VA Appraisal MPRs - Nitty Grittys Needed
I posted this on a VA Loan page but no response…
Hey all! We are currently in process of purchasing our home through a refinance of a land contract. We’re preparing for the MPRs and admittedly we’re searching every nook & cranny that may be not okay.
My question is how nitty gritty do they get?
Going off of MPRs I feel like we’ve remedied everything we can. A few items we are concerned about warrants bullet point and and ask to any and all VA loan appraisers & participants to help us get our level of concern in check.
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We have a chain link fence that’s a little wobbly but it’s erect. Will they fail if the fence isn’t perfect?
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We had several cracks in our cement basement floor. We have filled all with crack sealer & painted the floor perimeter to hide any standing water stains. How do they look at patching like that?
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The house was updated before our move in 5 years ago with all new mechanicals etc. but all exterior basement foundation walls were covered floor to ceiling in insulated foam rectangles & sealed with spray foam. They can’t see the walls.. will this be an issue?
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The basement entrance is a cutout in the floor that is lifted like a crawl space. Will the way this is structured be a problem?
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The first basement step is also not aligned with the hole as the house was rebuilt upon the original exterior entrance to the basement. Will they consider this a safety issue?
Thanks for the help & advice!
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source https://www.reddit.com/r/RealEstate/comments/zvmz5b/va_appraisal_nitty_grittys/
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