credit is top notch. I am pre approved for a $250,000 mortgage. I also have the option to rent out a family members basement that has its own kitchen, living room and 2 bedrooms for cheap. Should I buy or rent in today’s situation? Any advice is appreciated! submitted by /u/pisceslizard [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qrpxq8/plz_help_should_i_buy_a_home_now/

So my wife and I bought a home in Bowie, MD a few months ago. It’s a beautiful home but needs some updating. We have about 40k that we can put towards renovations now, but that will only get us through a few renovations (carpeting upstairs, electrical work, basement getting finished). We will need to wait to do some of the bigger renovations like the kitchen, hardwood floors, and master bathroom. We own a home that we custom built in 2021 on almost 7 acres around the Lake Wylie, SC area. The house is currently under contract with renters until August at $3,000 a month. We are debating to sell the house and use the proceeds to get all the renovations complete on a faster timeline or should we think more long term and continue to rent the house out and increase the rent after the lease is up in August. The renters want to stay. We think we could clear around 200k on the sell. If we do increase the rent what do you think is a fair increase? Let me hear y’all’s thoughts. submitted b...

I am facing this issue currently. My budget can only fetch a small (87m2) 1-bedroom apartment in one of the most desirable areas in the city. Or a (250m2) villa in a less desirable, developing area. The apartment would obviously come with an annual service charge while the villa would not. The villa would come with a larger plot of land while the apartment would not. But no doubt, the rental income on the apartment would be much better. But the land appreciation would probable be better on the villa? My worry is, do you think the size of the apartment would be too small for tenants to be interested? And the fact that it is only a 1 bedroom? Which property type would be a better investment? submitted by /u/Kingboyy1 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qr332s/generally_speaking_is_it_better_to_buy_a_very/

Also I don’t know if I should just invest my money elsewhere like into silver or something, been hearing slot about that. I just don’t want to end up missing out or getting screwed over in the long run. Looking to build pretty good wealth over time. Also… I’m on 1099 so I don’t have any retirement plans yet, I have a Roth IRA but nothing is in it at this moment. Someone smarter than me please help me out here. submitted by /u/Therapistguy2 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qr07ts/21_year_old_with_a_100kyear_paying_job_is_right/

I see a lot of first-time buyers rushing into a purchase because of pressure from family, friends, or fear that prices will keep rising. Many focus only on the EMI and forget about hidden costs like maintenance, interiors, taxes, and repairs. Location is another big one—choosing a cheaper home far away and then struggling with long daily commutes. For those who’ve already bought a home (or decided not to), what mistake do you think is the most common? And what advice would you give someone buying their first property today? submitted by /u/Clear-Syrup-9861 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qqz2o3/whats_the_most_common_mistake_firsttime/

The world’s wealthiest individuals no longer buy homes. They buy identity, privacy, and legacy. That’s why global brands like Elie Saab, Jacob & Co, Four Seasons, Ritz-Carlton and Trum-p are moving aggressively into branded and premium residences. These are not real-estate projects — they are lifestyle assets. submitted by /u/TechnologyFlaky3878 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qq525y/why_premium_residences_are_becoming_the_new_asset/

One loan finally done. No EMIs hitting the account this month, and that relief is honestly hard to explain. But now there’s this bigger dream sitting in my head — owning a home 🏠 Some days I feel proud of how far I’ve come. Other days I check house prices online, get shocked, and close the app. The down payment, paperwork, interiors, and long EMIs make everything feel expensive very quickly. I don’t want to rush just because of pressure, but I also don’t want to wait forever and watch prices keep climbing. submitted by /u/anantaaspirezrkp [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qq4e9l/one_loan_down_one_big_dream_up/

submitted by /u/BestHead2312 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qq3yk5/how_big_of_a_house_can_you_get/

This is more along the lines of real estate market timing and theorizing future events. If you have any opinion I'd love to hear it. So, we've seen that pricing on LI for RE has gone pretty insane. A once 600k home in Suffolk county is now your million+ home. Within the last 4 years or so, other markets have cooled, and LI has stayed hot. I'm guessing that within the coming months to years, our president will figure out a way to get housing going again of course by dropping interest rates. One way or another I do believe mortgage rates will drop again significantly. With that drop, I'm expecting buyers who have been sidelining cash to jump on the opportunity to buy homes, at the same time I believe inventory will remain low. 2020/21 if you were smart ( I wasn't) you refi'd your home and probably sitting on a 2% interest rate. I'm not sure if we'll ever get that low again which is why I say inventory will stay low. Homeowners with that kind of mortgage ...

