Hey guys, just looking for any advice about my situation. Me and my boyfriend are moving in together soon, and while he has a great credit score and good rental history, I have a lower credit score (not horrible but not great either), and bad rental history due to a roommate. Almost two years ago, I had a roommate move in my last apartment and stupidly did not put her on the lease. Her dog chewed a huge hole in the carpet and broke part of the windowsill, and we were frequently a couple days late on rent because she never had her half. She moved out and I cleaned up as much as I could, but I still ended up getting charged a lot of money, and some of that went to a collection agency. I’m trying to figure out how to deal with the collection. I moved in Dec 2022 and the place I rent with now has been great, I’ve never been late making a payment. Me and my boyfriend make well over 3x the rent, but I’m worried that my history will bring us both down. Should I just include a note explaining what happened when I do my application? I’m just afraid my last apartment complex will say I was a horrible tenant when it wasn’t me. Any advice will be appreciated, thanks
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source https://www.reddit.com/r/RealEstate/comments/190p12k/renting_with_bad_history/
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