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Buying a CO-OP and need down payment funds/advice [NY]

So, I know it says condo in the flair, but it was the closest option. My fiance and I live on Long Island in New York. We have been looking for a little while and saving up for down payments. We could do a condo or house down payment without a problem for the price range we are looking at. The issue with the co-op is that it wants an 18% down payment and we have saved around 13%. It would take another 2 to 3 months to save the remainder and by then the co-op would be sold as its a very desirable location and is one of few two bed two bath in the area. Does anyone know of any lending methods or ideas of how to fill that 5% missing gap of down payment? I wanted to use unison but they do not work with co-ops. I am open to lending tree but not sure if its the right route. Thank you all for your help and advice!

submitted by /u/abovethewavess
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source https://www.reddit.com/r/RealEstate/comments/fblfks/buying_a_coop_and_need_down_payment_fundsadvice_ny/
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