Been lurking here and one thing is clear, agents know how to sell property, but marketing visuals are a different beast. I keep seeing: Listings with great photos but weak flyers Instagram posts that don’t match the brand WhatsApp promos thrown together last minute I specialize in Canva designs for property marketing, things like: Property flyers Instagram / Facebook banners Open-house posters Clean branded letterheads I’m taking on a few people here as a side income collaboration.. fast turnaround, simple designs you can edit later. Rates (kept low on purpose): Listing flyer or banner: $7 Social media post: $5 Full branded template set: $20 Before anything, quick question: What gets you more leads right now: social media or referrals? Let’s talk. submitted by /u/Southern-Score500 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qp5h03/does_marketing_your_listings_feel_harder_than/

Hello everyone, thank you for taking the time to read this. My wife and I are first time homebuyers. We found a gorgeous home, put in an offer and it was accepted. As part of this process, I decided to do a thorough inspection to protect us. We have not yet closed on the home and we can still back out if we wish. The inspection revealed mold in the attic and a very small amount of visible mold in the basement. As part of the inspection, mold testing was done. We received the results today and there was Chaetomium and Stachybotrys found in the air test done of the basement. There also was some Stachybotrys found in the air test of the main floor. No water damage or previous flooding is visible. The sellers also did not disclose water damage or flooding. We contacted a mold remediation company. He is confident that he can remove the mold in the attic and the basement and get the levels down to a normal level. He also told us that he believes the mold is coming from pet urine in the ca...

I’ve been doing cold outreach to realtors that don’t have a website, and something I keep hearing back is: “We don’t really need one.” That surprised me a bit, so I wanted to ask here directly. For those of you running a business without a website, what’s the main reason? Is it because most of your customers come through referrals, marketplaces, or social media? Is it cost, time, past bad experiences, or just not seeing the value anymore? I’m genuinely trying to understand how business owners think about online presence in 2026, especially when there are so many other ways to get clients now. Curious to hear different perspectives. submitted by /u/MendMySoulXoXo [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qo9ba5/realtors_who_are_running_a_business_without_a/

I'm a new graduate and wanna get my career in real estate finance and investment. I have ARGUS certification and skills in financial modeling and underwriting. Someone suggested that in my early career it's better to go to brokerage firms to practice financial modeling skills. My concern is that most brokerage firms are commission-based. As a new graduate, I don't have much savings or relationships in this industry. How can I survive on only a commission role? How long did it take you to close your first deal? What kind of support can you ask for from the firm? Do you have any firm with a good training plan you recommend? What should you do in the CRE investment sales broker role during your very early months and years? submitted by /u/Neat-Ad-6002 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qo8hqh/does_anyone_work_as_a_cre_investment_sales_broker/

submitted by /u/kite13light13 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qnhq6p/hello_everyone_need_advice_i_own_a_house_free_and/

We bought our home about 5 years ago because of its vintage vibe. It was built in 1978, and the builders did a great job. But now that we are nearing a time when we might want to sell it, I am getting a little worried, and curious if buyers are interested in vintage homes. So many houses are the post-modern Ikea style vibe with so much white everything. When I say vintage, here's a few aspects: Mahogany crown molding and chair rails Embossed Victorian style white ceiling tiles (that probably hide a popcorn ceiling, but never bothered to look) Brick archway cooking area with a decidedly Tuscany vibe. Light fixtures, doorknobs, hinges, etc in oil-rubbed bronze. Espresso finished kitchen cabinets To be clear, the home isn't perfect, but it's far from being a fixer upper. Plumbing is good. Modern Trane heat pump. Kitchen and laundry appliances are all new and upper mid-grade. Good roof. Triple pane windows. The basement does need some work. It's all 70's wood...

Experience Peace ,here. 📌10 Acres at 3.1M 📌 50 Acres 📌 100 Acres Available. 📜Title deeds available. Call/ Whatsapp 0745 447 549 Call/Whatsapp 📍 Malindi,KENYA. submitted by /u/King_Kamose [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qnbs0r/offgridding/

My primary bathroom was finished quite poorly a few years ago - terrible grout job on floor and shower (missing pockets of grout, not wiped well, even bits of sponge stuck in grout) and cracked/scratched tiles on floor from dragging the tub in. on top of this it's marble, which is awfully difficult to clean without etching the marble. bad choice, I know. we are planning on selling in four years - I think it needs to be redone before selling to make it more appealing (or rather get it up to the level it should already be at) considering it should sell in the $950k-1.1 range, and my wife disagrees and doesn't want to spend money (15-20k) that a prospective buyer might not notice/care and would rather chance crediting a buyer some cash than guarantee spending it to remodel. any advice from someone more knowledgeable and experienced would be great, thanks! submitted by /u/thatscaboose [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qmm8qg/fixin...

