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need help

Hello everyone so basically i am in buying of a home process and stuck in a situation Property purchase price is 320000 Bank loan Pre approval is 300000 so basically ill be paying 20k at the time of closing to get this property Now the question is regarding down payment..so lets say if i go with 20% down payment so it would be 20% from the loan amount which bank approved 300000 or it would be from purchase price 320000.

its a confusion for me because they approved me for 300k so now i am bit confused..if i was approved for 325k that would be simple but now whats going to happen in this scenarion..

20% would be 64k i guess of purchase price & 60k if its for loan amount only based on 300000

submitted by /u/Todayx_Rider
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source https://www.reddit.com/r/RealEstate/comments/1piw44m/need_help/
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