We received a Loan Estimate document from our lender yesterday but when we reviewed it, it had a higher overall monthly payment then we had previously been told. When we told him he said "oh that's weird, I'll have the loan company review it and send a new one Monday becaude it shouldnt be that high". Then he told us that even when they send a new document we would still have to sign this old one, it cant be left unsigned and nothing is permanent until closing and the closing documents.
Now, on a Saturday night at 9pm cst, 10pm his local time, we got another email and it's the same exact document with nothing changed and the old date. We reach out to him again and he says that we need to sign it and we should just sign it so we dont forget later and it can cause big problems. I don't see why we can't wait until Monday and this is honestly a little scary. How can I be sure we arent beibg pushed into a mortgage we cant afford?
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source https://www.reddit.com/r/RealEstate/comments/l93as0/lender_pushing_us_to_sign_a_document_showing/
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