AHJs (State, County, City) often have topographic layers on their GIS products. I'm wondering if there are any real estate sites or third party sites that pull real estate listings on to a topographic map display. I don't mind going back and forth between sites, but if it is available on a single one, it would be nice. submitted by /u/FluidVeranduh [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qmktyb/are_there_any_real_estate_listing_sites_that_have/

For firms and teams, the bottleneck I keep hearing about isn’t lead flow - it’s the admin and marketing work needed to support your agents properly. I’m a part‑time virtual assistant specialized in supporting real estate firms, teams, and brokerages, including US‑based clients I’ve worked with remotely. I help with: Listing input on MLS/websites/portals with accurate data and polished descriptions Social media support for firm/brand pages (content, Canva assets, scheduling, basic engagement) Standardized seller packets and buyer books your agents can easily customize Light transaction support, calendar/email help for team leaders, CRM updates, and basic research/comps My goal is to give your in‑house staff and agents more capacity, not replace them - so they can focus on recruiting, production, and client relationships while I quietly handle repeatable work in the background. I’m based in Nepal but can align to US hours and typically work 15–25 hours/week on a part‑time basis....

The Situation: I live in Seattle WA. I have a South-facing bedroom on the 2nd floor that is significantly COLDER than my North-facing rooms. I finally bought a thermal camera and checked the ceiling. Result? A massive blue (cold) spot covering half of the ceiling. It turns out the attic insulation is completely MISSING in the half furthest from the attic hatch. Ceiling Temp (Insulated side): 64°F Ceiling Temp (Missing side): 37°F (Outside temp is 33°F) The Background (Closing Repair): This insulation work was done in June 2025 , as a condition of the home sale (Closing Repair). Invoice says: "Fill ALL insulation cavities" and "Achieve depth equivalent to R-49 ". Original condition: Inspection report says attic was less than R-19 . Reality: They were supposed to add at least 10+ inches of blown-in insulation everywhere. They clearly skipped this corner. The Contractor's Response: I contacted the company with the invoice and thermal images. ...

I received a counter offer that includes the following items: seller to select all services except home warranty termite inspection report to be removed from this agreement As a first home buyer, these terms look unusual to me. am I right to be concerned? Regarding item (1), what services are typically acceptable for the seller to select, and what services should generally be selected by the buyer from a buyer's perspective? Regarding item (2), does this mean a higher chance of termite issue with this property? This home is somewhat old and not in the best condition, I believe that a termite inspection is essential. Any advice would be appreciated to help me make the right decision. Thanks! submitted by /u/dewybock [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qln6b2/terms_in_a_counter_offer/

I’m looking to buy a new home valued at 400k with mello roos. Everyone keeps saying the taxes will keep going up and a lot of people end up loosing their house over it. Can someone explain to me just how much mello roos can increase? Example if I’m paying 4k the first year in mello roos how much can they increase it the second year? Will it be drastic like 4k to 8k a year or will it be something smaller like 4k to 4.5k a year submitted by /u/DragonfruitMiddle427 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qlkrka/ca_mello_roos/

I just purchased my first home after January 1st in Massachusetts. My assessed value is 100k over the sale price(and the appraisal). I was looking into filing an abatement but I’m reading some places that a purchase will automatically trigger a reassess of my home. The MA form to file an abatement has a box to check for people who just purchased post 1/1 so I feel like I’m probably on my own to get it reassessed but I wasn’t sure if I would be wasting my time as it happens automatically. Any help would be appreciated. submitted by /u/EanBvasion [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qlgwvq/ma_does_a_purchase_automatically_reassess_my/

so I've been in the market since April 2024. in central pa area, there isn't as much inventory in my price range. need to stick to $1200 and under as a price point , be which is around $250k and under. I'm getting 5.375 rate right now. I've been beat out on every offer we put in, like 40-60k OVER asking price houses have been going for here. seems a trend to list them super cheap to get into a bidding war, there's always multiple offers, it's been a nightmare. I finally found one that's not freshly listed, and I see it was originally 265k, and now it's down to 259.9k, it's actually within my budget, but I still think that's to high of a price. what are my realistic options here? asking for help towards closing? asking for a lower price and letting them counter offer me? I'm working with a realtor, but getting burnt out at every deal falling thru, looking for some helpful tips, anything is appreciated submitted by /u/frankenboobehs [li...

Need Advice on Florida New Construction Spec Home completed early Dec 2025. Residential As Is Contract finalized on 12/30/2025 for closing on 2/1/2026. Inspection period ended 1/12/2026. Repair addendum finalized on 1/13/2026. Cleared to close on 1/15/2026. Scheduled early closing for 1/29/2026. When initially inquiring about the home in early December, listing agent stated final county inspection was scheduled for 12/19/2025. As of 1/22/2026, final county inspection has not been completed and no certificate of occupancy (CO). I understand that CO may not be issued until a few days before closing. But construction was completed well before going under contract. Should I be concerned that final inspection was not completed when initially scheduled? I'm not getting much transparent communication from my (buyer) real estate agent. Something feels wrong. Am I just being paranoid? Or should I find legal counsel to explore possible "release and cancellation"? If I take this...

