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Insurance on Older homes in houston

Have been looking at houses in the $400,000 range. We started looking and ne construction but we're appalled by the tax rates and HOA dues not to mention no matter what builder it went to, I feel like every floor plan is the same thing. We started finding a bunch of older houses with unique floor plans and layouts some upgraded some not but still nice. There in good areas with decent tax rates so we thought this was the way until we started getting insurance quotes. First off, if the roof is older than 15 years don't even think about it 3 out of 5 will flat out not even cover you. I have not got quoted insurance cheaper than 6000.

So I have found in the same price point new versus old. It's almost a wash between new construction with high tax and low insurance and older homes with lower tax and higher insurance.

submitted by /u/Nfire86
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source https://www.reddit.com/r/RealEstate/comments/18jmf6u/insurance_on_older_homes_in_houston/
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