Skip to main content

VA Appraisal Nitty Grittys

VA Appraisal MPRs - Nitty Grittys Needed

I posted this on a VA Loan page but no response…

Hey all! We are currently in process of purchasing our home through a refinance of a land contract. We’re preparing for the MPRs and admittedly we’re searching every nook & cranny that may be not okay.

My question is how nitty gritty do they get?

Going off of MPRs I feel like we’ve remedied everything we can. A few items we are concerned about warrants bullet point and and ask to any and all VA loan appraisers & participants to help us get our level of concern in check.

  • We have a chain link fence that’s a little wobbly but it’s erect. Will they fail if the fence isn’t perfect?

  • We had several cracks in our cement basement floor. We have filled all with crack sealer & painted the floor perimeter to hide any standing water stains. How do they look at patching like that?

  • The house was updated before our move in 5 years ago with all new mechanicals etc. but all exterior basement foundation walls were covered floor to ceiling in insulated foam rectangles & sealed with spray foam. They can’t see the walls.. will this be an issue?

  • The basement entrance is a cutout in the floor that is lifted like a crawl space. Will the way this is structured be a problem?

  • The first basement step is also not aligned with the hole as the house was rebuilt upon the original exterior entrance to the basement. Will they consider this a safety issue?

Thanks for the help & advice!

submitted by /u/Crafty_HippieWitch22
[link] [comments]

source https://www.reddit.com/r/RealEstate/comments/zvmz5b/va_appraisal_nitty_grittys/
Labels:

Comments

Post a Comment

Popular posts from this blog

North Carolina – “One to Buy; Two to Sell”

I realize I will likely have to contact a real estate attorney but also hoping to hear insights and experiences from others! I have a house in NC that I bought by myself in 2009, and paid off, in full, in 2022. I got married in 2023. My spouse and I have not lived in the house as our "marital residence". We have maintained separate residences even after we got married. (That a separate topic!). I am now selling this house. Realtors have told us that my husband has to sign the deed at time of transfer but I am not convinced since the house has not been our marital residence. The realtors like to use the phrase "one to buy; two to sell", which seems like a broad-stroke statement which is not applicable under all circumstances. And of course, the realtors don’t realize the details of my specific circumstances: I purchased and paid for the house in full prior to marriage Only my name is on the deed And most importantly, we have never lived in the house as a marit...
Post a Comment
Read more

Question With Tricon "Pending ID".....

My wife and i, along with 2 other peopl applied to rent a house, and our application says "Approved, Pending ID". Anyone else know what that means? Do we pretty much have the place or are we missing something? submitted by /u/Itskrueger [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1orixqj/question_with_tricon_pending_id/
Post a Comment
Read more

Making offers on houses not listed for sale.

I want to buy a home for retirement. I am looking at lots of options, mostly focusing on the locations that appeal to me. I see lots of Zillow estimates of homes that look like great deals to me. Are these estimates accurate, even though similar houses in the same area that are for sale are usually priced much higher? If so, is it realistic for me to try to make offers to owners that do not have their homes listed? Would a realtor even consider helping me do this? Or, do these values indicate that the houses listed for sale are overpriced, and I should just lowball until someone accepts? Are houses today tending to sell far below list prices, or ??? submitted by /u/chewybrian [link] [comments] source https://www.reddit.com/r/RealEstate/comments/1o4mcon/making_offers_on_houses_not_listed_for_sale/
Post a Comment
Read more