I wanted to start a general discussion about managing the financial side of real estate. For those who own or manage properties: How do you keep track of income and expenses? Which parts of this process feel straightforward, and which parts take more time or effort? submitted by /u/Chirag_koshti [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qkmjgg/how_do_you_handle_financial_tracking_for_rental/

We are selling our property and were approached by a private buyer (house has not been listed yet) the buyers seem genuinely interested. We had the initial conversation with the potential buyer. Now we are in the process of getting the property appraised and we will both get real estate attorneys for the sale. Any potential problems that I may not be seeing with a private sale? submitted by /u/New_Nova_25 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qkkpu7/private_sale_pitfalls/

Our Listing agent came highly recommended to us! But she’s kind of rude to me. I’ve been so stressed about this whole thing I have two small kids and two dogs. It’s the middle of winter. Wherever I’ve asked questions or had concerns she’s been flippant with me but is super nice to my husband and sends smiley emojis and exclamations. When I said I was getting discourage and stressed she said “I’m trying to get you at asking price is that not enough?!” And now we are under contract which I am beyond thankful for. But the inspector left a short term radon test in a terrible location- over an open drain in a laundry room between my furnace room (that’s open) and my wash and dryer. This is not up to epa standards and is asking for a failure and skewed data. When we asked her what to do she questioned us and then said “I don’t have my inspectors license so I don’t know. You can reach out to the inspector yourself.” This seems unprofessional! That’s the buyers inspector and I feel like the ...

Why hello there Reddit world. Bottom Line: Couple divorcing and said they will give me first dibs on their home before listing that I'm interested in (due to location next to land I own). Any tips on a successful negotiation? Details: (ex) Wife is interested in renting from me (which I would be ok with). My wife to get her to go along with it needs a home inspection I grew up in the house so am familiar with it. - Probably should see if they'll make the first offer (in terms of price) right? If not, I have a number in mind. submitted by /u/PeterNjos [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qjqqsj/last_minute_advice_for_offer_on_unlisted_home_of/

submitted by /u/BIMIMAN [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qjp418/why_do_realtors_always_try_to_claim_an_unfinished/

This came up under another question I posted - commenters saying they wish they could share their inspection reports that resulted in the sale falling through (especially with major misrepresentations by seller). Now my son is going through something similar. A buyer can get homeowners insurance and then the insurance company inspects the property AFTER the closing and demands things be fixed or policy will not be renewed. My son is looking at up to $20,000 in tree work, not covered in house inspection, on a $200,000 house. He’s probably going to get out of the deal, as he cannot afford it. The only reason he found out was his agent’s daughter is an insurance salesperson. Just like with any other issue, house goes back on the market and some other unsuspecting buyer gets the $20,000 surprise after closing. submitted by /u/DebJBee [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qj1kp7/sellers_marking_all_disclosures_unknown_even/

AI adoption in real estate is increasing, not to replace agents, but to improve how inquiries and leads are handled. Today, most buyer and renter inquiries come through multiple channels websites, property portals, WhatsApp, Instagram, and phone calls. Many of these arrive outside working hours or when agents are unavailable. AI systems are being used to: Respond instantly to listing inquiries Answer common questions about properties, pricing ranges, and availability Qualify leads based on budget, location, and intent Schedule site visits and callbacks automatically Ensure consistent follow-ups with every inquiry This helps agencies reduce missed opportunities, improve response time, and allow agents to focus on negotiations and site visits rather than repetitive communication. As competition increases, speed and consistency in lead handling are becoming as important as listings themselves. It’ll be interesting to see how more real estate teams integrate AI alongside agent...

We are selling our house and an extremely interested buyer who is on younger side wanted to buy our house , I gave him an extremely good price because I really wanted to save myself the headaches to fix some issues at the house , on the condition that he waives the inspection and we keep the roof and foundation inspection on . When he signed the contract he did not ask for roof and foundation inspection. I said to myself he must have changed his mind . But now after paying the earner money he wants to do roof , foundation and plumbing inspection ( with camera) . I really don’t want to say you signed and enforce the contract but also am really worried about being scammed like he bring an inspector who is paid , the inspector find something bad with house and then they try to shake us for some more money because of any findings . Any thoughts? submitted by /u/MammothWeather1607 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qitdhq/buyer_waived_inspect...

I’ve owned my home for ~8 years and now that my wife is finishing her NP it’s time to get out of this town. We’re extremely fortunate that geographically we’re essentially unlimited because I work from home and NPs are in high demand almost anywhere we’d want to go. Does anyone have experience using a real estate agent/agency to look across multiple states? Any companies people have used to do so that were either positive or negative experiences? Any experience purchasing larger parcels of land (50-100+ acres) with homes? For context we’re currently considering rural and remote locations in Minnesota, Wisconsin, Michigan, Ohio, western PA and south western New York. Goal is to get the most/best land-house combo and stay away from major cities. Thanks! submitted by /u/Remarkable-World9396 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qirmg0/looking_for_a_home_across_multiple_states_in_the/

