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Need urgent help resolving a lien from Washington ESD before my house closes!

Hi everyone, I’m in a stressful situation and could really use some advice.

I’m closing on a house on January 21st and planning to sign the documents on January 17th. However, the Washington Employment Security Department (ESD) has placed a lien on my property due to an overpayment determination from unemployment benefits that I received years ago. (I just found out about this Friday evening from the lender)

Here’s the backstory:

  • I was discharged from the military and began receiving unemployment benefits in good faith.
  • The ESD later denied my claim because I didn’t verify my identity in time. Unfortunately, I was temporarily out of the country and didn’t receive the request. This never showed up on my credit report and I never received correspondence from them about a court case.
  • Now they’ve determined I owe $7,500 (over $14,000 after interest), and they’ve placed a lien on my property.

I’ve already filed an appeal, but the process takes time, and I need to resolve this ASAP to avoid delaying my house closing. My lender needs either the lien removed or proof that I’m actively resolving the debt.

I’m willing to:

  1. Make a partial payment upfront if I absolutely have to.
  2. Set up a repayment plan with ESD.

Does anyone have experience with:

  • Getting ESD to release a lien temporarily or quickly?
  • Working with escrow or lenders in a situation like this?
  • Posting a lien bond or other creative solutions?

Any advice or tips would be greatly appreciated. Thank you so much!

submitted by /u/mousoudaikin
[link] [comments]

source https://www.reddit.com/r/RealEstate/comments/1hzkb9b/need_urgent_help_resolving_a_lien_from_washington/
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