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Take my interest with me?

Bought a house on 2021 and we are now looking to upgrade.
The current house is 3,500 sq ft built in 2003. Bought for $720k with 2.25% interest rate. Two recent comps but the house at $1.05M.

Family:
33 and 32 y/o dual income. 3 kids (5,4,2). No need for further education (Both have Masters)

Financial Picture:
$19k net a month (includes annual bonuses)
No debt (new cars in 22 and 23), Retirement savings on track College for kids is on track. Daycare costs ending in 2 years ($4.5k a month)

We want a house that is newer, a little bigger and better quality overall. Looking at $1.3m to $1.4m

Is there any strategy to be able to bring my 2.25% interest rate with me to the new house?

submitted by /u/Adventurous_End_9445
[link] [comments]

source https://www.reddit.com/r/RealEstate/comments/186nuj7/take_my_interest_with_me/
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