We have $300k total (50/50 partners) to invest. My partner wants to buy one rental property in cash. I’m leaning toward diversifying by using ~20% down payments on multiple rentals instead. Goal is modest income (≤ $2k/month) and lower risk, not aggressive growth. For those with real estate experience, which approach makes more sense and why? submitted by /u/Candid_Soil4826 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qi0ky3/one_rental_in_cash_vs_multiple_rentals_with_20/

In the process of purchasing a home. I’m torn between two properties. One of which is a new construction build and my wife loves it vs an older (2001 build) existing home which I prefer. Here are some key elements of information. New construction build Price: $800k+ 0.25 acres of land HOA $680 annually Amazing kitchen (Wife is in love with) 4 bedrooms 4.5 baths Finished basement Front load Standard 2 car garage 20x20 Convenient grocery store across the street Commute to work stays the same All appliances provided by builder Build time roughly 7 months Existing Home Price: $660k 0.75 acres of land HOA $200 annually 4 bedrooms 3.5 bathrooms Finished basement Side load extended 2 car garage 24x20 More rural Commute to work increases 5 minutes In ground pool Rear deck area Hot water heater, roof, and pool liner all replaced within last 5 years Seller is including riding lawnmower and snow blower in purchase Very well up-kept interior and exterior Seller wants ...

Considering a short-term hold on a unique property with major septic constraints — looking for investor perspective. https://www.zillow.com/homedetails/3697-River-Rd-Lumberville-PA-18933/9094595\\\_zpid/?utm\\\_campaign=iosappmessage&utm\\\_medium=referral&utm\\\_source=txtshare Looking for objective input from investors who’ve dealt with non-standard properties and lifestyle-driven buys. We’re under contract on a riverfront home in Bucks County, PA for $650k. The setting is exceptional (quiet river corridor, strong schools, close to family), and we’re considering it as a 2–3 year owner-occupied hold / lifestyle play, not a long-term rental or forever home. Part of the motivation: we’re relocating for the school district, to be closer to family, and we have two very young kids (both under 2). So there is real non-financial value to the move — but I want to pressure-test whether the asset side still makes sense at the price. The big issue is septic, and I want to be very c...

Pretty much, it was our first time buying. We bought 3 yrs ago, got it for 675k. Put 20 percent down, plus closing costs 17k. Long story short, our realtor pretty much pushed us into this place. Felt very rushed and it didn’t help that our current living situation at the time was toxic. The home has foundation issues. It’s my fault obviously for not reading the disclosures properly. However, the realtor sent over 3, 200-300 page documents and said “read them and lmk if you have any questions”. I didn’t know wtf I was really supposed to look for or ask questions about. Anyway, I want out of the town house and I know if we try to sell, we’ll probably be selling for what we got it for or maybe less. I’m prepared to lose 10-15k, if it gets us out. (There’s nothing wrong with the home. I just wanna get ahead of the foundation issue before it worsens or the HOA does some special assessment). Or would it be a better idea to just stick it out and try to sell in another year or two? Any advi...

Landlords I need your help with something. Just curious what real landlords here struggle with most. Cause I’m building a tool that helps landlords automate tenant screening,rent tracking,comms. Before we finalize features, I wanted to ask: If you could wave a magic wand and fix ONE landlord headache instantly, what would it be? I’ve heard: screening, rent chasing, maintenance, legal, etc. Not selling anything, just trying to build this right.and it’s free submitted by /u/Less_Adeptness_6390 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qh1x7q/whats_ur_struggle/

Couldn’t the seller just sign over the house to the buyer and buyer wires seller whatever number they agree upon? Or seller sells house way under market value? And buyer wires them the rest? I get both are probably not legal. But I’m sure it happens? submitted by /u/Helpful-Finish-6561 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qgzmjl/buying_house_from_family_member_is_there_a_way_to/

submitted by /u/Background_Cut6622 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qg3kkp/townhouse_for_sale/

I’m curious to hear from buyers, sellers, agents and investors. Was it pricing the home, negotiations, inspections, financing, appraisal issues, timelines, or just the constant waiting and uncertainty? submitted by /u/LaMaisonRealEstate [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qg2mv3/what_part_of_the_buying_or_selling_process_felt/

Hello, we are looking to buy a house with an FHA loan. The lender that we are using is worried that the "bonus building" on the property could prevent us from getting the loan. We were originally going for a USDA loan, but he said the building would definitely be a problem with that, so we switched, and now he is saying it could still be an issue. I was wondering if someone here could give us some more insight. More info about the building: It makes up a very small portion of the property; the house is the main percentage. The building has electricity and its own meter, but no water, no bathroom. It is a one-room building with a bottom level for storage. It does have its own house number, but from what I can tell online, it's not a postal address, I guess, because it only shows up in certain places. The current owner is running it as a store and has a business license, but we have no plans to if we are able to buy the property. It is also zoned residential, not commerci...

