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How much house is safe to afford? Husband and I disagree.

My husband and I are on different pages when it comes to purchase price of a home (First time homebuyers and plan to make this our forever home). He is very conservative, he thinks about our future kids, saving for their college, etc. I 100% agree we need to take these future costs into consideration but I believe he is being TOO conservative but would like others opinions/ expertises/ experiences. 1 we can easily afford to put 20% down 2. The only debt we have is my car which is being leased right now for $450/month. I plan to buy it at the end of the lease this fall for 22k. We have no student loans or credit card debts. He will need a new car in the near future (prob in a years time)3. He’s salary and takes home( after taxes) 4k/month. I’m hourly so my paychecks vary. I average $3600/month. He also gets quarterly bonuses (not guaranteed but 99% of the time gets them) of about $1200. He also gets raises each year of about 2k. We do plan to have children in the future and I do want to go to part time so that needs to be considered as well. What do you think is a SAFE home price for us?

submitted by /u/MrsAllieCat
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source https://www.reddit.com/r/RealEstate/comments/c6utbo/how_much_house_is_safe_to_afford_husband_and_i/
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