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Owner financing and owner title insurance

Selling my house to a friend and I'm doing the financing. We are splitting the closing costs. Meeting with my attorney next week to sign the contract and he has included, in the contract, both "buyer title insurance" (for the buyer/friend) and "owner title insurance" (for me).
When I bought the house 20+ years ago, I paid to have a title search. It came up clean. So I am struggling to understand the purpose of including owner title insurance in this contract. It's not protecting my purchaser--he is purchasing "buyer title insurance." Is it protecting me from something? Could something have happened since I purchased the house that I am not aware of? Could someone have placed a lien on my property that I don't know about? I am retaining the title to the house until the balance is paid off, so wouldn't I be covered by the original title search performed when I purchased the home?

submitted by /u/ApricotEmotional1018
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source https://www.reddit.com/r/RealEstate/comments/17646tg/owner_financing_and_owner_title_insurance/
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