Curious to hear honest perspectives, good and bad. What should someone know before committing? submitted by /u/ChatYourCareer [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qfaxdd/what_no_one_tells_you_before_entering_the_real/

With the insurance premiums in Florida going absolutely insane lately, I'm looking to offload one of my SFR (single-family rentals) in Tampa. It’s barely cash flowing anymore. The issue is, I have good tenants in there and I really don't want to disturb them with a million showings or put a sign in the yard. So I'm looking at the off-market route. I’ve been talking to a few local buying groups. One of them, Home Options, gave me a verbal offer that is actually close to what I need, but I am terrified of getting tied up in a contract with a wholesaler who doesn't actually have the cash and just wants to assign the contract. For the pros here: What is a "reasonable" Earnest Money Deposit (EMD) to ask for to weed out the fake buyers? Is $5k enough? How do you verify their Proof of Funds? Do you call their bank directly? I just want a clean exit without screwing over my tenants or having the deal fall through 3 days before closing. submitted by /u/rmor...

in Texas, My Aunt passed away last year and my uncle resumed paying for the home even though they were not legally married. I honestly dont even know if the bank knew my Aunt passed away. well yesterday my uncle passed away unexpectedly. he has 4 children. 2 adult children he has never really spoken to and 2 children 1 autistic adult and 1 autistic minor. NONE of my uncles family or his older children care about my uncle or what will happen to him or his children because "they aren't a place to take them in". I understand I guess but anyway, I am wanting to know of there is a way to get information on what will happen to the house and the money they've put into it. its on a really ghetto neighborhood and the house is not in good condition. is there a way for me to find out who their lender is? Will they even talk to me? please help. submitted by /u/celestthebestt [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qeeh4e/what_happens_to...

I’ve been digging through Reddit threads and noticed a clear pattern. For contracts, many people rely on tools like DocuSign, Dropbox, PandaDoc, or Adobe . But at the same time, a lot of those same users are actively asking for alternatives . Why? From what I’ve seen, it’s usually not because these tools don’t work but because: Pricing keeps increasing as usage grows Simple workflows start feeling over-engineered Teams pay for features they rarely use Small teams and solo operators feel locked into enterprise-style tools It feels like there’s a growing gap between what teams actually need and what most contract tools are built for . Curious to hear from this community: What made you start looking for alternatives: cost, complexity, flexibility, or something else? Would love to learn from real-world experiences. submitted by /u/Technical-Apple-2492 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qebhnp/whats_working_and_whats_not_in_rea...

We have a modest sized home at roughly 1,800 sq. ft. on 3 acres in an agriculturally zoned area of North Carolina. We converted the shed, that has dedicated power and a concrete slab back half we use as feed storage, that we converted into a chicken coop. In the far back left of the property, we have a large pen area that we made from both scrap and new materials, but it’s sturdy. Very sturdy. We’ve held heritage hogs in it that get 800+ lbs. Like any seller, we don’t want to break the bank or our backs by doing unnecessary work when it could be a possible selling point. How difficult, generally, would it be to sell our home as is? In the sense of being geared towards a homestead? I assume that many people who want to live in an area and a property like this have a similar mindset to us. But I also know many people still want a very residential property but the country living. submitted by /u/Haunting-Reindeer-10 [link] [comments] source https://www.reddit.com/r/RealEs...

I’m a 27 year old looking to buy my first home soon. By soon i really don’t know how soon, but to give a range id say the next 3-9 months. I currently have about 50k in savings. I’m looking for a home in the 375k to 450k area and i make gross minimum 120k in CA. I have no debt besides my car, which i plan to refinance to lower my debt/income ratio ( id still be paying extra towards the car). Given what I’ve seen and what i have, I’m sure i can qualify for a mortgage and my payment would likely sit between 2750 and 3250. I know i can afford the house, i just worry if I’m jumping the gun too soon and will end up house poor. Having that big of a mortgage payment would easily be 40-55% of my net income alone. I still need to account for utilities, gas, car insurance, car note, groceries, etc. That being said i also fear that if i wait longer for things to “ease” the market may only get worse for first time home buyers like myself. Unless theres a job market crash and foreclosures increase...

Hey all, My wife and I are currently looking at buying in a neighborhood with slab on grade homes from the early 90's in California (Sacramento Area). One of the biggest concerns we have is that because the ABS drains under the house are hard to access, any plumbing repairs in the future will be disastrously expensive and require jackhammering the inside of our house. Should we seriously consider avoiding early 90's homes that are slab on grade to avoid costly plumbing repairs in the future? Or are we exaggerating how common these repairs are? The exact home we're interested in is from 1990 exactly. Thank you! submitted by /u/INTP243 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qcq0nx/my_wife_and_i_are_looking_to_purchase_our_first/

Feels like nothing is moving. Houses stay listed forever, or they sell in a day for way too much. Sellers won’t let go of their low mortgage rates. Buyers can’t afford today’s payment. Rents keep climbing anyway. Curious if it’s the same in your area or if things are actually changing. submitted by /u/This-You-2737 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qcmkcd/housing_feels_completely_stuck_anyone_else/

