I believe we got taken advantage for. I noticed the numbers don't add up correctly.
Here is our numbers and here is what my closing paperwork says.. they also did not give us 3 days for the closing paperwork we only had a day and its on the paperwork. We asked to speak to the closing attorney and they said they can't talk to us as the lender is the client not us.
Our purchase price for our home was 120k we had to add in $10,300 for our septic tank. I confirmed with the lender that the mobile home company received a check for $130,300.
Our closing cost was 13,866.13 which was also tied into our loan.
By our numbers our our loan should have been $143,866.13
Now in closing paperwork it said we had 20k for land credit/deposit and like 8,876.13 in credit.
How they have it.
Sale price is $173,666.13 (don't know how??) -20k deposit $153,666.13 -$8,876.13 =$144,790
HOW????
I can't get anyone to talk to us. Not the lender the mortgage company the closing attorney. NOBODY.
I'm dying of terminal cancer, we sold our home and downsided to a mobile home, etc I don't want my wife and kids to have to battle this if its incorrect. I can PM any of our paperwork.
I think our sale price should have been $143,866.13 Then -20k =$123,866.13 -$8,876.13 =$114,990
Can anyone help me please!
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source https://www.reddit.com/r/RealEstate/comments/1obccub/help_i_think_our_lending_agentlender_ballooned/
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