Simple question I’m having trouble finding the answer to

Hi, I’m currently living a garage, trying to aggressively save for a home. I’m a college student looking to buy once I graduate next year. I’ve managed to save 12k, my goal is to save an additional 18k for a down payment. I know conventional lending limits are 36/43. I will graduate with no debt, will a 42DTI front end work assuming 0 debt? Running some stats tells me I won’t make enough to pull off a 36.

My budget is no more than 220k

submitted by /u/back2lumby212
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source https://www.reddit.com/r/RealEstate/comments/ij58x5/simple_question_im_having_trouble_finding_the/