What’s the climate out there for negotiating rates? Will buyers agents not show homes if I’m using a flat fee realtor ? Are buyers paying their agent or is it still the sellers ? Want to try to save money in agent fees if possible but willing to pay if they actually provide increased value or will get me a higher price, but with zillow and such I am skeptical. submitted by /u/smegma-man123 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qcliqs/flat_fee_realtor/

Hello! I am having a hard time understanding what this means. Can somebody please explain, in simple English (enough for non native), what it means? Thank you so much :) I very much appreciate it. It is my first time buying a home & if it matters this is in Michigan, US. https://i.imgur.com/X0GiPgo.jpeg submitted by /u/pinkbowhellokitty [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qbqyse/please_explain_fha_addendum/

I am well familiar with real estate regulations in my state /county. I have a home that has had major renovations and is still shy of being readily sellable on the open market as a move-in solution. I am also very busy with my non-real estate work so this is a distraction. That all said it has not been my experience that selling to "We buy ugly houses" / "We make selling easy" has led to either (a) accepting a house with significant drawbacks or (b) not making the transactional side easier (and in fact typically more complicated). A core issue is we don't know enough about the buying team and their methods. The MLS forms provide significant legal and procedural scaffolding including the expectations on the process and an understanding borne by legal precedents on how the terms are interpreted. This is a bigger deal than might be thought because ambiguities do regularly show up. For off market deals the buyers will craft the contracts to suit their needs. The ...

Long story short, our neighborhood was built in 2021. Backyards are decent size (about 60’ deep x 35’ wide), but are all just rectangles of grass with a fence around them. You’d walk out your back door and you’re just in an empty field with zero shade. First thing I did was find a nursery to come line our fence with some large Red Oaks and a Crepe Myrtle. At this point they are all 20-25’ tall and starting to fill in. Also had a 15x10 patio poured and a cedar wood cover built. No other homes in the neighborhood seem to have done anything. Ours now has some legitimate shade and privacy. Will this actually net us anything if/when we sell, or am I being optimistic? submitted by /u/KeyParking4032 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qblpnh/do_trees_add_any_resale_value_to_a_home/

When my fiance (73m) and I (70f) met three+ years ago, I had owned my house on a lake on the edge of town for 15 years. He was in the midst of having his small house in the country gutted and remodeled. He soon moved into my house. Then my 35 year old son moved into my house to go back to college between jobs. When the country house was finished, fiance and I moved there. We found out quickly that the house was too small, and we hated the inconvenience of living a half hour from town. We sold that country house 9 months later, and he bought a lovely townhouse two years ago on a quiet wooded cul de sac near our town square. The townhouse location was idyllic. Right downtown, near shops, library, doctor, dentist, etc. Our unit is at the far end of the street, overlooking woods with 150 year old oak trees. This was to be our last home. Developers bought the woods this year, cleared all the trees and are cutting a street through our cul de sac to a new townhouse development of 54 homes...

My parents own a house in California valued at approximately 1.5 million, which they originally purchased for 350,000 and currently use as their primary residence. I anticipate either moving into the home or renting it out soon/after inheriting it. I want to understand how I can minimize the property taxes I would pay in either scenario. I am aware of potential options such as the parent-child transfer exclusion under Proposition 19 or using a revocable living trust. Could anyone explain the strategies available? submitted by /u/Squidwards4Legs [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1qadlgb/strategies_to_minimize_property_taxes_when/

Posting this as a cautionary tale for anyone doing owner/seller financing. We closed an owner-financed transaction through Schaefer Douglas in Maine. After closing, they sent us the original deed and original mortgage, but never delivered the original wet-ink promissory note. That’s a critical problem — the promissory note is the negotiable instrument required to enforce or sell the loan. A few months later we attempted to sell the note, and every buyer required the original. Deal stopped. Then, adding to the concern, the same title company later mailed us another client’s owner’s and lender’s title insurance documents by mistake. We’ve contacted them multiple times asking them to correct this, but it still hasn’t been resolved. My wife and I are both real estate agents, and based on this experience we won’t be using or referring this title company. We’re hopeful this can be fixed without lawyers, but this has been a costly and frustrating situation that others should be aware of....

Hey everyone, I'm under contract for a 2-bed/2-bath house on 13 acres in the central PA. It's on a slope over 25%, with an old (1982) 750-gallon septic tank that's undersized and potentially leaking per a recent inspection (unsatisfactory rating, low water level, missing baffle). Beautiful house and views, but concerned that the septic will need to be replaced asap.. and due the location and build of the property it will be very difficult to do anything. My understanding is that any repairs or replacements will require this to be brought up to code and the unit is undersized and on a steep slope. Might require a holding tank? Should I walk away or ask for ~100k discount off the house? I am waiting for estimate back on replacement cost [RE agent and online suggesting ~35k-40k] maybe more due to location if I need a helicopter or something due to location!! Worst case I am being told might not pass current day standards and require a holding tank. Help! submitted by ...

