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Appraiser pulled permits, now what?

So for the last week my partner and I have felt like we won the lottery. We found the house we loved in a neighborhood we never thought we could afford, made the best offer we could and were chosen even with better offers on the table. The house is from the 1930’s and has plenty of issues that we’ll need to address, but the appraiser went in this week and while we were happy it appraised higher than what we offered, she left conditions. Theres a bathroom in the basement that has been there at least since the 70’s (as per tax assessor documents) that she is saying we need to pull a permit on. Theres a good chance the permit was either part of the houses original design, or not digitized and in a physical folder, but we’re very nervous. The sellers realtor called our lender EXTREMELY mad about the situation and there are other backup offers they can go with. We were scheduled to close on the 10th, and if push came to shove we’d absolutely pay to just have the bathroom ripped out, but we’re worried the seller will go with a backup offer just to avoid dealing with the headache. Our realtor (who is amazing) has said she’ll take point on all the heavy lifting so they won’t have to do anything, but the thought of starting the search over is killing us, I’ve been having panic attacks and my partner is just not sleeping. Is there anything we can do? We have the ROV option to contest the appraiser, but we’ve been told using that will likely upset the appraising team and we could get someone who appraises it in worse ways out of spite.

submitted by /u/Garbo_Smash
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source https://www.reddit.com/r/RealEstate/comments/1nwwav0/appraiser_pulled_permits_now_what/

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