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Advice regarding inexpensive housing purchase

I've been living in Santa Barbara for 8 years, always renting. Right now I live in a studio paying $2200 per month. I've been out of work for health reasons for the last year. I have $190k in the bank.

I would like to find an inexpensive place to live where I don't have to pay some monthly fee, or at least keep it to a minimum. It's just throwing money in the trash, money that I don't have to spare right now.

I've seen multiple listings for sub-100k mobile home units, but the space fees are commonly $1500+ per month - that really doesn't save me much.

I've also seen multiple listings for relatively inexpensive homes in a community setting, but the HOA fees are also high.

I'm certainly not wedded to Santa Barbara, but I would like to live relatively close to the coast, anywhere in between Lompoc and San Diego.

Any recommendations?

submitted by /u/Mmmm_waves
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source https://www.reddit.com/r/RealEstate/comments/1j0542j/advice_regarding_inexpensive_housing_purchase/
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