Our attorney didn't share the copy of any paperworks / documents after we sold our house. We signed the paperworks at the pre-closing but they never send us any copies. I contacted them few times but no response. They might send it later but I'm just trying to see what documents we should expect from a closing, so that I can make sure they shared everything. submitted by /u/RealisticAd3919 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1q9yhmp/documentspaperworks_after_selling_a_house/

News come out new government policy on real estate. What's your thoughts on this ? Is this good or bad? They want to keep big companies from owning single family homes. The current real estate policy focuses heavily on housing affordability, aiming to make homeownership more accessible by banning large institutional investors from buying single-family homes, reducing mortgage costs through government-backed mortgage bond purchases, potentially expanding down-payment assistance (like using 401(k)s), and reducing regulations for builders These initiatives, driven partly by midterm election concerns, seek to lower prices by curbing investor demand and increasing supply, though experts question the impact of investor bans and the effectiveness of some proposals. Key Policy Initiatives (as of early 2026): Investor Ban: Directives to stop large corporations from buying single-family homes, arguing "people live in homes, not corporations". Mortgage Rate Reduction: Directing...

I am an inheriter on an estate. We have been trying to sell a house for about a year now. 3 sales have fallen through. We have 5 inheriters. The main one is sketchy but we just want to sell it and be done. The question is: should we really only have 24 hours or less to accept the offer to sell the house? Its always less than 16 hours and they always blow our phones up to drop everything and sign the papers within 2 to 16. I am wondering if this is realistic. With 3 previous offers myself and my 2 siblings dropped things (no matter the inconvenience) and signed paperwork. At the time, I was day shift at flexible job, one sibling had graduated school and was doing deliveries working toward opening their own business, and the last sibling was a security guard for a private company. Now all of careers are much more involved and have taken off very well in the last 2-4 months. All 3 of us nearly got fired for the lengths these people went through to get ahold of us to day when my mother ...

First time homeowner here trying not to make a decision I regret later. I understand the basic math of solar lease vs buy, but I am more worried about things like refinancing, selling earlier than planned, or dealing with confusing contracts. If you have already gone through this, what surprised you the most after install. Were there companies that handled communication, documentation, and long term support better than others, especially when life plans changed. submitted by /u/IndividualOrchid4745 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1q82c1l/solar_lease_vs_buy_for_first_time_homeowners/

What's everyones perception on rent to own? What's good and what bad? Is it worth it? This is Ontario Canada. History: We ended up renting a house on 3/4 acre that was supposed to be torn down so the real estate agent(owner) could rebuild new. This past summer an archeological dig happened. A few months later the owner texts me and says he isn't going to tear down the house. But he is going to build a house on the partial side of the lot. This house is definitely a tear down. It's liveable though but too small for my family of 6 as it's two and a quarter bedroom with one bathroom. The basement could be liveable with a bedroom if remodaled but it's kind of a dungeon. The electrical panel is still the glass screw in type so it's extremely out of date. It does have a forced air furnace with air conditioning so that won't have to be replaced any time soon. Water heater is good but I was going to replace it even as a tenant they aren't crazy expensiv...

What's the best platform for finding contractors who understand investment perspectives and can deliver quality work on time and on budget? The challenge is most platforms seem like lead generation where contractors pay to be listed. Common issues are projects dragging out or constant change orders that eat into returns. Does anything exist that does serious vetting beyond surface level? Willing to pay for quality matching if it saves time interviewing people who can't deliver. submitted by /u/Syn1923 [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1q8969z/is_there_a_contractor_vetting_platform_that_does/

I live in Bulgaria and study in Austria, and I want to learn everything I can about real estate, but all of the popular books are for Americans. I wouldn't say they apply in Europe, and especially not in Bulgaria, so I'm guessing something more general or Europe-based would be perfect. Any recommendations? It also doesn't have to be a book if it's some website with really good info or a certain channel that helped you a lot. Thanks in advance. submitted by /u/Robota1m [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1q84yph/any_good_books_to_learn_european_real_estate/

I have had my house on the market for almost 7 months in Florida. It went on the market in June. We decided to sell it since we have been renting it out due to having jobs and life in another state, and we did not think we wanted to go back there. My renter moved out in June, so I have been paying rent and mortgage for 7 months now. After the 3rd month I was getting nervous. When it came to the second week of November I was slightly panicking, and now we are are in a world of trouble due to debt from paying double rent/mortgage, and I was not in good shape financially when this started. I have had no offers, besides a ridiculously low invested offer that was kinda spam, I have reduced the price by 85k, and there is just no movement. As of the end of this month we are going to have to upend our lives and move back into the house. My partner is going to either quit his job, or we are going to have to live separately until the house is not stale real estate anymore. We are just sick abou...