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Do home warranty companies ask to see inspection report?

Closing on a house soon and sellers are offering a 1 year home warranty with "America's Preferred Home Warranty". This is no cost to myself.

I have done some research the general consensus is that these home warranties are a scam and they will deny a claim whenever possible.

Our inspection revealed a couple minor and non urgent issues. A few separate plumbing issues with estimated repair costs of 400-600 each. One electrical issue estimated repair 750. The home warranty deductible is $75 per call. You can choose your contractor. These are covered items when I look at the warranty fine print. I don't see anything about "pre existing conditions" like you often see with insurance plans.

Is this considered fraud if I file a claim a few months after I move in? Am I required to show them the inspection report? Do I file a claim and if they deny it I'm just out the $75? People buy houses without inspection all the time so I'm not sure how they would know whether or not I had an inspection.

Any experience with this? Thank you

submitted by /u/Capable-Locksmith-65
[link] [comments]

source https://www.reddit.com/r/RealEstate/comments/1j0yjxc/do_home_warranty_companies_ask_to_see_inspection/
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